Risk Analyst Lead - Property Policy (Property Risk)

This is an excellent opportunity for a Risk Analyst Lead to join the Property Policy team in Property Risk, responsible for developing, updating, maintaining, and implementing our property policy standards across both our residential and buy-to-let lending streams. This is a wide-ranging role involving assistance at the front end of mortgage application processes, engaging with both Solicitors and internal stakeholders, and providing advice to existing customers looking to complete certain complex onward transactions with the Society.

The Property Policy team is a close-knit, friendly group, and this role provides an opportunity to join a team that keeps both the society and our customers safe and secure while delivering innovative, forward-thinking policy advice and decisioning on both external and internal platforms.

We are happy to consider flexible working approaches to help you perform at your best. At Nationwide, we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK-wide estate while also supporting generous access to home working. We value our time in the office to solve problems, learn, and feel connected.

For this job, you’ll spend at least two days per week, or if part-time, you’ll spend 40% of your working time, based at our Bournemouth office. While these locations are where we are primarily looking to fill the role, if you’re an internal applicant based in a different location, we would welcome your application. If successful, your hiring manager will provide further details on how this could work for this specific role. If based in a different location, you’ll need to spend time at the Bournemouth office on a monthly basis as a minimum.

If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can.
What you’ll be doing

This Risk Analyst Lead role is primarily focused on producing, governing, evolving, and explaining our property policy requirements and standards to both internal and external stakeholders, at times in pressured timescales. The successful candidate will need to be comfortable with decision-making and happy to challenge when things don’t feel right, being at ease with challenging the status quo. At Nationwide, we aim to have an industry-leading property policy, and this means every day will be slightly different, whether that be answering complex solicitor queries on live mortgage applications or helping a customer realize the potential in their property once they are a customer with us – and always staying on the front foot of industry and government policy evolution.
About you

As a minimum requirement, you’ll:

• Have proven decision-making skills both at individual and more holistic levels
• Good knowledge of the house buying & selling process
• Proven experience in a risk-based property/housing market role
• Have a passion for developing new ways to solve complex problems
• Be confident in building relationships and communicating effectively to a wide range of audiences, tailoring the level of detail as necessary

Our Customer First behaviours are all about putting customers and members at the heart of how we work together. You can strengthen your application by showing the behaviours that resonate with you and how you might have already demonstrated these.

• Say it straight – This is about being honest and direct with good intent and saying what needs to be said in the room. It’s also about being clear, precise, and using language that we and, importantly, our customers and members can understand.
• Push for better – This is about aiming high and constantly looking for better in how we work together and serve our customers and members.
• Get it done – This is about prioritizing what will have the greatest impact, being decisive, and taking accountability for delivering on the end-to-end outcome.

The extras you’ll get

There are all sorts of employee benefits available at Nationwide, including:

• A personal pension – if you put in 7% of your salary, we’ll top up by a further 16%
• Up to 2 days of paid volunteering a year
• Life assurance worth 8x your salary
• A great selection of additional benefits through our salary sacrifice scheme
• Wellhub – Access to a range of free and paid options for health and wellness
• Access to an annual performance-related bonus
• Access to training to help you develop and progress your career
• 25 days holiday, pro rata

What makes us different

Nationwide is the world’s largest building society. With over 15 million customers, we have a relationship with almost a quarter of the UK’s population. We’ve got the scale to compete with the big banks, but we’re not a bank.

As a building society, we’re owned by our members – that’s our customers who have their current account, mortgage, or savings with us. It means we can do things differently to deliver our Purpose – Banking – but fairer, more rewarding, and for the good of society.

When you work at Nationwide, you can experience that difference for yourself. You’ll be part of a high-performing, purpose-driven organization that offers rewarding career experiences and a highly competitive range of benefits to match. You’ll also be joining us at an important time as we seek to reach more and more people in the UK. We want everyone in the UK to know that they don’t have to bank with a bank. They can choose a modern mutual instead.
What to do next

If this role is for you, please click the ‘Apply Now’ button. You’ll need to attach your up-to-date CV and answer a few quick questions for us.

We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application. #J-18808-Ljbffr