At a Glance
- Tasks: Manage KYB and Ongoing Due Diligence for Financial Institutions and MSBs.
- Company: Join Lorum, a pioneer in rebuilding global payment infrastructure.
- Benefits: Flexible vacation, private healthcare, employee stock ownership, and wellness days.
- Other info: Opportunity for travel and autonomy in a dynamic work environment.
- Why this job: Be part of an ambitious project transforming global finance with real impact.
- Qualifications: Deep regulatory knowledge and experience with risk methodology and technical systems.
The predicted salary is between 60000 - 80000 € per year.
About Lorum Global payments are not broken. Incentives are. Clearing has been deprioritised inside balance sheet driven institutions whose models rely on lending and interest. When liquidity takes priority over settlement, payments slow and certainty drops. The same financial institutions that distort clearing as providers are disadvantaged as users. They are forced into fragmented setups, inconsistent rails, duplicated compliance, and unpredictable timelines. Stablecoin shortcuts and treasury pooling treat symptoms at the surface, but almost no one is rebuilding the underlying infrastructure in each market.
We are rebuilding clearing as its own specialist function. We act as a clearing and transaction banking partner for regulated institutions, with treasury built into the core so liquidity, settlement, and reconciliation sit in one controlled system. Our platform unifies global and local licenses, direct central bank clearing, and domestic rails. We allow clients to open named customer accounts in every market we operate, collecting funds and paying out through a single network while retaining full ownership of their customer relationships. Market expansion becomes as simple as one correspondent relationship, not hundreds.
Why Lorum Joining Lorum means contributing to one of the most ambitious clearing infrastructure projects in global finance. You will help shape settlement systems that perform under real regulatory standards and institutional volumes. You will build for regulated institutions that rely on precision, predictable timelines, and regulatory integrity. It is about working across currencies, markets, and supervisory frameworks to deliver reliable, final settlement.
About the role To manage and execute the KYB and Ongoing Due Diligence (ODD) lifecycle for Financial Institutions (FIs) and MSBs. The role is responsible for the operational implementation of the Global Compliance Policy through automated systems, ensuring that inherent risks identified in the EWRA are mitigated to target residual levels.
- Key Responsibilities
- Operational Execution (KYB/ODD): End-to-end processing of high-complexity KYB files for FIs, MSBs, and Correspondent Banks. Managing the ODD pipeline through trigger-based events rather than periodic cycles. Acting as the primary escalation point for the KYB team on risk-based decision‑making.
- Systems & Process Automation: Configuration and maintenance of the onboarding stack (Dotfile or similar). Management of AI‑driven document extraction (Prompt Engineering) and data validation. Designing and maintaining Salesforce Flow logic to ensure data integrity and audit trails. Orchestrating the data handshake between onboarding (KYB) and monitoring (Flagright).
- Risk & Governance (1LoD): Translating the Enterprise‑Wide Risk Assessment (EWRA) into technical system triggers and risk scoring rules. Ownership of the Rule Lifecycle Policy: Drafting, implementation testing (UAT), and decommissioning of automated rules. Conducting regular implementation testing to ensure system logic matches written policy (Policy vs. Logic Audit).
- Key Performance Indicators (KPIs)
- Throughput: Maintenance of personal case volume during high‑growth periods.
- Automation Rate: Reduction of manual touchpoints in the ODD process through trigger‑based logic.
- Audit Readiness: Zero material findings in regulatory examinations regarding the execution of 1LoD controls.
Ideal candidate Must‑Haves
- Regulatory Knowledge: Deep understanding of FCA, FinCen, and DFSA requirements for Financial Institutions.
- Risk Methodology: Proven ability to map Inherent Risk to Residual Risk through technical controls.
- Technical Stack: Salesforce Service Cloud (Flows, Mapping, Reporting). Automated KYB/Case Management Platforms. Risk/Transaction Monitoring Engines.
- Data Literacy: Ability to interpret transaction patterns and entity data to inform automated risk‑rule tuning.
Benefits
- Opportunity to travel (if applicable)
- Flexible vacation policy
- Private Healthcare
- Employee stock ownership (ESOP)
- Flexible working and autonomy
- Pay it forward days - we offer 2 annual pay it forward days where you can take time to volunteer for a charitable cause that is important to you.
- Wellness days - we believe you can only work your best when you feel your best, and we know working at Lorum is intense, so we offer 3 wellness days every quarter where you can take time to re‑energise.
KYB Operations Lead employer: Neara
At Lorum, we are not just rebuilding the clearing infrastructure; we are creating a dynamic and inclusive work environment that fosters innovation and growth. As a KYB Operations Lead in London, you will enjoy a flexible vacation policy, private healthcare, and unique wellness initiatives, all while contributing to a groundbreaking project in global finance. Join us to be part of a team that values your expertise and offers opportunities for professional development in a fast-paced, supportive culture.
StudySmarter Expert Advice🤫
We think this is how you could land KYB Operations Lead
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their mission and values, especially around compliance and risk management, so you can show how you fit right in.
✨Tip Number 3
Practice your responses to common interview questions, but keep it natural. Use the STAR method (Situation, Task, Action, Result) to structure your answers, especially when discussing your experience with KYB and ODD processes.
✨Tip Number 4
Don’t forget to follow up after your interview! A quick thank-you email can leave a lasting impression and shows your enthusiasm for the role. And remember, apply through our website for the best chance!
We think you need these skills to ace KYB Operations Lead
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the KYB Operations Lead role. Highlight your experience with regulatory knowledge and risk methodology, as these are key for us. Use specific examples that showcase your skills in managing complex KYB files and automating processes.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Share why you're passionate about rebuilding clearing infrastructure and how your background aligns with our mission at Lorum. Keep it concise but impactful, and don’t forget to mention your understanding of FCA and FinCen requirements.
Showcase Your Technical Skills:Since we’re all about systems and process automation, make sure to highlight your experience with Salesforce and any automated KYB platforms. Mention specific projects where you’ve configured systems or improved data integrity, as this will resonate with us.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re proactive and keen on joining our team!
How to prepare for a job interview at Neara
✨Know Your Regulations
Make sure you brush up on your knowledge of FCA, FinCen, and DFSA requirements. Being able to discuss these regulations confidently will show that you understand the compliance landscape and can navigate it effectively.
✨Demonstrate Technical Savvy
Familiarise yourself with Salesforce Service Cloud and any automated KYB platforms mentioned in the job description. Be ready to discuss how you've used similar tools in the past and how you can leverage them for efficient operations.
✨Showcase Your Risk Methodology Skills
Prepare examples of how you've mapped inherent risk to residual risk in previous roles. This will highlight your analytical skills and your ability to implement effective risk controls, which is crucial for this position.
✨Be Ready for Scenario Questions
Expect questions that assess your decision-making in high-complexity situations. Think of specific instances where you had to make risk-based decisions and be prepared to explain your thought process and outcomes.
