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- Tasks: Join a dynamic team to underwrite SME lending applications and shape credit policy.
- Company: A fast-growing fintech lender providing essential finance solutions for ambitious SMEs.
- Benefits: Enjoy remote work flexibility and the chance to influence key business strategies.
- Why this job: Be part of a high-growth environment where your decisions directly impact SMEs and their success.
- Qualifications: Experience in SME credit underwriting, strong analytical skills, and a collaborative mindset required.
- Other info: Opportunity to start ASAP and work closely with industry leaders.
The predicted salary is between 36000 - 60000 £ per year.
A fast growing fintech lender providing embedded finance solutions to support ambitious SMEs. By partnering with marketplaces and platforms, the business delivers seamless access to working capital when it matters most. Backed by leading investors and scaling quickly, they are now expanding their credit risk team to support continued growth.
An experienced SME Credit Underwriter is required to join the credit team. This is a hands on role with scope beyond case by case underwriting. It offers the chance to shape credit policy, influence portfolio strategy, and improve risk processes within a fast paced, high growth fintech environment.
Key Responsibilities- Underwrite SME lending applications, delivering sound and commercially balanced decisions
- Apply independent judgement, critical thinking, and commercial awareness to every case
- Work closely with the Head of Credit to review and enhance credit policy and risk appetite frameworks
- Monitor portfolio performance, identifying trends, risks, and opportunities for optimisation
- Support the ongoing development of underwriting processes and decision tools
- Collaborate with commercial, operations, and data teams to ensure scalable and high quality credit risk management
- Proven SME credit underwriting experience, ideally within a fintech, alternative lender, or commercial bank
- Strong commercial awareness and confidence to challenge established processes where appropriate
- Experience of working on wider credit risk matters such as policy development, portfolio reporting, or credit strategy
- Analytical mindset with excellent attention to detail
- Clear and confident communicator, comfortable working in a fast paced, dynamic business
- Collaborative and proactive team player
If you are interested in learning more, please send profile to joflynn@nscg.com
Contact Detail:
New Street Consulting Group (NSCG) Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter
✨Tip Number 1
Familiarise yourself with the latest trends in fintech and SME lending. Understanding the current market landscape will not only help you during interviews but also demonstrate your genuine interest in the role and the company.
✨Tip Number 2
Network with professionals in the fintech space, especially those involved in credit underwriting. Engaging with industry experts can provide valuable insights and potentially lead to referrals that could enhance your application.
✨Tip Number 3
Prepare to discuss specific examples of how you've influenced credit policy or improved risk processes in previous roles. Being able to articulate your hands-on experience will set you apart from other candidates.
✨Tip Number 4
Showcase your analytical skills by being ready to discuss how you've identified trends and risks in past portfolios. This will highlight your ability to contribute to the ongoing development of underwriting processes at StudySmarter.
We think you need these skills to ace Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your relevant experience in SME credit underwriting. Focus on specific achievements and responsibilities that align with the job description, such as your ability to apply independent judgement and enhance credit policy.
Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of the fintech industry and your passion for supporting SMEs. Mention how your analytical mindset and commercial awareness can contribute to the company's growth and risk management strategies.
Highlight Relevant Skills: In your application, emphasise skills that are crucial for the role, such as critical thinking, attention to detail, and collaboration. Provide examples of how you've successfully worked in fast-paced environments and contributed to credit risk processes.
Follow Up: After submitting your application, consider sending a polite follow-up email to express your continued interest in the position. This shows initiative and can help keep your application top of mind for the hiring team.
How to prepare for a job interview at New Street Consulting Group (NSCG)
✨Showcase Your Underwriting Experience
Be prepared to discuss your previous experience in SME credit underwriting. Highlight specific cases where you made sound decisions and how those decisions impacted the business positively.
✨Demonstrate Commercial Awareness
Understand the fintech landscape and be ready to discuss current trends affecting SMEs. This will show that you can apply critical thinking and commercial awareness to your role.
✨Prepare for Policy Development Questions
Since the role involves shaping credit policy, think about examples from your past where you contributed to policy development or improved risk processes. Be ready to share your insights on what makes a strong credit policy.
✨Emphasise Collaboration Skills
This position requires working closely with various teams. Prepare examples of how you've successfully collaborated with others in previous roles, especially in fast-paced environments.