Risk Analyst Lead - Property Risk in Bournemouth

You’ll be working for Property Risk who are responsible for assessing and managing the risks associated with properties used as mortgage security. We ensure lending decisions are supported by accurate property data, appropriate valuations, and robust risk policies. The team works closely with valuers, third‑party data providers, and internal stakeholders to review property characteristics, market conditions, and potential risks (such as fire safety issues, environmental factors, or marketability concerns). We also maintain and oversee valuation policies, guidance, and quality assurance processes to ensure consistent and compliant decision‑making. In addition, we use data and technology, such as our Property Risk Hub rule‑based decision engine alongside management information, to automate and enhance property assessments and improve efficiency.

Your role will be important in helping protect the Society by ensuring that properties are suitable as lending security and align with the society’s risk appetite. We are happy to consider flexible working approaches to help you perform at your best. The working hours (per week) for this role can be between 28 and 35 hours. At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected. For this job, you’ll spend at least two days per week, or if part-time, you’ll spend 40% of your working time, based at either our Bournemouth, Swindon or Northampton office.

If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to hybrid working here. If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can.

You’ll play a key role within the Change Team of a Property Risk function, helping to drive improvements to our core property decision engine – the Property Risk Hub. Working closely with internal stakeholders and third‑party data providers, you’ll support the delivery of technology, data and rule changes that enhance risk decision‑making and operational efficiency. This involves understanding business processes, identifying pain points, and translating requirements into meaningful improvements. You’ll take ownership of change initiatives from concept through to delivery, including developing user stories, defining implementation plans, and tracking progress against milestones. Collaboration is central to the role—you’ll work alongside colleagues across teams, share knowledge, and communicate regularly with stakeholders, including presenting updates to senior management. You’ll also proactively identify and mitigate risks or blockers to ensure delivery stays on track. Alongside delivery, you’ll use your analytical skills to review and optimise decision engine rules, identifying opportunities to improve automation within risk appetite. You’ll also create management information and dashboards using tools such as Databricks, helping the business gain deeper insight into performance and outcomes.

• Experience working in a risk, property, or mortgage‑related environment
• Knowledge of the property valuation and/or conveyancing process
• Experience delivering technology change or transformation initiatives end‑to‑end
• Strong stakeholder management skills, with the ability to understand needs and influence outcomes
• Ability to translate business requirements into user stories and structured solutions
• Confident communicator, comfortable presenting to senior stakeholders
• Strong analytical skills, with the ability to identify opportunities for process or rules optimisation
• Experience working with data, MI, and dashboarding tools (e.g. Databricks)
• Ability to manage timelines, track delivery, and escalate risks effectively
• Proactive, self‑motivated, and able to work independently to solve problems
• Experience working with third‑party data providers or external partners is advantageous

You will be based in one Nationwide location but at times may need to work across other Nationwide sites (including London) and also travel to third‑party offices.

• 25 days holiday, pro rata
• Access to private medical insurance
• A highly competitive pension to help you build a strong foundation for retirement
• Access to an annual performance‑related bonus
• Training and development to help you progress your career
• A great selection of additional benefits through our salary sacrifice scheme
• Life assurance to provide peace of mind for you and your loved ones in the event of your death
• Wellhub – access to a range of free and paid options for health and wellness
• Up to 2 days of paid volunteering a year