At a Glance
- Tasks: Transform complex data into actionable insights to drive business decisions.
- Company: Join a leading consumer credit company with a focus on innovation and inclusivity.
- Benefits: Competitive salary, diverse culture, and opportunities for career growth.
- Other info: Collaborative environment with a commitment to diversity and inclusion.
- Why this job: Make a real impact by analysing credit trends and uncovering valuable insights.
- Qualifications: Strong SQL, Excel, and analytical skills; experience in data visualisation is a plus.
The predicted salary is between 47250 - 57750 £ per year.
Mission Statement & Summary
As a Specialist, Credit Insights, you’ll turn complex data into clear insight that helps us understand where our customers and credit portfolio are heading.
From forecasting arrears, insolvencies and account balances to identifying emerging risks and opportunities, you’ll investigate the numbers, spot the story behind the data and help shape better business decisions.
This is a role for someone who is naturally curious, analytical and investigative.
You won’t just produce reports — you’ll challenge the data, explore what’s driving the trends and translate your findings into insight that stakeholders can act on.
You’ll work closely with Credit Risk, Finance, Strategy and Customer Insights teams, with the opportunity to make a visible impact across the credit lifecycle.
How you’ll contribute
Forecast and analyse credit performance, identifying trends across arrears, insolvencies, balances and other key portfolio outcomes.
Interrogate large datasets to uncover patterns, emerging risks and opportunities, turning analysis into meaningful business insight.
Develop and improve forecasting, MI and analytical processes, helping turn individual analysis into scalable and repeatable solutions.
Visualise and communicate complex findings through compelling dashboards and presentations that make data easy to understand.
Collaborate across teams, partnering with Credit Risk, Finance, Strategy, Customer Insights and Data teams to support informed decision-making and business change.
- We\'re looking for these essential skills
- Strong SQL and data analysis skills, with the ability to interrogate complex datasets and draw meaningful conclusions.
- Advanced Excel experience skills, with the ability to build robust analysis and communicate findings clearly.
- Strong analytical and problem-solving skills, with a naturally curious approach to investigating trends and asking the right questions.
- Experience creating data visualisations and management information, making complex data accessible to different audiences.
- IE Power BI
- It\'s a plus if you also have these skills
- Experience working within Credit Risk, credit analytics or financial services.
- Experience using Python or SAS for data manipulation and analysis.
- Experience working with Snowflake or other modern data platforms.
- Experience working in a regulated environment, with an understanding of data governance and controls.
- A strong statistical or quantitative background, with experience applying analytical techniques to real business problems.
At New Day, we value all types of diversity.
We’re an equal opportunity employer and believe that our differences create a vibrant, authentic working culture.
We want all our colleagues to feel able to bring their whole selves to work.
We don’t discriminate on the basis of protected characteristics or identities.
We make sure that every job is crafted to be inclusive and that people with disabilities or caring responsibilities can take part in the application and interview process.
Tell us if you need accommodations: We’ll put reasonable adjustments in place to support you.
We work with Textio to make our job design and hiring inclusive.
Permanent
We help people move forward with credit and help our colleagues to move their careers forward too.
Through innovative consumer credit and embedded finance products powered by groundbreaking technology, we deliver over 300 million transactions every year.
Our brands include Aqua, Marbles, Fluid, Bip and New Pay.
We partner with leading brands such as AO, Argos, Boohoo, John Lewis and Lloyds Bank.
Over 5 million UK customers are supported by our award-winning customer service.
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Specialist, Credit Insights in London employer: NewDay Cards Limited
NewDay Cards Limited is an excellent employer that fosters a dynamic and innovative work culture in the heart of Greater London. Employees benefit from comprehensive training and development opportunities, ensuring continuous personal and professional growth while working on impactful projects that enhance customer engagement. With a focus on collaboration and creativity, this role offers a unique chance to make a meaningful contribution in a supportive environment.
StudySmarter Expert Advice🤫
We think this is how you could land Specialist, Credit Insights in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like NewDay Cards Limited. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Specialist, Credit Insights in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to NewDay Cards Limited.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on NewDay Cards Limited's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at NewDay Cards Limited
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with NewDay Cards Limited.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at NewDay Cards Limited will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former NewDay Cards Limited employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
