Head of Partnership Commercials in London

In this role, you will be NewDay's expert in valuing new credit card, revolving credit, and embedded finance opportunities, producing highly accurate financial forecasts that underpin commercial decision‐making. You will own and continuously evolve NewDay's customer value management models, using advanced analytics, coding, and financial modelling techniques to assess per‐customer economics, long‐term P&L impact, and overall deal viability. Your work enables the Enterprise Partnerships team to understand customer behaviour, evaluate risk, and quantify returns for both new and existing partnerships.

Day‐to‐day, you will build valuation models, extract complex datasets, run sensitivities, and develop clear commercial narratives for senior leaders. You will collaborate closely with Finance, Credit Risk, Treasury, Product, and Technology to optimise deal mechanics and identify risks and opportunities. You will also lead the pricing of promotional finance offers within the embedded finance ecosystem and deliver bespoke analyses to guide strategic conversations. Ultimately, your modelling and insight will be fundamental to shaping which partnership opportunities NewDay pursues and how they are structured to maximise value.

How you will contribute:

• Production of customer level product valuations: Creation of accurate valuations based on existing trends and data available from potential clients.
• Own, build and maintain the NewDay product valuation model: Maintain, improve and rebuild the valuation model as required reflecting new products and partners.
• Work in partnership with the finance department: support on delivery of Business Development forecasts for potential opportunities.
• Production of product and P&L sensitivities: Identify and lead on forecasting risks through strong commercial judgement and appropriate sensitivity analysis.
• Provide clear articulation of financials and commercial model outputs. Summarize commercial projections and financial risks clearly for senior management. This helps them make effective decisions.

We are looking for these essential skills:

• Problem solving: Candidate should have a methodical approach to solving problems.
• Independent: Autonomous with a level of self-motivation to the highest standard within reasonable timelines.
• Coding: Skilled coding experience with a demonstrated history of extracting relevant data and independently identifying errors to guarantee data accuracy (preferably SAS or SQL).
• Analytics: Ability to analyse data, understand trends, apply commercial oversight to produce data inputs that can be used to model new partners.
• Excel: Strong Excel knowledge modelling capability. Able to construct from scratch sophisticated model for use in financial modelling.

Bonus skills if you have them:

• Customer value: Demonstrated experience in generating lifetime valuations at a "per average customer" level using Excel and other tools such as Python, SAS, or VBA.
• Previous P&L exposure and familiarity reviewing financial performance although accountancy background not required.
• Credit forecasting: Exposure to forecasting credit products.
• Platform-as-a-Service (PaaS): Understanding of fundamentals and trade-offs of establishing a PaaS business.

The role reports to the Director managing Business Development. It will direct all performance factors linked to new partnerships within NewDay's Enterprise Partnerships division. This involves anticipating overall customer behaviour on new and existing products and delivering commercial advice and decision-making support to NewDay's Enterprise Partnerships team.

At NewDay, we value all types of diversity. We are an equal opportunity employer and believe that our differences create a vibrant, authentic working culture. We want all our colleagues to feel able to bring their whole selves to work. We do not discriminate on the basis of protected characteristics or identities. We make sure that every job is crafted to be inclusive and that people with disabilities or caring responsibilities can take part in the application and interview process. Tell us if you need accommodations: We will put reasonable adjustments in place to support you.