At a Glance
- Tasks: Underwrite complex credit proposals and support commercial growth in asset finance.
- Company: Leading provider of technology and financial solutions with a hybrid work model.
- Benefits: Competitive salary, excellent bonuses, and comprehensive benefits package.
- Why this job: Join a fast-growing team and make impactful credit decisions in a dynamic environment.
- Qualifications: 5+ years in credit underwriting with strong financial analysis skills.
- Other info: Opportunity to mentor junior underwriters and contribute to risk governance.
The predicted salary is between 60000 - 75000 £ per year.
New Leaf Search has partnered with a leading provider of technology and financial solutions in its search for a Senior Credit Underwriter. £60,000 – £75,000 plus excellent bonus and benefits. Location: UK, NW England / Manchester (Hybrid).
The Role
This is a senior credit role supporting a fast-growing asset finance and technology funding portfolio. The successful candidate will play a key role in underwriting complex credit decisions, strengthening risk governance and supporting commercial growth across the business. Working closely with Sales, Finance and external stakeholders, you will provide high-quality credit analysis, robust decision-making and leadership within the underwriting function.
Key Responsibilities
- Underwrite complex credit proposals within delegated authority and provide recommendations outside mandate.
- Assess creditworthiness of customers, suppliers and counterparties across asset finance and technology portfolios.
- Review high-exposure and high-risk accounts, ensuring proactive monitoring and engagement.
- Evaluate extended payment terms and complex commercial structures with thorough due diligence.
- Produce clear, commercially balanced credit recommendations for senior stakeholders.
- Support and mentor junior underwriters, providing guidance and quality oversight.
- Contribute to credit policy, governance and continuous improvement of risk processes.
- Communicate credit decisions clearly to commercial teams and senior management.
Candidate Profile
- Minimum 5 years’ experience in credit underwriting, risk or commercial lending.
- Strong financial analysis capability with the ability to interpret complex financial information.
- Experience underwriting secured and unsecured transactions within asset finance or related sectors.
- Commercial judgement with the confidence to challenge and defend credit decisions.
- Strong stakeholder management and communication skills.
- Ability to operate in a fast-paced, commercially driven environment.
We strongly favour applicants with proven, relevant experience in Financial Services; particularly Asset Finance and Leasing. You will also require relevant IN-COUNTRY experience; without which, your application will NOT be considered. Contact us for a confidential discussion.
📩 Apply in confidence by sending your CV. Know of someone that fits this role profile? Contact us to discuss how you could earn a £500 referral fee.
J3584b – Senior Credit Underwriter – UK, NW England / Manchester (Hybrid) – Asset Finance employer: New Leaf Search Ltd.
Contact Detail:
New Leaf Search Ltd. Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land J3584b – Senior Credit Underwriter – UK, NW England / Manchester (Hybrid) – Asset Finance
✨Tip Number 1
Network like a pro! Reach out to your connections in the asset finance sector and let them know you're on the lookout for opportunities. Sometimes, it's all about who you know, so don't be shy about asking for introductions or advice.
✨Tip Number 2
Prepare for interviews by brushing up on your financial analysis skills. Be ready to discuss complex credit decisions and showcase your commercial judgement. We want you to shine when it comes to demonstrating your expertise!
✨Tip Number 3
Stay updated on industry trends and news. This will not only help you in interviews but also show potential employers that you're genuinely interested in the field. Plus, it gives you great talking points during networking events!
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to connect directly with us.
We think you need these skills to ace J3584b – Senior Credit Underwriter – UK, NW England / Manchester (Hybrid) – Asset Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Credit Underwriter role. Highlight your experience in credit underwriting and any relevant achievements that showcase your financial analysis skills. We want to see how you can bring value to our team!
Showcase Your Experience: Don’t just list your previous jobs; explain how your experience aligns with the key responsibilities mentioned in the job description. We’re looking for candidates who can underwrite complex credit proposals and support commercial growth, so make that clear!
Be Clear and Concise: When writing your application, clarity is key! Use straightforward language and avoid jargon unless it’s relevant. We appreciate a well-structured application that gets straight to the point, showing us why you’re the right fit for the role.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you don’t miss out on any important updates. Plus, it shows you’re serious about joining our team!
How to prepare for a job interview at New Leaf Search Ltd.
✨Know Your Numbers
As a Senior Credit Underwriter, you'll need to demonstrate your financial analysis skills. Brush up on key financial metrics and be ready to discuss how you interpret complex financial information. Prepare examples of past underwriting decisions where your analysis made a significant impact.
✨Understand the Asset Finance Landscape
Familiarise yourself with the asset finance and technology sectors. Research current trends, challenges, and opportunities in these areas. This knowledge will help you engage in meaningful discussions during the interview and show that you're genuinely interested in the role.
✨Prepare for Scenario Questions
Expect to face scenario-based questions that assess your decision-making and risk assessment abilities. Think of specific situations from your past experience where you had to make tough credit decisions, and be ready to explain your thought process and the outcomes.
✨Showcase Your Leadership Skills
Since mentoring junior underwriters is part of the role, be prepared to discuss your leadership style and experiences. Share examples of how you've supported and guided others in your previous roles, highlighting your ability to foster a collaborative environment.