At a Glance
- Tasks: Underwrite complex credit proposals and support commercial growth in asset finance.
- Company: Leading provider of technology and financial solutions with a hybrid work model.
- Benefits: Competitive salary, excellent bonuses, and comprehensive benefits package.
- Why this job: Join a fast-growing team and make impactful credit decisions in a dynamic environment.
- Qualifications: Minimum 5 years in credit underwriting with strong financial analysis skills.
- Other info: Opportunity to mentor junior underwriters and contribute to risk governance.
The predicted salary is between 60000 - 75000 £ per year.
New Leaf Search has partnered with a leading provider of technology and financial solutions in its search for a Senior Credit Underwriter.
£60,000 – £75,000 plus excellent bonus and benefits. Location: UK, Thames Valley / Buckinghamshire (Hybrid).
The Role
This is a senior credit role supporting a fast-growing asset finance and technology funding portfolio. The successful candidate will play a key role in underwriting complex credit decisions, strengthening risk governance and supporting commercial growth across the business.
Working closely with Sales, Finance and external stakeholders, you will provide high-quality credit analysis, robust decision-making and leadership within the underwriting function.
Key Responsibilities
- Underwrite complex credit proposals within delegated authority and provide recommendations outside mandate.
- Assess creditworthiness of customers, suppliers and counterparties across asset finance and technology portfolios.
- Review high-exposure and high-risk accounts, ensuring proactive monitoring and engagement.
- Evaluate extended payment terms and complex commercial structures with thorough due diligence.
- Produce clear, commercially balanced credit recommendations for senior stakeholders.
- Support and mentor junior underwriters, providing guidance and quality oversight.
- Contribute to credit policy, governance and continuous improvement of risk processes.
- Communicate credit decisions clearly to commercial teams and senior management.
Candidate Profile
- Minimum 5 years’ experience in credit underwriting, risk or commercial lending.
- Strong financial analysis capability with the ability to interpret complex financial information.
- Experience underwriting secured and unsecured transactions within asset finance or related sectors.
- Commercial judgement with the confidence to challenge and defend credit decisions.
- Strong stakeholder management and communication skills.
- Ability to operate in a fast-paced, commercially driven environment.
We strongly favour applicants with proven, relevant experience in Financial Services; particularly Asset Finance and Leasing. You will also require relevant IN-COUNTRY experience; without which, your application will NOT be considered.
Contact us for a confidential discussion.
📩 Apply in confidence by sending your CV.
Know of someone that fits this role profile? Contact us to discuss how you could earn a £500 referral fee.
J3584a – Senior Credit Underwriter – UK, Thames Valley / Buckinghamshire (Hybrid) – Asset Finance employer: New Leaf Search Ltd.
Contact Detail:
New Leaf Search Ltd. Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land J3584a – Senior Credit Underwriter – UK, Thames Valley / Buckinghamshire (Hybrid) – Asset Finance
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services sector, especially those in asset finance. A friendly chat can lead to opportunities that aren’t even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your financial analysis skills. Be ready to discuss complex credit decisions and showcase your commercial judgement. We want to see how you think on your feet!
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email to express your appreciation. It keeps you fresh in their minds and shows your enthusiasm for the role.
✨Tip Number 4
Apply through our website for a smoother process! We’re all about making it easy for you to land that Senior Credit Underwriter role. Plus, it shows you’re serious about joining our team!
We think you need these skills to ace J3584a – Senior Credit Underwriter – UK, Thames Valley / Buckinghamshire (Hybrid) – Asset Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Credit Underwriter role. Highlight your experience in credit underwriting and any relevant achievements that showcase your financial analysis skills. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Mention specific experiences that relate to underwriting complex credit proposals and how you've successfully managed stakeholder relationships in the past.
Showcase Your Commercial Judgement: In your application, don’t forget to demonstrate your commercial judgement. Share examples of when you've had to challenge credit decisions or navigate high-risk accounts. This will show us that you have the confidence and insight we’re looking for!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it’s super easy!
How to prepare for a job interview at New Leaf Search Ltd.
✨Know Your Numbers
As a Senior Credit Underwriter, you'll need to demonstrate your financial analysis skills. Brush up on key financial metrics and be ready to discuss how you interpret complex financial information. Prepare examples of past underwriting decisions where your analysis made a significant impact.
✨Understand the Business
Familiarise yourself with the asset finance and technology sectors. Research the company’s portfolio and recent developments in the industry. This will help you speak confidently about how you can contribute to their commercial growth and risk governance.
✨Prepare for Scenario Questions
Expect to face scenario-based questions that assess your decision-making skills. Think of specific instances where you had to underwrite complex credit proposals or manage high-risk accounts. Be ready to explain your thought process and the outcomes of your decisions.
✨Showcase Your Leadership Skills
Since mentoring junior underwriters is part of the role, prepare to discuss your leadership style. Share examples of how you've supported and guided others in previous roles, and how you can bring that experience to the team.