Credit Strategy Risk Manager in Birmingham
Credit Strategy Risk Manager

Credit Strategy Risk Manager in Birmingham

Birmingham Full-Time 60000 - 80000 £ / year (est.) No home office possible
NatWest Boxed

At a Glance

  • Tasks: Drive credit strategy and manage risk through innovative product design and portfolio management.
  • Company: Join a leading bank with a focus on innovation and collaboration.
  • Benefits: Competitive salary, career development opportunities, and a dynamic work environment.
  • Why this job: Make a real impact in the banking industry while developing your analytical and coding skills.
  • Qualifications: Experience with coding languages and strong analytical skills required.
  • Other info: Work with diverse teams and gain exposure to strategic initiatives.

The predicted salary is between 60000 - 80000 £ per year.

Join us as a Credit Strategy Risk Manager. We’ll look to you to drive forward our credit strategy through the influence and ownership of new product design, account opening, portfolio management, innovation, covering strategy and policy.

You’ll be driving the development of embedded lending portfolios, assessing and recommending opportunities where appropriate. This is an opportunity to gain exposure as you work with teams across the bank to design, sign off, implement, test and monitor credit policies.

The Skills You’ll Need

  • Experience with coding languages, coupled with excellent analytical skills.
  • A good understanding of the banking industry, its risk management, and the regulatory requirements.

What You’ll Do

  • Support the business through developing and maintaining risk and decision support models, providing analytically driven insight and innovative solutions to achieve future strategic priorities.

You’ll Also Be

  • Supporting the management of portfolio credit risks including bad debt provisions, risk weighted assets and costs, delivering impairments and provision cover within limits.
  • Making sure that the embedded credit risk portfolios continue to perform within risk limit frameworks.
  • Driving active and effective change management through the successful design, development and delivery of key strategic initiatives.
  • Managing stakeholders across a diverse matrix structure.
  • Liaising and influencing the franchise regarding ongoing credit customer management and projects.
  • Providing insight and challenge where appropriate, driving the automation agenda.

In Addition, You’ll Demonstrate

  • Proficiency with analytical and presentation tools.
  • Previous experience of the development and practical application of risk.
  • Project management skills and the ability to work as a team and with stakeholders.
  • The proven ability to explain technical subject matter to a non-technical audience.

Credit Strategy Risk Manager in Birmingham employer: NatWest Boxed

At our bank, we pride ourselves on fostering a dynamic and inclusive work culture that empowers employees to thrive. As a Credit Strategy Risk Manager, you will benefit from comprehensive professional development opportunities, collaborative teamwork across diverse departments, and the chance to influence innovative credit strategies in a supportive environment. Located in a vibrant city, we offer a competitive benefits package and a commitment to work-life balance, making us an excellent employer for those seeking meaningful and rewarding careers in the banking industry.
NatWest Boxed

Contact Detail:

NatWest Boxed Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Strategy Risk Manager in Birmingham

✨Tip Number 1

Network like a pro! Reach out to people in the banking industry, especially those who work in credit strategy or risk management. A friendly chat can lead to insider info about job openings and even referrals.

✨Tip Number 2

Show off your skills! Prepare a portfolio that highlights your analytical skills and any coding projects you've worked on. This will give you an edge when discussing your experience during interviews.

✨Tip Number 3

Practice makes perfect! Conduct mock interviews with friends or use online platforms to refine your answers. Focus on explaining complex concepts in simple terms, just like you would to a non-technical audience.

✨Tip Number 4

Apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you're genuinely interested in joining our team and contributing to our credit strategy.

We think you need these skills to ace Credit Strategy Risk Manager in Birmingham

Analytical Skills
Coding Languages
Understanding of Banking Industry
Risk Management
Regulatory Requirements
Risk and Decision Support Models
Portfolio Credit Risk Management
Change Management
Stakeholder Management
Presentation Tools
Project Management
Technical Communication

Some tips for your application 🫡

Tailor Your CV: Make sure your CV is tailored to the Credit Strategy Risk Manager role. Highlight your experience with coding languages and analytical skills, as well as any relevant banking industry knowledge. We want to see how you fit into our vision!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit strategy and risk management. Share specific examples of how you've driven change or managed portfolios in the past. Let us know what makes you tick!

Showcase Your Analytical Skills: Since this role requires excellent analytical skills, be sure to include examples of how you've used data to drive decisions. Whether it's through risk models or portfolio management, we want to see your analytical prowess in action!

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows us you’re keen on joining our team at StudySmarter!

How to prepare for a job interview at NatWest Boxed

✨Know Your Numbers

As a Credit Strategy Risk Manager, you'll need to be comfortable with data. Brush up on your analytical skills and be ready to discuss specific metrics you've worked with in the past. Prepare examples of how you've used data to influence credit strategies or manage risks.

✨Understand the Regulatory Landscape

Make sure you have a solid grasp of the banking industry's regulatory requirements. Familiarise yourself with recent changes in regulations that could impact credit risk management. This will show your potential employer that you're proactive and knowledgeable about the field.

✨Showcase Your Coding Skills

Since coding is part of the role, be prepared to talk about your experience with relevant programming languages. If possible, bring examples of projects where you've applied these skills to develop risk models or automate processes. This will demonstrate your technical proficiency.

✨Communicate Clearly

You'll need to explain complex concepts to non-technical stakeholders, so practice simplifying your explanations. Think of ways to convey your ideas clearly and concisely. During the interview, use relatable examples to illustrate your points and engage your audience.

Credit Strategy Risk Manager in Birmingham
NatWest Boxed
Location: Birmingham

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