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- Tasks: Analyse credit data, assess risks, and prepare comprehensive risk reports.
- Company: Join a leading European financial services group with a hybrid work model.
- Benefits: Excellent salary, bonuses, and benefits package.
- Why this job: Make impactful decisions in the asset finance industry while developing your career.
- Qualifications: Minimum 2 years' credit experience and strong analytical skills required.
- Other info: Engage in personal development and enjoy a referral bonus for recommending candidates.
The predicted salary is between 36000 - 60000 £ per year.
New Leaf Search has partnered with a leading European financial services group in its search for a Risk Manager Flow.
Excellent salary, bonus and benefits. Location: UK, Greater London / Surrey (Hybrid).
Key Accountabilities
- Analyse credit data and financial statements to determine risk in extending credit across all business channels, including sales-aid leasing/flow business.
- Interpret and evaluate internal and external reports, undertaking due diligence meetings to clarify credit and collections information as required.
- Generate and assess financial ratios and benchmarking data to evaluate customer financial status and industry standing.
- Conduct collateral curve analysis in line with market, sector, and portfolio considerations.
- Prepare comprehensive risk reports with clear recommendations for credit decisions.
- Ensure compliance with regulatory and industry guidelines, including consumer credit, AML, and data protection.
- Review existing transactions to evaluate payment history, purchase activity, and collateral analysis, recommending renewals or adjustments as needed.
- Monitor delinquent accounts in conjunction with Collections and mitigate potential risks.
- Maintain risk systems and ensure the accuracy of all portfolio data.
- Verify that transactions comply with sanctioned credit limits and conditions before pay-out.
- Attend screening meetings to provide preliminary risk commentary and coordinate credit processes with the front office.
- Recommend improvements to systems, processes, and practices to enhance efficiency and capacity.
- Engage in ongoing personal development to support business and personal objectives.
Person Specification
- Minimum 2 years' credit experience, ideally analysing financial statements across multiple industries.
- Strong analytical and commercial judgement, with a good understanding of the asset finance industry and product types.
- Confident in assessing unsecured and small ticket transactions.
- Effective communicator, both verbally and in writing, with strong interpersonal and stakeholder skills.
- Solid grounding in credit analysis and underwriting, with experience in structured or cash flow lending beneficial.
- Proficient in Microsoft Word and Excel.
- Professional, organised, self-disciplined, and a strong team player.
- We strongly favour applicants with proven, relevant experience in Financial Services, particularly Asset Finance and Leasing.
- You will also require relevant in-country experience; without which, your application will not be considered.
Apply in confidence.
Referral Bonus: £500 if you recommend someone we place!
K3559 - Risk Manager Flow - UK, Greater London / Surrey (Hybrid) - Asset Finance employer: New Leaf Search Ltd.
Contact Detail:
New Leaf Search Ltd. Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land K3559 - Risk Manager Flow - UK, Greater London / Surrey (Hybrid) - Asset Finance
✨Tip Number 1
Network like a pro! Reach out to your connections in the asset finance industry and let them know you're on the lookout for opportunities. You never know who might have the inside scoop on a role that’s perfect for you.
✨Tip Number 2
Prepare for interviews by brushing up on your credit analysis skills. Be ready to discuss how you've evaluated financial statements and made risk assessments in past roles. Show us you can think on your feet!
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values and career goals. Use our website to find roles that excite you, and tailor your approach to each one. We want to see your passion shine through!
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way in keeping you top of mind. It shows professionalism and reinforces your interest in the position. Let’s make sure they remember you!
We think you need these skills to ace K3559 - Risk Manager Flow - UK, Greater London / Surrey (Hybrid) - Asset Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Risk Manager role. Highlight your credit analysis experience and any relevant financial services background. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about asset finance and how your experience aligns with our needs. Keep it concise but impactful – we love a good story!
Showcase Your Analytical Skills: Since this role involves a lot of analysis, be sure to mention specific examples where you've successfully evaluated financial data or made credit decisions. We want to see your analytical prowess in action!
Apply Through Our Website: Don't forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy – just a few clicks and you’re done!
How to prepare for a job interview at New Leaf Search Ltd.
✨Know Your Numbers
As a Risk Manager Flow, you'll need to analyse credit data and financial statements. Brush up on your financial ratios and benchmarking data before the interview. Be ready to discuss how you’ve used these in past roles to evaluate customer financial status.
✨Master the Compliance Game
Familiarise yourself with regulatory guidelines like consumer credit, AML, and data protection. Prepare examples of how you've ensured compliance in previous positions. This will show that you understand the importance of these regulations in the asset finance industry.
✨Communicate Clearly
Effective communication is key in this role. Practice articulating your thoughts on risk assessment and credit decisions. Use clear, concise language and be prepared to explain complex concepts simply, as you may need to present your findings to stakeholders.
✨Show Your Analytical Skills
Be ready to demonstrate your analytical and commercial judgement. Think of specific instances where you conducted collateral curve analysis or evaluated payment histories. Highlight your problem-solving skills and how they contributed to successful outcomes in your previous roles.