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- Tasks: Lead credit evaluation and underwriting for mid-ticket asset finance transactions.
- Company: Join a top European financial services group with a dynamic work culture.
- Benefits: Enjoy an excellent salary, bonuses, and hybrid working options.
- Other info: Great opportunity for professional growth and development in a supportive environment.
- Why this job: Make impactful lending decisions and enhance your career in finance.
- Qualifications: 3-5 years of credit analysis experience in asset finance or commercial lending.
The predicted salary is between 60000 - 80000 £ per year.
New Leaf Search has partnered with a leading European financial services group in its search for a Credit Manager, Middle Ticket. Excellent salary, bonus and benefits. Location: UK, Greater London / Surrey (Hybrid).
The Credit Manager, Middle Ticket will take ownership of expert credit evaluation and underwriting across all business channels, with a primary focus on mid-ticket transactions. This role ensures robust governance, strong credit processes, and timely decision-making across origination, approvals, collateral, and restructuring.
Key Accountabilities:- Analyse credit data and financial statements to assess risk and make lending decisions on mid-ticket asset finance proposals.
- Interpret internal and external credit, market and broker reports to determine creditworthiness.
- Generate and assess financial ratios and collateral curve analyses to evaluate customer risk and portfolio positioning.
- Prepare clear, concise and commercially balanced credit recommendations for decision-making.
- Exercise delegated sanctioning authority and prepare recommendations for transactions outside personal mandate.
- Maintain compliance with internal policies and statutory regulations including AML, TCF and data protection.
- Conduct periodic reviews of existing transactions, evaluating payment performance, collateral and market intelligence.
- Ensure all transactions meet approved sanctions, credit limits and documentation requirements.
- Provide guidance to front-office teams on risk identification, structuring and presentation.
- Contribute to continuous improvement of credit processes, governance and operational efficiency.
- 3–5 years’ credit analysis or underwriting experience within asset finance or commercial lending.
- Excellent analytical capability with strong commercial judgement.
- Experience underwriting secured and unsecured mid-ticket transactions.
- Sound understanding of asset finance products, structures and funding facilities.
- Clear and confident communicator, able to present to senior stakeholders.
- Experience assessing structured lending and cash-flow based transactions.
- Strong Microsoft Word and Excel proficiency.
We strongly favour applicants with proven, relevant experience in Financial Services; particularly Asset Finance and Leasing. You will also require relevant in-country experience, without which, your application will not be considered.
K3569 - Credit Manager, Middle Ticket - UK, Greater London / Surrey (Hybrid) - Asset Finance employer: New Leaf Search Ltd.
Contact Detail:
New Leaf Search Ltd. Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land K3569 - Credit Manager, Middle Ticket - UK, Greater London / Surrey (Hybrid) - Asset Finance
✨Tip Number 1
Network like a pro! Reach out to your connections in the asset finance sector and let them know you're on the hunt for a Credit Manager role. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by brushing up on your credit analysis skills. Be ready to discuss your experience with mid-ticket transactions and how you've made lending decisions in the past. We want to see that you can confidently present your insights to senior stakeholders.
✨Tip Number 3
Showcase your analytical capabilities! Bring examples of financial ratios and collateral analyses you've worked on. This will demonstrate your strong commercial judgement and understanding of asset finance products, which is key for this role.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage directly with us.
We think you need these skills to ace K3569 - Credit Manager, Middle Ticket - UK, Greater London / Surrey (Hybrid) - Asset Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Manager role. Highlight your experience in credit analysis and underwriting, especially with mid-ticket transactions. We want to see how your skills match what we're looking for!
Showcase Your Achievements: Don’t just list your responsibilities; showcase your achievements! Use numbers and examples to demonstrate how you’ve made a difference in previous roles. This helps us see the impact you could have at StudySmarter.
Keep It Clear and Concise: When writing your application, keep it clear and concise. We appreciate straightforward communication, so make sure your points are easy to understand. Avoid jargon unless it’s relevant to the role!
Apply Through Our Website: We encourage you to apply through our website for the best chance of being noticed. It’s the easiest way for us to track your application and get back to you quickly. Don’t miss out!
How to prepare for a job interview at New Leaf Search Ltd.
✨Know Your Numbers
Brush up on your financial analysis skills! Be prepared to discuss how you assess credit data and financial statements. Practise explaining your thought process when making lending decisions, especially for mid-ticket asset finance proposals.
✨Understand the Market
Familiarise yourself with current trends in asset finance and the specific products offered by the company. Being able to interpret market reports and discuss their implications will show that you’re not just a numbers person but also understand the broader context.
✨Communicate Clearly
As a Credit Manager, you'll need to present recommendations to senior stakeholders. Practise articulating your credit evaluations and decisions clearly and concisely. Use examples from your past experience to demonstrate your ability to communicate complex information effectively.
✨Showcase Your Compliance Knowledge
Make sure you’re up to speed on compliance regulations like AML and TCF. Be ready to discuss how you ensure adherence to these policies in your previous roles. This will highlight your commitment to governance and risk management in credit processes.