At a Glance
- Tasks: Analyse credit data, assess risks, and prepare comprehensive risk reports.
- Company: Leading European financial services group with a hybrid work model.
- Benefits: Excellent salary, bonus, and benefits package.
- Other info: Engage in personal development and enjoy a collaborative work environment.
- Why this job: Join a dynamic team and make impactful decisions in asset finance.
- Qualifications: Minimum 2 years’ credit experience and strong analytical skills.
The predicted salary is between 40500 - 49500 £ per year.
New Leaf Search has partnered with a leading European financial services group in its search for a Risk Manager Flow. Excellent salary, bonus and benefits. Location: UK, Greater London / Surrey (Hybrid).
Key Accountabilities
- Analyse credit data and financial statements to determine risk in extending credit across all business channels, including sales-aid leasing/flow business.
- Interpret and evaluate internal and external reports, undertaking due diligence meetings to clarify credit and collections information as required.
- Generate and assess financial ratios and benchmarking data to evaluate customer financial status and industry standing.
- Conduct collateral curve analysis in line with market, sector, and portfolio considerations.
- Prepare comprehensive risk reports with clear recommendations for credit decisions.
- Ensure compliance with regulatory and industry guidelines, including consumer credit, AML, and data protection.
- Review existing transactions to evaluate payment history, purchase activity, and collateral analysis, recommending renewals or adjustments as needed.
- Monitor delinquent accounts in conjunction with Collections and mitigate potential risks.
- Maintain risk systems and ensure the accuracy of all portfolio data.
- Verify that transactions comply with sanctioned credit limits and conditions before pay-out.
- Attend screening meetings to provide preliminary risk commentary and coordinate credit processes with the front office.
- Recommend improvements to systems, processes, and practices to enhance efficiency and capacity.
- Engage in ongoing personal development to support business and personal objectives.
Person Specification
- Minimum 2 years’ credit experience, ideally analysing financial statements across multiple industries.
- Strong analytical and commercial judgement, with a good understanding of the asset finance industry and product types.
- Confident in assessing unsecured and small ticket transactions.
- Effective communicator, both verbally and in writing, with strong interpersonal and stakeholder skills.
- Solid grounding in credit analysis and underwriting, with experience in structured or cash flow lending beneficial.
- Proficient in Microsoft Word and Excel.
- Professional, organised, self-disciplined, and a strong team player.
We strongly favour applicants with proven, relevant experience in Financial Services, particularly Asset Finance and Leasing. You will also require relevant in-country experience; without which, your application will not be considered.
K3559 - Risk Manager Flow - UK, Greater London / Surrey (Hybrid) - Asset Finance employer: New Leaf Search Ltd.
New Leaf Search Ltd. offers a dynamic and supportive work environment for the Remote IT Channel Partner Manager role, where employees are encouraged to thrive through continuous professional development and collaboration. With a focus on innovation in technology finance, the company fosters a culture of teamwork and inclusivity, providing unique opportunities to engage with leading partners across the UK North West & Midlands. Employees benefit from flexible working arrangements and a commitment to work-life balance, making it an excellent choice for those seeking meaningful and rewarding employment.
