Specialist, Credit Insights

NewDay is one of the UK's leading digital consumer finance providers. We’re on a mission to help people move forward with credit, supporting over 6 million customers every day! You may have heard of our own brand credit cards like Aqua, Marbles or Bip, or our co-branded retail credit cards with John Lewis & Partners, Argos and AO.

In this role, you’ll have the opportunity to join a fast-moving business where you’ll see the entire credit lifecycle end-to-end. You’ll gain cradle-to-grave exposure, from first point‑of‑contact lending decisions through to collections strategy, whilst working closely with teams across the business to understand and present the 'why' behind decisions.

How you’ll contribute:

• Deliver forward‑looking portfolio forecasts across our near prime products
• Analyse impairment drivers, investigate ad‑hoc issues, and provide actionable insight into emerging trends across the credit book
• Develop and structure reporting that explains portfolio movements, identifies key drivers, and supports strategic decision‑making
• Partner with cross‑functional teams to validate data, interpret insights, and continuously improve forecasting accuracy and portfolio understanding

We’re looking for these essential skills:

• Proficiency with Python and/or SQL for data manipulation and analysis
• Strong skills in Microsoft Excel, PowerPoint and PowerBI
• Analytical and critical-thinking abilities
• Experience in presenting insights through clear data visualisation and communication
• Attention to detail and accuracy focused

It’s a plus if you also have these skills:

• Experience working in a Credit risk environment
• Experience within a regulated financial services organisation

At NewDay, it's really important to us to offer flexible ways of working, whilst appreciating the value of face-to-face collaboration. This role is hybrid, with an expectation that you’ll work from our KX office 2 - 3 days per week.

You’ll also get:

• 26 days holiday, rising to 30 with service
• A holiday buy scheme (up to 5 extra days)
• Double matched pension, with up to 14% from NewDay
• Generous annual performance bonuses
• Private medical insurance with Bupa, including mental health support and cancer care
• 26 weeks paid maternity, adoption and shared parental leave
• Free breakfast and lunch in the office every day, provided by our in-house chefs…and more, which you can explore!

At NewDay, we value all types of diversity. We’re an equal opportunity employer and believe that our differences create a vibrant, authentic working culture. We want all our colleagues to feel able to bring their whole selves to work. We don’t discriminate on the basis of protected characteristics or identities. We make sure that every job is crafted to be inclusive and that people with disabilities or caring responsibilities can take part in the application and interview process. Tell us if you need accommodations: We’ll put reasonable adjustments in place to support you.