At a Glance
- Tasks: Assess Asset Finance proposals and make informed underwriting decisions.
- Company: Established UK Asset group with a dynamic credit function.
- Benefits: Excellent salary, hybrid work model, and supportive team environment.
- Other info: Opportunity for career growth and involvement in innovative initiatives.
- Why this job: Join a busy team and make impactful decisions in the finance sector.
- Qualifications: Experience in underwriting, strong analytical skills, and attention to detail.
The predicted salary is between 63000 - 77000 £ per year.
J3659 – Credit Underwriter – UK, Birmingham (Hybrid) – Asset Finance
Excellent salary and benefits.
Location
UK, Birmingham (Hybrid).
New Leaf Search is partnering with an established UK Asset group in its search for an
Credit Underwriter .
This is an excellent opportunity for an experienced underwriter to join a busy central credit function, assessing Asset Finance proposals across a varied portfolio of hard and soft assets together with unsecured lending.
You will use financial accounts, credit searches, business information and commercial judgement to assess risk and make well-reasoned underwriting decisions, while working closely with sales and support teams to ensure appropriate and commercially balanced outcomes.
- Key Accountabilities
- Deliver risk-based assessments of incoming Asset Finance proposals.
- Make underwriting decisions using credit searches, financial accounts, cash flow analysis and relevant business information.
- Assess large volumes of customer and business information to determine appropriate levels of credit risk.
- Clearly justify underwriting decisions and provide constructive feedback to sales and support teams.
- Assist with the preparation and presentation of credit papers for senior approval.
- Support new initiatives, pilot schemes and improvements to underwriting processes.
- Participate in the testing and implementation of new systems and procedures.
- Review completed transactions through post-payout auditing and recommend improvements where appropriate.
- Work collaboratively with colleagues to maintain an efficient underwriting workflow.
Person Specification
- Previous underwriting experience within Financial Services, preferably Asset Finance and Leasing.
- Existing underwriting mandate and confidence making sound credit decisions.
- Strong understanding of Asset Finance and the differing risk characteristics of hard and soft assets.
- Ability to analyse financial statements, profit and loss accounts, balance sheets and debt servicing capability.
- Strong analytical skills with excellent attention to detail.
- Good commercial judgement and stakeholder management skills.
- Excellent written and verbal communication skills.
- Highly organised with the ability to manage changing workloads and priorities.
- Comfortable using Excel, Word, CRM and other credit-related systems.
We strongly favour applicants with proven, relevant experience in Financial Services, particularly in Asset Finance and Leasing.
Relevant IN-COUNTRY experience is required; applications without it will not be considered.
Contact us for a confidential discussion.
Referral fee available.
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J3659 – Credit Underwriter – UK, Birmingham (Hybrid) – Asset Finance employer: New Leaf Search Ltd.
Join a dynamic UK bank in the East Midlands as a Broker Manager, where you'll thrive in a supportive and collaborative work culture that prioritises employee growth and development. With a competitive salary of up to £42,000 plus excellent bonuses and benefits, this hybrid role offers the unique advantage of managing broker relationships while contributing to a growing Asset Finance team. Experience a fulfilling career with opportunities to enhance your skills and make a meaningful impact in the financial services sector.
