At a Glance
- Tasks: Join our team to produce critical credit risk reports and ensure data quality.
- Company: Nationwide is a mutual organisation focused on challenging the financial sector for the benefit of communities.
- Benefits: Enjoy hybrid working, generous holiday, pension contributions, and access to training for career growth.
- Why this job: This role offers hands-on experience in credit risk reporting and a chance to make a real impact.
- Qualifications: Strong Excel skills and a passion for data analysis; coding experience in SQL/SAS is a plus.
- Other info: Work at either our Northampton or Swindon office, with flexible home working options.
The predicted salary is between 36000 - 60000 £ per year.
This is a great opportunity for a Risk Analyst to join our Reporting, Data Governance and Controls team within Credit Risk Measurement. The teams cover a span of accountabilities including credit risk regulatory and critical reporting, as well as leading governance for data in the credit risk and modelling data domain, and all credit risk and financial controls on behalf of the Chief Credit Officer.
The role will play a key part in delivering high-quality reporting for Retail and Commercial Credit Risk, with a strong focus on control execution and regulatory compliance. Key responsibilities include:
- Producing regular critical and regulatory risk reports across Retail and Commercial portfolios using SAS Enterprise Guide, SAS Viya, and Microsoft Excel, ensuring accuracy and timeliness.
- Completing annual reviews, ensuring that the Credit Risk reporting suite remains relevant, accurate and efficient.
- Adhering to established controls and reporting standards, escalating any data quality issues or anomalies identified during report preparation.
- Collaborating with internal and external stakeholders, as well as regulatory bodies, responding to queries and providing clear, data-driven insights.
- Supporting other team members on ad-hoc reporting requests through data extraction and data analysis.
- Identifying opportunities to improve and streamline reporting processes, contributing ideas that enhance efficiency, accuracy, and the overall value of risk reporting.
In this role you will play a critical role in the production of Credit Risk reporting. A variety of training options will give you the knowledge and skills you need to thrive in the role. Working with other regulatory reporting specialists in the Society you’ll be encouraged to identify and implement changes that enhance efficiency and the long-term reporting capability.
Requirements include:
- Excellent Microsoft Excel skills, including the use of Pivot Tables.
- An aptitude to learn, or previous experience of, coding using analytical tools such as SQL/SAS.
- Experience of analysing and interpreting data.
- Able to support the production of high-quality reports and outputs that ensure confidence from stakeholders and regulators.
We value open communication and continuous improvement. We offer a personal pension scheme, life assurance, a selection of additional benefits through our salary sacrifice scheme, access to an annual performance-related bonus, training to help you develop and progress your career, and 25 days holiday, pro rata.
As a mutual, we’re owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. As a community, we want our working lives to count.
Contact Detail:
Nationwide Building Society Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land SAS Analyst (Credit Risk)
✨Tip Number 1
Familiarise yourself with SAS Enterprise Guide and SAS Viya, as these are crucial tools for the role. Consider taking online courses or tutorials to enhance your skills and demonstrate your commitment to mastering these technologies.
✨Tip Number 2
Network with professionals in the credit risk field, especially those who work with regulatory reporting. Attend industry events or join relevant online forums to gain insights and make connections that could help you stand out during the application process.
✨Tip Number 3
Stay updated on the latest trends and regulations in credit risk management. This knowledge will not only prepare you for interviews but also show your potential employer that you are proactive and genuinely interested in the field.
✨Tip Number 4
Prepare to discuss specific examples of how you've improved reporting processes or handled data quality issues in previous roles. Being able to articulate your experience with real-world scenarios will demonstrate your analytical mindset and problem-solving abilities.
We think you need these skills to ace SAS Analyst (Credit Risk)
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities and requirements of the SAS Analyst position. Familiarise yourself with key terms like credit risk, regulatory reporting, and data governance to tailor your application effectively.
Highlight Relevant Skills: In your CV and cover letter, emphasise your analytical skills, experience with SAS Enterprise Guide or SAS Viya, and proficiency in Microsoft Excel. Provide specific examples of how you've used these skills in previous roles to produce high-quality reports.
Showcase Your Passion: Express your enthusiasm for credit risk analysis and your commitment to continuous improvement. Mention any relevant training or courses you've undertaken that demonstrate your dedication to developing your technical skills in this area.
Tailor Your Application: Customise your CV and cover letter to reflect the values and culture of Nationwide. Use language that aligns with their emphasis on honesty, direct communication, and a push for better practices. This will help you stand out as a candidate who fits well with their team.
How to prepare for a job interview at Nationwide Building Society
✨Showcase Your Analytical Skills
As a SAS Analyst, your analytical mindset is crucial. Be prepared to discuss specific examples of how you've used data analysis in previous roles, particularly in credit risk or regulatory reporting. Highlight any experience with SAS, SQL, or Excel that demonstrates your technical proficiency.
✨Understand the Regulatory Landscape
Familiarise yourself with the key regulations affecting credit risk reporting. Being able to discuss these regulations and their implications during the interview will show your commitment to compliance and your understanding of the role's responsibilities.
✨Prepare for Scenario-Based Questions
Expect questions that assess your problem-solving abilities and how you handle data quality issues. Prepare scenarios where you've identified anomalies in data and how you resolved them, as this will demonstrate your attention to detail and proactive approach.
✨Emphasise Collaboration Skills
The role involves working with various stakeholders, so be ready to discuss your experience in collaborating with teams or external partners. Share examples of how you've effectively communicated complex data insights to non-technical audiences, showcasing your ability to bridge gaps between technical and non-technical stakeholders.