At a Glance
- Tasks: Drive growth for unsecured personal lending through data analysis and stakeholder collaboration.
- Company: Join NatWest Boxed, a friendly team focused on innovation.
- Benefits: Remote-first work, competitive salary, and opportunities for professional development.
- Other info: Dynamic role with excellent career progression in a fast-paced environment.
- Why this job: Make a real impact in the fintech space while expanding your network.
- Qualifications: Experience in commercial management and strong analytical skills required.
The predicted salary is between 36000 - 60000 £ per year.
Join us as a Commercial Manager - Lending at NatWest Boxed. You will be instrumental in enabling profitable growth for the unsecured personal lending (UPL) business of NatWest Boxed. You will leverage your data analytics, stakeholder management and commercial performance improvement skills to help us scale with our clients. Joining a collaborative and friendly team, you’ll have the opportunity to broaden your network and relationships as you work closely with key areas of the business.
What you'll do
- Conduct analyses to drive understanding of the commercial performance of our unsecured personal lending product and major underlying drivers.
- Collaborate with internal stakeholder functions such as Credit Risk, Retail Pricing, Product, Finance and Strategy to optimise the cross-client portfolio strategy and returns.
- Continuously look for ways to optimise our volume, margin, risk, conversion and CAC trade-offs and work with Pricing and Credit Risk teams to refine and execute recommendations.
- Work with internal stakeholders across internal functions, clients and aggregator partners to execute performance improvement initiatives.
- Support the maintenance and continuous evolution of our in-life performance management models and MI.
- Inform product roadmap by providing clear articulation and quantification of the commercial rationale.
The skills you'll need
- Experience in commercial management of unsecured personal lending products, ideally in an open market lending or embedded finance setting.
- Strong problem solving and financial modelling skills.
- Experience in leading hypotheses-driven analyses.
- Ability to frame and communicate complex issues in a clear and structured manner.
- Experience using Python and SQL to analyse complex data sets.
- Deep intellectual curiosity and keen interest to get into the details of complex Fintech/Bank-as-a-Service (BaaS) commercial models and products.
- Ability to operate effectively in a fast moving and evolving environment.
Hours: 35
Job Posting Closing Date: 27/03/2026
Ways of Working: Remote First
Commercial Manager - Lending employer: NatWest Group
At NatWest Boxed, we pride ourselves on being an excellent employer, offering a collaborative and friendly work culture that fosters professional growth and development. As a Commercial Manager - Lending, you will have the opportunity to leverage your skills in a dynamic environment while working closely with key stakeholders across the business, ensuring that your contributions directly impact our success. With a focus on employee well-being and a remote-first approach, we provide a supportive atmosphere that encourages innovation and meaningful engagement.
StudySmarter Expert Advice🤫
We think this is how you could land Commercial Manager - Lending
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those at NatWest Boxed. A friendly chat can open doors and give you insights that a job description just can't.
✨Tip Number 2
Show off your skills! When you get the chance to speak with potential employers, highlight your experience with data analytics and stakeholder management. Make it clear how you can drive commercial performance.
✨Tip Number 3
Be prepared for interviews by brushing up on your problem-solving and financial modelling skills. Have examples ready that showcase your ability to tackle complex issues in a structured way.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Commercial Manager - Lending
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the role of Commercial Manager - Lending. Highlight your experience in commercial management and any relevant skills like data analytics and stakeholder management. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about unsecured personal lending and how your background aligns with our goals at NatWest Boxed. Keep it engaging and personal – we love to see your personality!
Showcase Your Skills:Don’t forget to highlight your problem-solving and financial modelling skills. If you've got experience with Python and SQL, make sure that stands out! We’re looking for someone who can dive into complex data sets and come up with actionable insights.
Apply Through Our Website:We encourage you to apply through our website for a smooth application process. It’s the best way for us to receive your application and ensures you don’t miss any important updates. We can’t wait to hear from you!
How to prepare for a job interview at NatWest Group
✨Know Your Numbers
As a Commercial Manager, you'll need to demonstrate your analytical skills. Brush up on key metrics related to unsecured personal lending, such as volume, margin, and conversion rates. Be ready to discuss how you've used data analytics in past roles to drive performance improvements.
✨Stakeholder Savvy
Collaboration is key in this role. Prepare examples of how you've successfully worked with different teams, like Credit Risk or Product. Think about specific projects where you managed stakeholder expectations and drove results—this will show your ability to navigate complex relationships.
✨Problem-Solving Pro
Expect to face hypothetical scenarios during the interview. Practice articulating your thought process when tackling complex problems. Use the STAR method (Situation, Task, Action, Result) to structure your responses, showcasing your problem-solving and financial modelling skills.
✨Tech Talk
Since you'll be using Python and SQL, be prepared to discuss your experience with these tools. You might even be asked to solve a data-related problem on the spot. Brush up on your coding skills and think of examples where you've leveraged technology to enhance commercial strategies.
