At a Glance
- Tasks: Drive credit strategy and manage risk through innovative product design and portfolio management.
- Company: Join a leading bank with a focus on innovation and collaboration.
- Benefits: Competitive salary, career development opportunities, and a dynamic work environment.
- Other info: Work with diverse teams and gain exposure to strategic initiatives.
- Why this job: Make a real impact in the banking industry while developing your analytical and project management skills.
- Qualifications: Experience in coding, strong analytical skills, and understanding of banking risk management.
The predicted salary is between 60000 - 80000 £ per year.
Join us as a Credit Strategy Risk Manager. We'll look to you to drive forward our credit strategy through the influence and ownership of new product design, account opening, portfolio management, innovation, covering strategy and policy. You'll be driving the development of embedded lending portfolios, assessing and recommending opportunities where appropriate. This is an opportunity to gain exposure as you work with teams across the bank to design, sign off, implement, test and monitor credit policies.
What you'll do:
- Support the business through developing and maintaining risk and decision support models, providing analytically driven insight and innovative solutions to achieve future strategic priorities.
- Support the management of portfolio credit risks including bad debt provisions, risk weighted assets and costs, delivering impairments and provision cover within limits.
- Ensure that the embedded credit risk portfolios continue to perform within risk limit frameworks.
- Drive active and effective change management through the successful design, development and delivery of key strategic initiatives.
- Manage stakeholders across a diverse matrix structure.
- Liaise and influence the franchise regarding ongoing credit customer management and projects.
- Provide insight and challenge where appropriate, driving the automation agenda.
The skills you'll need:
- Experience with coding languages, coupled with excellent analytical skills.
- A good understanding of the banking industry, its risk management, and the regulatory requirements.
- Proficiency with analytical and presentation tools.
- Previous experience of the development and practical application of risk.
- Project management skills and the ability to work as a team and with stakeholders.
- The proven ability to explain technical subject matter to a non-technical audience.
Credit Strategy Risk Manager in Edinburgh employer: NatWest Group
As a Credit Strategy Risk Manager at our esteemed bank, you will thrive in a dynamic work culture that prioritises innovation and collaboration. We offer competitive benefits, including professional development opportunities and a supportive environment that encourages growth and creativity. Join us in a location that fosters both personal and professional fulfilment, where your contributions directly impact our strategic direction and success.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Strategy Risk Manager in Edinburgh
✨Tip Number 1
Network like a pro! Reach out to people in the banking industry, especially those who work in credit strategy or risk management. A friendly chat can lead to valuable insights and even job leads.
✨Tip Number 2
Show off your skills! Prepare a portfolio showcasing your analytical projects or coding work. This will help you stand out during interviews and demonstrate your expertise in risk management.
✨Tip Number 3
Practice makes perfect! Conduct mock interviews with friends or mentors to refine your ability to explain complex concepts in simple terms. This is crucial for impressing non-technical stakeholders.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got loads of opportunities waiting for you, and applying directly can give you an edge over other candidates. Let’s get you that Credit Strategy Risk Manager role!
We think you need these skills to ace Credit Strategy Risk Manager in Edinburgh
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Strategy Risk Manager role. Highlight your experience with coding languages and analytical skills, as well as any relevant banking industry knowledge. We want to see how your background aligns with what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about credit strategy and risk management. Share specific examples of how you've driven change or managed portfolios in the past. We love a good story that showcases your skills!
Showcase Your Analytical Skills:Since this role requires excellent analytical skills, make sure to include examples of how you've used data to drive decisions. Whether it's through risk models or portfolio management, we want to see your analytical prowess in action!
Apply Through Our Website:Don't forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at StudySmarter!
How to prepare for a job interview at NatWest Group
✨Know Your Numbers
As a Credit Strategy Risk Manager, you'll be dealing with a lot of data. Brush up on your analytical skills and be ready to discuss specific metrics related to credit risk management. Prepare examples of how you've used data to drive decisions in previous roles.
✨Understand the Regulatory Landscape
Make sure you’re familiar with the current regulations affecting the banking industry. Be prepared to discuss how these regulations impact credit strategy and risk management. Showing that you understand the compliance side will set you apart from other candidates.
✨Showcase Your Project Management Skills
This role requires strong project management abilities. Think of past projects where you successfully managed stakeholders and delivered results. Be ready to share these experiences and highlight your ability to work within a diverse team structure.
✨Communicate Clearly
You’ll need to explain complex concepts to non-technical audiences. Practice simplifying technical jargon into layman's terms. During the interview, demonstrate your communication skills by clearly articulating your thoughts and ensuring your answers are concise and relevant.
