At a Glance
- Tasks: Manage credit portfolios, evaluate risks, and collaborate with stakeholders.
- Company: Join a dynamic team focused on innovative credit solutions.
- Benefits: Gain valuable experience in a six-month role with potential for growth.
- Why this job: Perfect for those wanting to make an impact in credit management and develop key skills.
- Qualifications: Strong analytical skills and experience in credit risk management required.
- Other info: Position available in Isle of Man and Jersey; must have right to work in these locations.
Join us as a Credit Portfolio Manager
- This is an excellent opportunity to become an expert on credit related projects across the portfolios and businesses
- We’ll look to you to develop, implement and maintain portfolio management activities across all stages of the credit life cycle for all products within the personal portfolio
- You’ll have the chance to collaborate with and influence key stakeholders to see that that portfolio is effectively managed through a combination of strategies
- This job can be based in Isle of Man and Jersey but you’ll need to clearly state on your CV that you have the right to live and work in these locations
- We’re offering this role for a period of 6 months
What you\\\’ll do
As a Credit Portfolio Manager, you’ll be evaluating the current and future credit risk of the portfolio and delivering ongoing portfolio management activity by driving actions to limit our exposure to emerging risks. We’ll look to you to control credit risk and recommend risk appetite for the business, within the respective governance, policy and control frameworks that have been established to help manage credit risk.
You’ll also be:
- Achieving project deliverables in line with milestones, within budget and on time, to a high standard by effectively managing employees and other resources
- Collaborating with risk appetite and policy teams to provide appropriate input into sector or asset class reviews and credit policies
- Developing and monitoring retail credit strategies and insight into the emerging threats to the credit profile of the credit portfolios of assets
- Helping to create and deliver added value through developing and maintaining strong relationships with internal and external stakeholders
- Assisting with the analytical requirements from the team, in particular the potential economic and market threats to the portfolio
The skills you\\\’ll need
We’re looking for someone with excellent analytical skills and a strong grounding in, and experience of, the application of concepts including risk adjusted returns, risk based pricing, portfolio management and stress testing. You’ll have good people and project management skills with a track record in delivering multiple proposals and initiatives on time and within budget.
You’ll also need:
- Experience of credit scoring and statistical modelling or similar, and the ability to translate complex analytical concepts into a concise and simple proposal
- The ability to plan and organise your own workload and those of others
- The ability to effectively engage and influence a wide range of stakeholder groups
- Knowledge of the credit risk landscape and practices
- Working knowledge of analytical tools and techniques
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Credit Portfolio Manager (6 months) employer: NatWest Group
Contact Detail:
NatWest Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Portfolio Manager (6 months)
✨Tip Number 1
Familiarise yourself with the credit risk landscape and current trends in the industry. This will not only help you understand the role better but also allow you to engage in informed discussions during interviews.
✨Tip Number 2
Network with professionals in the credit risk management field. Attend relevant industry events or webinars, and connect with people on platforms like LinkedIn to gain insights and potentially get referrals.
✨Tip Number 3
Brush up on your analytical skills and tools commonly used in credit portfolio management. Being able to demonstrate your proficiency in these areas can set you apart from other candidates.
✨Tip Number 4
Prepare to discuss specific examples of how you've managed projects or influenced stakeholders in the past. Having concrete examples ready will showcase your experience and ability to deliver results in a similar role.
We think you need these skills to ace Credit Portfolio Manager (6 months)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk management, portfolio management, and analytical skills. Clearly state your right to live and work in the Isle of Man or Jersey.
Craft a Strong Cover Letter: Write a cover letter that showcases your understanding of credit portfolio management and your ability to manage risks effectively. Mention specific examples from your past experiences that align with the job requirements.
Highlight Analytical Skills: Emphasise your analytical skills and experience with credit scoring, statistical modelling, and risk-adjusted returns. Use clear examples to demonstrate how you've applied these concepts in previous roles.
Showcase Stakeholder Engagement: Include examples of how you've successfully engaged and influenced stakeholders in your previous positions. This will demonstrate your ability to collaborate effectively, which is crucial for this role.
How to prepare for a job interview at NatWest Group
✨Showcase Your Analytical Skills
As a Credit Portfolio Manager, you'll need to demonstrate your strong analytical skills. Be prepared to discuss specific examples of how you've applied concepts like risk adjusted returns and portfolio management in previous roles.
✨Understand the Credit Risk Landscape
Familiarise yourself with the current credit risk landscape and practices. During the interview, be ready to discuss emerging threats to credit portfolios and how you would address them.
✨Highlight Project Management Experience
Since this role involves managing multiple proposals and initiatives, share your experience in project management. Discuss how you've successfully delivered projects on time and within budget, and the strategies you used to manage resources effectively.
✨Engage Stakeholders Effectively
The ability to influence and engage stakeholders is crucial. Prepare examples of how you've built strong relationships with internal and external stakeholders, and how those relationships have contributed to successful outcomes in your previous roles.