K3575 - Flow Credit Team Leader - UK, Greater London / Surrey (Hybrid) - Asset Finance

New Leaf Search has partnered with a leading European financial services group in its search for a Flow Credit Team Leader .

Excellent salary, bonus and benefits. Location: UK, Greater London / Surrey (Hybrid).

Key Accountabilities

• Lead day-to-day supervision of the Flow Credit team, ensuring effective allocation and prioritisation of deal queues.
• Evaluate and underwrite small-ticket credit proposals across all channels, aligned with policies, mandates and governance standards.
• Analyse financial statements, market reports and collateral curves; produce clear and commercially balanced credit recommendations.
• Exercise personal sanctioning authority and prepare recommendations for cases outside mandate.
• Ensure compliance with Consumer Credit, TCF, AML and Data Protection regulations.
• Oversee periodic reviews of existing customer exposures, including payment performance and collateral reassessment.
• Maintain accurate data across risk systems and ensure all credit reports are completed within SLA.
• Attend business screening meetings, providing provisional risk commentary and coordinating the credit process with front office teams.
• Identify training needs within the team; coach, mentor and support Risk Managers through regular one-to-ones.
• Perform monthly audits of team credit decisions, ensuring alignment with appetite and governance.
• Deputise for the Head of Flow, including attendance at NBR forums and supporting reporting activity.
• Contribute to continuous improvement of processes, efficiencies and risk management practices.

Person Specification

• 3-5 years\’ credit experience, including analysis of financial statements and underwriting across varied sectors.
• Strong capability in leading, coaching and developing team members in a credit/risk environment.
• Excellent analytical skills with sound commercial judgement.
• Strong communication skills-clear, concise and confident at all levels.
• Deep knowledge of asset finance products, small-ticket credit, unsecured and structured lending.
• Proficient in Microsoft Word and Excel; professional, organised and self-disciplined.
• High integrity and commitment to Treating Customers Fairly.

We strongly favour applicants with proven, relevant experience in Financial Services; particularly Asset Finance and Leasing.
You will also require relevant IN-COUNTRY experience; without which, your application will NOT be considered.

Apply in confidence by sending your CV.
Referral Bonus: £500 if you recommend someone we place!

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