Underwriter

Underwriter

Full-Time 45000 - 55000 £ / year (est.) No home office possible
Navari Talent Limited

At a Glance

  • Tasks: Assess and manage bridging loan applications while ensuring compliance with lending policies.
  • Company: Award-winning property lender known for innovation and collaboration.
  • Benefits: Dynamic work environment with opportunities for growth and development.
  • Other info: Be part of a growing company backed by global investment capital.
  • Why this job: Join a team that values dependability and fairness in the finance industry.
  • Qualifications: 2+ years in underwriting or short-term lending, strong communication skills.

The predicted salary is between 45000 - 55000 £ per year.

Our client is a leading, award-winning specialist property lender headquartered in London. Since 2008, they have provided over £3 billion in mortgages to property investors, business owners, and homeowners across the UK. Known for their dependability, fairness, and respect, they offer a dynamic and entrepreneurial environment where innovation and collaboration are at the heart of everything they do. The business is backed by institutional capital from global credit funds and investment banks, and is currently expanding its capital markets function to support continued growth.

We are seeking an experienced and detail-oriented Underwriter to join our dynamic team. In this role, you will assess and manage complex bridging loan applications from brokers, intermediaries, and direct applicants. You’ll play a key part in ensuring that all applications align with our lending policy and risk appetite, while maintaining compliance with regulatory standards.

Key Responsibilities
  • Assess and underwrite bridging loan applications in line with lending policy.
  • Manage a personal pipeline of cases from application through to completion.
  • Evaluate risk-related issues and resolve them effectively.
  • Review full case documentation, including credit reports and KYC, ensuring AML compliance.
  • Analyse valuation reports and assess property suitability and LTV.
  • Approve or decline applications, escalating to Compliance or Senior Leadership when needed.
  • Produce high-quality loan synopses with clear rationale.
  • Maintain professional communication with all stakeholders throughout the loan process.
Requirements
  • Minimum of 2 years’ experience in a similar underwriting role or within the short-term lending industry.
  • GCSE (or equivalent) grade B or above in Maths and English Language.
  • Strong verbal and written communication skills.
  • Excellent time management and ability to work independently or in Microsoft Word, Outlook, and Excel.
  • Comfortable with manual calculations and CRM platform tools.
  • Demonstrated interest in bridging finance and market trends.

Underwriter employer: Navari Talent Limited

As a leading specialist property lender based in London, our client offers an exceptional work environment characterised by innovation, collaboration, and a commitment to fairness and respect. Employees benefit from a dynamic culture that encourages professional growth and development, alongside the opportunity to work with a team that has successfully provided over £3 billion in mortgages since 2008. Joining this award-winning firm means being part of a forward-thinking organisation that values your contributions and supports your career aspirations in the thriving financial sector.
Navari Talent Limited

Contact Detail:

Navari Talent Limited Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Underwriter

✨Tip Number 1

Network like a pro! Reach out to industry professionals on LinkedIn or attend local property finance events. We all know that sometimes it’s not just what you know, but who you know that can help you land that Underwriter role.

✨Tip Number 2

Prepare for interviews by brushing up on your knowledge of bridging loans and the current market trends. We recommend having a few case studies ready to discuss, showcasing your analytical skills and decision-making process.

✨Tip Number 3

Don’t forget to follow up after interviews! A quick thank-you email can go a long way in showing your enthusiasm for the role. We believe it’s a great way to keep you fresh in their minds.

✨Tip Number 4

Apply directly through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who are proactive about their job search!

We think you need these skills to ace Underwriter

Underwriting
Bridging Loan Assessment
Risk Evaluation
Compliance with Regulatory Standards
Credit Report Analysis
KYC and AML Compliance
Valuation Report Analysis
Property Suitability Assessment
Loan Synopsis Production
Stakeholder Communication
Time Management
Independent Working
Microsoft Word
Microsoft Outlook
Microsoft Excel

Some tips for your application 🫡

Tailor Your CV: Make sure your CV is tailored to the Underwriter role. Highlight your experience in assessing loan applications and managing pipelines, as well as any relevant skills in risk evaluation and compliance. We want to see how you fit into our dynamic team!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about bridging finance and how your background aligns with our values of dependability and fairness. Keep it professional but let your personality come through!

Showcase Your Communication Skills: As an Underwriter, clear communication is key. In your application, demonstrate your strong verbal and written skills. Whether it's through your CV or cover letter, make sure we can see how you maintain professional communication with stakeholders.

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our innovative team!

How to prepare for a job interview at Navari Talent Limited

✨Know Your Numbers

As an Underwriter, you'll be dealing with numbers all day long. Brush up on your maths skills and be ready to discuss how you evaluate risk and assess loan applications. Familiarise yourself with key metrics like LTV and how they impact lending decisions.

✨Understand the Market

Show that you’re not just a number cruncher but also someone who understands the bridging finance landscape. Research current market trends and be prepared to discuss how they might affect lending policies. This will demonstrate your genuine interest in the role and the industry.

✨Prepare for Scenario Questions

Expect to face scenario-based questions during your interview. Think about past experiences where you had to resolve complex issues or make tough decisions. Be ready to explain your thought process and how you ensure compliance with regulations while maintaining a smooth loan process.

✨Communicate Clearly

Strong communication skills are crucial for this role. Practice articulating your thoughts clearly and concisely. During the interview, make sure to maintain professional communication, just as you would with stakeholders in the loan process. This will showcase your ability to manage relationships effectively.

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