At a Glance
- Tasks: Assess customer credit applications and monitor accounts for financial decisions.
- Company: Dynamic finance team in Dover with a supportive culture.
- Benefits: Salary up to £45,000, Monday to Friday hours, and career progression opportunities.
- Other info: Collaborative environment with training and growth potential.
- Why this job: Join a varied role that offers exposure to finance and real impact on customer relationships.
- Qualifications: Experience in credit risk or finance, strong analytical skills, and advanced IT proficiency.
The predicted salary is between 35000 - 45000 £ per year.
- Credit Risk Analyst
- Full-time
Key Responsibilities
- Assess new and existing customer credit applications using company accounts and credit reports.
- Review and renew customer credit facilities, making recommendations on credit limits and payment terms.
- Monitor customer accounts and identify where early payments, increased credit limits or additional security may be required.
- Liaise directly with customers to discuss financial information and make informed credit decisions.
- Support the customer account opening process, ensuring accurate data entry and compliance.
- Assist with sales ledger activities including invoicing, direct debits and debt collection when required.
- Review higher-risk accounts and recommend appropriate actions.
- Support bank reference checks and credit administration.
- Provide cover across the finance department, including payroll, stock reconciliations, fuel margin analysis and other accounting duties.
- Assist with credit reviews across multiple group companies.
About You
- Previous experience in a credit risk, credit control or finance role.
- Confident interpreting company accounts and commercial credit reports.
- Strong analytical skills with excellent attention to detail.
- Advanced IT skills, particularly Microsoft Excel.
- Accountancy qualification or qualified by experience.
- Able to communicate confidently with customers and internal stakeholders.
- Eager to learn, develop and take on wider finance responsibilities.
- What's on Offer
- Salary of £35,000 - £45,000 depending on experience.
- Monday to Friday working hours with no weekends.
- A varied role offering exposure to wider finance functions.
- Training and opportunities for career progression.
- Supportive and collaborative working environment.
- #J-18808-Ljbffr
Credit Risk Analyst in Dover employer: New Appointments Group
New Appointments Group is an excellent employer for those seeking to make a meaningful impact in the field of electronics engineering. Located in the vibrant city of Canterbury, we offer a competitive salary and a range of benefits, all within a collaborative and inclusive work culture that prioritises employee growth and development. Join us to be part of a team dedicated to innovation and quality in advanced electro-optic systems.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Analyst in Dover
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like New Appointments Group. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Risk Analyst in Dover
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to New Appointments Group.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on New Appointments Group's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at New Appointments Group
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with New Appointments Group.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at New Appointments Group will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former New Appointments Group employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
