Senior Financial Lines Underwriter

Your Company NET Recruit are searching for a Senior Financial Lines Underwriter to join a highly innovative insurance organisation in a hybrid role, with attendance required in a London office alongside remote working flexibility.

Your Role and Responsibilities

• Building and implementing a Financial Lines underwriting strategy from inception, supporting the creation and long-term growth of a profitable and sustainable portfolio.
• Defining underwriting appetite, pricing structures and portfolio composition in alignment with commercial objectives.
• Leading business planning activities including forecasting, growth modelling and performance monitoring.
• Establishing underwriting governance frameworks, controls and compliance standards to ensure regulatory alignment.
• Collaborating closely with senior stakeholders to support distribution expansion and market development initiatives.
• Underwriting Financial Lines risks including Directors & Officers, Professional Indemnity, Cyber, Employment Practices Liability and associated products.
• Assessing and pricing complex risks in line with profitability targets and underwriting strategy.
• Managing underwriting authority structures and referral processes.
• Monitoring portfolio performance metrics including loss ratios, exposure management and overall book health.
• Supporting wording development and ongoing product enhancement initiatives.
• Working alongside claims and operational teams on complex risk matters where required.
• Developing and enhancing digital underwriting propositions, including platform optimisation.
• Maintaining and strengthening broker and distribution partner relationships to support sustainable growth.
• Identifying opportunities to introduce automation and data‑led underwriting practices.
• Supporting improvements to customer journey and operational efficiency through digital platforms and technology adoption.

What You Will Need To Apply

• Strong technical expertise within Financial Lines underwriting.
• Demonstrable experience developing or expanding a profitable book of business.
• Excellent commercial awareness with the ability to balance growth ambitions against underwriting discipline.
• Strong knowledge of digital insurance distribution models and platforms, including experience working with Acturis or similar systems.
• Outstanding communication skills with the ability to build trusted broker and stakeholder relationships at all levels.
• Proven analytical and decision‑making capabilities.
• A strategic and entrepreneurial mindset, with the confidence to take ownership of new initiatives.
• Ability to operate within a solution-focused and client‑centric environment.

What You Will Get In Return

This position will play a pivotal role in establishing and scaling a Financial Lines division within a digitally focused insurance environment. The successful individual will take ownership of underwriting direction, portfolio growth and proposition development, helping to shape both strategy and market positioning within a competitive and evolving sector. The role offers the opportunity to influence underwriting frameworks from the ground up, working within a collaborative and forward-thinking environment focused on innovation, digital distribution and sustainable growth. You will be instrumental in developing broker engagement strategies, enhancing digital capabilities and supporting the delivery of modern insurance solutions aligned with market demand. The business is offering a highly competitive salary dependent on experience, alongside an attractive wider benefits package and flexible hybrid working arrangement. This opportunity provides significant autonomy, strategic exposure and clear scope for long‑term career progression within a growing and ambitious team. Furthermore, this role offers exceptional exposure to senior decision‑making, product innovation and division‑building experience, making it a genuine career‑defining opportunity for an ambitious Financial Lines professional.

To express interest in this role and have a confidential chat, please reach out to: Alexander Booth – Talent Acquisition Specialist.