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- Tasks: Analyse credit data, assess risks, and prepare comprehensive risk reports.
- Company: Join a leading European financial services group with a hybrid work model.
- Benefits: Excellent salary, bonus, and benefits package.
- Why this job: Make impactful decisions in the asset finance industry while developing your career.
- Qualifications: Minimum 2 years’ credit experience and strong analytical skills required.
- Other info: Engage in personal development and enjoy a collaborative team environment.
The predicted salary is between 36000 - 60000 £ per year.
J3559 – Risk Manager Flow – UK, Greater London / Surrey (Hybrid) – Asset Finance
New Leaf Search has partnered with a leading European financial services group in its search for a Risk Manager Flow. Excellent salary, bonus and benefits. Location: UK, Greater London / Surrey (Hybrid).
Key Accountabilities
- Analyse credit data and financial statements to determine risk in extending credit across all business channels, including sales-aid leasing/flow business.
- Interpret and evaluate internal and external reports, undertaking due diligence meetings to clarify credit and collections information as required.
- Generate and assess financial ratios and benchmarking data to evaluate customer financial status and industry standing.
- Conduct collateral curve analysis in line with market, sector, and portfolio considerations.
- Prepare comprehensive risk reports with clear recommendations for credit decisions.
- Ensure compliance with regulatory and industry guidelines, including consumer credit, AML, and data protection.
- Review existing transactions to evaluate payment history, purchase activity, and collateral analysis, recommending renewals or adjustments as needed.
- Monitor delinquent accounts in conjunction with Collections and mitigate potential risks.
- Maintain risk systems and ensure the accuracy of all portfolio data.
- Verify that transactions comply with sanctioned credit limits and conditions before pay-out.
- Attend screening meetings to provide preliminary risk commentary and coordinate credit processes with the front office.
- Recommend improvements to systems, processes, and practices to enhance efficiency and capacity.
- Engage in ongoing personal development to support business and personal objectives.
Person Specification
- Minimum 2 years’ credit experience, ideally analysing financial statements across multiple industries.
- Strong analytical and commercial judgement, with a good understanding of the asset finance industry and product types.
- Confident in assessing unsecured and small ticket transactions.
- Effective communicator, both verbally and in writing, with strong interpersonal and stakeholder skills.
- Solid grounding in credit analysis and underwriting, with experience in structured or cash flow lending beneficial.
- Proficient in Microsoft Word and Excel.
- Professional, organised, self-disciplined, and a strong team player.
We strongly favour applicants with proven, relevant experience in Financial Services, particularly Asset Finance and Leasing. You will also require relevant in-country experience; without which, your application will not be considered.
📩 Apply in confidence
💷 Referral Bonus: £500 if you recommend someone we place!
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J3559 - Risk Manager Flow - UK, Greater London / Surrey (Hybrid) - Asset Finance employer: New Leaf Search Ltd.
Contact Detail:
New Leaf Search Ltd. Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land J3559 - Risk Manager Flow - UK, Greater London / Surrey (Hybrid) - Asset Finance
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services sector, especially those in asset finance. A friendly chat can lead to insider info about job openings that aren't even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your credit analysis skills. Be ready to discuss how you've evaluated financial statements and assessed risks in past roles. We want you to shine when it comes to showcasing your expertise!
✨Tip Number 3
Don’t forget to follow up after interviews! A quick thank-you email can keep you top of mind and show your enthusiasm for the role. Plus, it’s a great chance to reiterate why you’re the perfect fit for the Risk Manager position.
✨Tip Number 4
Check out our website for the latest job openings and apply directly through us. We make it easy for you to find roles that match your skills and experience, so don’t miss out on your dream job!
We think you need these skills to ace J3559 - Risk Manager Flow - UK, Greater London / Surrey (Hybrid) - Asset Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Risk Manager role. Highlight your credit analysis experience and any relevant financial services background. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about asset finance and how your experience aligns with our needs. Keep it concise but impactful – we love a good story!
Showcase Your Analytical Skills: Since this role involves a lot of analysis, be sure to mention specific examples where you've successfully evaluated financial data or made credit decisions. We want to see your analytical prowess in action!
Apply Through Our Website: Don't forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it makes the process smoother for everyone involved.
How to prepare for a job interview at New Leaf Search Ltd.
✨Know Your Numbers
As a Risk Manager, you'll be analysing credit data and financial statements. Brush up on your financial ratios and benchmarking data before the interview. Be ready to discuss how you interpret these figures and what they mean for risk assessment.
✨Showcase Your Analytical Skills
Prepare examples of how you've conducted collateral curve analysis or evaluated customer financial status in previous roles. Use specific scenarios to demonstrate your analytical and commercial judgement, as this will resonate well with the interviewers.
✨Understand Compliance Inside Out
Familiarise yourself with regulatory guidelines related to consumer credit, AML, and data protection. Be prepared to discuss how you've ensured compliance in past positions, as this is crucial for the role.
✨Communicate Effectively
Since effective communication is key, practice articulating your thoughts clearly and concisely. Prepare to explain complex concepts in simple terms, especially when discussing risk reports and credit decisions, as this will showcase your interpersonal skills.
