We’re looking for a hands-on Functional Technical Lead to join our Credit Risk engineering team, delivering and evolving a business-critical platform that supports decisioning across mortgages, credit cards, current accounts, loans and the expansion into business banking. This is a key role at the heart of our technology estate, combining deep technical expertise with leadership to shape scalable, cloud-native solutions that directly impact customer outcomes.
You’ll join our Credit Risk engineering team, working on a strategic platform that underpins how we make responsible lending decisions across a wide range of products. The team plays a critical role in enabling safe, scalable and real-time decisioning, helping us meet customer needs while maintaining a robust risk environment.
In this role, you’ll combine hands-on engineering with technical leadership, contributing to platform design, guiding engineers, and ensuring high-quality delivery across a modern cloud-based architecture. You’ll work closely with architects, product teams and stakeholders across the business to deliver solutions that are resilient, extensible and aligned to our long-term strategy.
We are happy to consider flexible working approaches to help you perform at your best.
At Nationwide, we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK-wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.
For this job, you'll be assigned to our nearest regional hub. There will be a need to regularly connect with colleagues for collaboration events in one of our office sites. This is anticipated to be monthly in Swindon or London. If your application is successful, your hiring manager will provide further details on how this works.
Nationwide is committed to the redeployment of our employees impacted by change, as such applications for redeployment candidates will be prioritised in this recruitment process.
If you’re a colleague on long-term absence (for example, on parental leave) or a temporary worker, please use your personal email address to submit an application.
Responsibilities
What you’ll be doing
You will take a leading role in designing, building and evolving our credit risk platform, working closely with engineers, architects and product teams to deliver scalable, cloud-native services. You will provide technical direction and mentoring within the team, ensuring high standards of quality, performance and resilience across all components. You will contribute to shaping the platform architecture and support the delivery of key initiatives, including major integrations and the introduction of new business banking capabilities. Alongside hands-on development, you will help drive best practice in DevOps, CI/CD and operational excellence, ensuring services are reliable, observable and continuously improving in line with business needs.
About you
- Hands-on experience building cloud-native applications using AWS and .NET
- Proven experience designing and developing APIs, microservices and distributed systems in a production environment
- Solid experience working with NoSQL databases such as MongoDB Atlas (or equivalent)
- Demonstrable experience implementing and maintaining CI/CD pipelines using tools such as GitHub Actions, Jenkins or similar
- Working knowledge of cloud architecture patterns, including event-driven and integration-based designs
- Experience providing technical leadership, including guiding design decisions, mentoring engineers, and reviewing code
- Track record of delivering scalable, resilient systems with a focus on performance, quality and operational excellence
Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:
- Feel what customers feel - We step into our customers’ shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind
- Say it straight - We are brave in speaking out and saying what we think – we’re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand
- Push for better - We don’t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development
- Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes
You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.
Qualifications
The extras you’ll get
There are all sorts of employee benefits available at Nationwide, including:
- 30 days holiday, pro rata
- Access to private medical insurance
- A highly competitive pension to help you build a strong foundation for retirement
- Access to an annual performance-related bonus
- Training and development to help you progress your career
- A great selection of additional benefits through our salary sacrifice scheme
- Life assurance to provide peace of mind for you and your loved ones in the event of your death
- Wellhub – access to a range of free and paid options for health and wellness
- Up to 2 days of paid volunteering a year
Banking – but fairer, more rewarding, and for the good of society
We forge our own path at Nationwide.
As a mutual, we’re owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don’t see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.
If you’re inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you’re one of us.
At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community, we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society.
We are purpose-driven. Uncompromisingly customer. Unstoppably Nationwide.
What to do next
If this role is for you, please click the ‘Apply Now’ button. You’ll need to attach your up-to-date CV and answer a few quick questions for us.
We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application.
The hiring manager for this role is Andrew Lawrie, and the main recruitment contact is Nathan Richens.
Contact Details:
Nationwide Building Society Recruitment Team
