At a Glance
- Tasks: Optimise credit strategies and enhance customer experiences in a collaborative team.
- Company: Join NewDay, a purpose-driven company focused on responsible lending.
- Benefits: Inclusive culture, career growth opportunities, and support for diverse backgrounds.
- Other info: Dynamic environment with a focus on innovation and collaboration.
- Why this job: Make a real impact by turning data into insights and driving meaningful change.
- Qualifications: Degree or equivalent experience with strong analytical skills and SQL proficiency.
The predicted salary is between 50000 - 65000 £ per year.
As a specialist analyst in our Customer New Lending team, you'll help optimise credit decisioning strategies that deliver great customer outcomes while supporting ambitious business growth all within NewDay's responsible lending framework. You'll work closely with teams to deliver meaningful change through responsible lending and improved customer experiences. If you enjoy turning data into insight, solving complex challenges, and making a measurable impact, this is an opportunity to grow your career in a collaborative and purpose‐driven environment.
How you'll contribute
- Help shape and optimise new lending strategies across all six of our credit card products, balancing customer outcomes, business goals, and changing economic conditions.
- Support the growth of our market‐leading Open Banking capabilities by identifying innovative ways to use new data sources to improve underwriting and decision‐making.
- Develop and enhance reporting and monitoring to identify emerging trends, deliver clear insights, and support data‐driven decisions at Senior Leadership level.
- Build strong cross‐functional relationships across the Credit Function and wider business, encouraging collaboration, knowledge sharing, and continuous improvement.
Essential skills
- Degree educated or equivalent experience, with a strong analytical and numerate background.
- Confident using SQL on a daily basis to analyse data, uncover insights, and support decision‐making.
- Strong analytical skills with the ability to identify trends, solve problems, and communicate findings clearly to a range of stakeholders.
- Advanced MS Office skills, particularly in Excel, with experience working with large and complex datasets.
- A proactive and curious mindset, with a collaborative approach, creative thinking, and a genuine drive to make an impact.
Preferred skills
- Experience within financial services and a foundation in risk analytics, ideally within consumer lending.
- Development and implementation of credit risk strategies in a fast‐paced environment.
- Familiarity with AI co‐working tools such as Claude Co‐Work.
- Comfort using visualisation tools such as Power BI and Tableau.
- Proficiency in Python for data analysis.
Equal Opportunity Employer
At NewDay, we value all types of diversity. We're an equal opportunity employer and believe that our differences create a vibrant, authentic working culture. We want all our colleagues to feel able to bring their whole selves to work. We don't discriminate on the basis of protected characteristics or identities. We make sure that every job is crafted to be inclusive and that people with disabilities or caring responsibilities can take part in the application and interview process.
Tell us if you need accommodations: We'll put reasonable adjustments in place to support you. We work with Textio to make our job design and hiring inclusive.
Specialist, New Lending Credit Strategy in London employer: NewDay Cards Limited
At NewDay, we pride ourselves on being an excellent employer, offering a collaborative and purpose-driven environment where you can truly make an impact. Our commitment to diversity and inclusion ensures that every employee feels valued and empowered, while our focus on professional growth provides ample opportunities for career advancement. Located in a vibrant area, we foster a culture of innovation and continuous improvement, making it an ideal place for those looking to thrive in the financial services sector.
StudySmarter Expert Advice🤫
We think this is how you could land Specialist, New Lending Credit Strategy in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those at NewDay. A friendly chat can open doors that a CV just can't.
✨Tip Number 2
Prepare for interviews by practising common questions related to credit strategy and data analysis. We recommend using the STAR method to structure your answers – it helps you showcase your skills effectively!
✨Tip Number 3
Show off your analytical skills! Bring examples of how you've used data to drive decisions in past roles. This will demonstrate your fit for the Specialist role and your proactive mindset.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are genuinely interested in joining our team.
We think you need these skills to ace Specialist, New Lending Credit Strategy in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that match the job description. Highlight your analytical background and any experience with credit strategies or financial services to show us you're the right fit.
Showcase Your SQL Skills:Since you'll be using SQL daily, it's crucial to demonstrate your proficiency. Include specific examples of how you've used SQL to analyse data and drive decision-making in your previous roles.
Be Clear and Concise:When writing your application, keep it straightforward. Use clear language to communicate your insights and findings, as this will resonate well with our collaborative culture and help us see your potential impact.
Apply Through Our Website:We encourage you to apply directly through our website. This way, you can ensure your application reaches us quickly and efficiently, and you'll have access to all the latest updates about the role.
How to prepare for a job interview at NewDay Cards Limited
✨Know Your Data
Since the role involves a lot of data analysis, make sure you brush up on your SQL skills. Be prepared to discuss how you've used SQL in past projects to uncover insights and support decision-making. Bring examples of how your analytical skills have led to measurable outcomes.
✨Understand the Business Goals
Familiarise yourself with NewDay's credit card products and their market positioning. Think about how your strategies can balance customer outcomes with business objectives. During the interview, be ready to share your thoughts on how you would optimise lending strategies in line with changing economic conditions.
✨Showcase Your Collaboration Skills
This role requires strong cross-functional relationships, so think of examples where you've successfully collaborated with different teams. Highlight your proactive and curious mindset, and be prepared to discuss how you encourage knowledge sharing and continuous improvement in your work.
✨Be Ready for Technical Questions
Expect questions about your experience with visualisation tools like Power BI or Tableau, and your proficiency in Python for data analysis. Brush up on these tools and be ready to discuss how you've used them to develop reports or identify trends in your previous roles.
