Accountant - Retail Finance

This Accountant role supporting Unsecured business area within our Retail Finance Business Partnering team. Our Finance Business Partnering teams are integral to our success as a Society, working both within the wider finance team and directly with areas across the Society to ensure we achieve our strategic objectives and deliver value for our members. This role creates a great opportunity for someone to be part of a team who provides key stakeholders with financial guidance & advice and creates great pieces of analysis to support & challenge through decision making. We are happy to consider flexible working approaches to help you perform at your best. At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected. For this job youll spend at least two days per week, or if part time youll spend 40% of your working time, based at either our Swindon or London office. If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to hybrid working here. If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can.

What you\’ll be doing

Reporting to the Finance Business Partner for Unsecured Lending, you will be working with senior stakeholders across a broad network to deliver on numerous priorities. Your focus will primarily be upon Income, with some exposure to Costs. This is both an exciting and challenging role which represents a fantastic opportunity to have a real impact on customer and commercial outcomes.

Responsibilities

• Supporting forecasts across a range of different scenarios (e.g., Plan and external Stress Tests)
• Working closely with and supporting stakeholders to understand the financial implications of back book changes, competitor strategies and market dynamics
• Providing analysis and insight on specific issues for stakeholders to inform decision making and drive great member outcomes
• Managing regular accounting and reporting tasks; ensuring full understanding and explanation of financial performance (both P & L and Balance Sheet)

Customer behaviours

Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:

• Feel what customers feel – We step into our customers\’ shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind
• Say it straight – We are brave in speaking out and saying what we think – we\’re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand
• Push for better – We don\’t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development
• Get it done – We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes

You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.

Qualifications

• Be a fully qualified accountant (ACA, ACCA or CIMA), with experience working in a finance role
• Have stakeholder management experience; building strong working relationships with the ability to challenge, influence and communicate/present financial information
• Strong analytical skills whilst being able to take a big picture view; balancing both financial and non-financial factors
• Have excellent Excel skills with experience of complex models/formulae and consolidating large amounts of data into management information
• Be a highly motivated self-starter with the ability to prioritise conflicting demands and deliver to a high standard; within a fast-paced environment

As a mutual, we’re owned by our members – those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don’t see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.

If you’re inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you’re one of us. At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community we want our working lives to count. As a team, we celebrate what we achieve. As a standard‑setter, we work for the good of customers, communities, and broader society. We are Purpose‑driven. Uncompromisingly Customer. Unstoppably Nationwide.

Benefits

The extras you’ll get:

• 25 days holiday, pro rata
• From January 2026, all colleagues will have access to fully funded private medical insurance
• A personal pension – if you put in 7% of your salary, we’ll top up by a further 16%
• Access to an annual performance related bonus
• Access to training to help you develop and progress your career
• A great selection of additional benefits through our salary sacrifice scheme
• Life assurance worth 8x your salary
• Wellhub – access to a range of free and paid options for health and wellness
• Up to 2 days of paid volunteering a year
• Banking – but fairer, more rewarding, and for the good of society. We forge our own path at Nationwide.