Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Analyse credit data, assess risks, and prepare comprehensive risk reports.
- Company: Leading European financial services group with a hybrid work model.
- Benefits: Excellent salary, bonus, and benefits package.
- Other info: Engage in personal development and enjoy a collaborative work environment.
- Why this job: Join a dynamic team and make impactful decisions in asset finance.
- Qualifications: Minimum 2 years’ credit experience and strong analytical skills.
The predicted salary is between 60000 - 80000 £ per year.
New Leaf Search has partnered with a leading European financial services group in its search for a Risk Manager Flow. Excellent salary, bonus and benefits. Location: UK, Greater London / Surrey (Hybrid).
Key Accountabilities
- Analyse credit data and financial statements to determine risk in extending credit across all business channels, including sales-aid leasing/flow business.
- Interpret and evaluate internal and external reports, undertaking due diligence meetings to clarify credit and collections information as required.
- Generate and assess financial ratios and benchmarking data to evaluate customer financial status and industry standing.
- Conduct collateral curve analysis in line with market, sector, and portfolio considerations.
- Prepare comprehensive risk reports with clear recommendations for credit decisions.
- Ensure compliance with regulatory and industry guidelines, including consumer credit, AML, and data protection.
- Review existing transactions to evaluate payment history, purchase activity, and collateral analysis, recommending renewals or adjustments as needed.
- Monitor delinquent accounts in conjunction with Collections and mitigate potential risks.
- Maintain risk systems and ensure the accuracy of all portfolio data.
- Verify that transactions comply with sanctioned credit limits and conditions before pay-out.
- Attend screening meetings to provide preliminary risk commentary and coordinate credit processes with the front office.
- Recommend improvements to systems, processes, and practices to enhance efficiency and capacity.
- Engage in ongoing personal development to support business and personal objectives.
Person Specification
- Minimum 2 years’ credit experience, ideally analysing financial statements across multiple industries.
- Strong analytical and commercial judgement, with a good understanding of the asset finance industry and product types.
- Confident in assessing unsecured and small ticket transactions.
- Effective communicator, both verbally and in writing, with strong interpersonal and stakeholder skills.
- Solid grounding in credit analysis and underwriting, with experience in structured or cash flow lending beneficial.
- Proficient in Microsoft Word and Excel.
- Professional, organised, self-disciplined, and a strong team player.
We strongly favour applicants with proven, relevant experience in Financial Services, particularly Asset Finance and Leasing. You will also require relevant in-country experience; without which, your application will not be considered.
K3559 - Risk Manager Flow - UK, Greater London / Surrey (Hybrid) - Asset Finance employer: New Leaf Search Ltd.
Contact Detail:
New Leaf Search Ltd. Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land K3559 - Risk Manager Flow - UK, Greater London / Surrey (Hybrid) - Asset Finance
✨Tip Number 1
Network like a pro! Reach out to your connections in the asset finance industry and let them know you're on the lookout for opportunities. You never know who might have the inside scoop on a job opening or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by brushing up on your credit analysis skills. Be ready to discuss how you've evaluated financial statements and assessed risks in previous roles. Show them you know your stuff and can bring value to their team!
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values and career goals. Use our website to find roles that excite you, and tailor your approach to each one. Quality over quantity, folks!
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way in keeping you top of mind. Mention something specific from your conversation to show you were engaged and are genuinely interested in the role.
We think you need these skills to ace K3559 - Risk Manager Flow - UK, Greater London / Surrey (Hybrid) - Asset Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Risk Manager role. Highlight your credit analysis experience and any relevant financial services background. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about asset finance and how your experience aligns with our needs. Keep it concise but impactful – we love a good story!
Showcase Your Analytical Skills: Since this role involves a lot of data analysis, make sure to showcase your analytical skills in your application. Mention specific tools or methods you've used in the past that relate to credit risk assessment.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at New Leaf Search Ltd.
✨Know Your Numbers
As a Risk Manager Flow, you'll need to be comfortable with financial data. Brush up on your credit analysis skills and be ready to discuss how you've used financial statements and ratios in past roles. Prepare examples that showcase your analytical prowess.
✨Understand the Industry
Familiarise yourself with the asset finance sector and current market trends. Be prepared to discuss how these factors influence risk assessment. Showing that you’re up-to-date will demonstrate your commitment and understanding of the role.
✨Communicate Clearly
Effective communication is key in this role. Practice articulating your thoughts clearly and concisely. You might be asked to explain complex concepts, so think about how you can simplify your explanations for different stakeholders.
✨Prepare for Scenario Questions
Expect questions that put you in hypothetical situations related to risk management. Think through potential scenarios involving credit decisions or delinquent accounts, and prepare your thought process on how you would handle them. This will show your problem-solving skills.