At a Glance
- Tasks: Join our team to underwrite Life and Critical Illness applications and improve processes.
- Company: National Friendly, a mutual insurer with a supportive and inclusive culture.
- Benefits: Attractive salary, performance bonuses, pension contributions, and health benefits.
- Other info: Bright offices in central Bristol with regular social events and community support.
- Why this job: Make a real impact in a dynamic role while enjoying a hybrid work environment.
- Qualifications: Five years of underwriting experience and strong communication skills.
The predicted salary is between 34000 - 60000 £ per year.
Full-time, permanent role of 35 hours per week (Mon-Fri). Hybrid working (Ideally commutable to our Bristol office 3 days per week in the office).
Salary £40,000 to £50,000 dependent upon experience (salary is flexible, we will consider candidates with less or more experience and reflect this in the salary so please note salary could be less or more than that advertised depending upon experience).
National Friendly is a mutual insurer with a forward-looking attitude and a broad and diverse portfolio of products through which it is seeking to support new business growth over the forthcoming years.
We are looking for an experienced Underwriter to join our team. The focus will primarily be on ensuring competitive terms for Life and Critical Illness, but we will also look to cross train you on Private Medical Insurance, Immediate Needs Annuity and Impaired Life Annuity applications. Income Protection experience preferred but not essential.
The role is varied, involving general case processing, rules development, philosophy input, process & product improvement and representing National Friendly by liaising with key partners and the wider industry. There are also opportunities to participate in projects that directly influence the success of National Friendly.
Key attributes:- Minimum of five years underwriting experience
- Experience of using underwriting rules engines (preferred but not essential)
- A demonstrated track record of underwriting Life & Critical Illness as evidenced by your current or recent underwriting authority levels
- Experienced and competent in assessing new Life & Critical Illness applications, deciding what underwriting evidence is required and underwriting complex cases with medical evidence
- Ability to accurately follow underwriting guidelines whilst demonstrating appropriate flexibility and pragmatism without compromising our risk tolerance.
- Confident in advancing existing processes and practices and actively contributing ideas.
- Great communication skills - comfortable liaising with internal & external stakeholders.
- You will take pre-sale underwriting enquiries by telephone and email, working to build excellent working relationships with our intermediaries and other stakeholders
- You must be self-motivated and able to work with others to make a stronger underwriting team, whilst providing accurate and consistent decisions is key.
Our bright and spacious offices are based near the harbourside in central Bristol. We have an inclusive, caring and supportive culture with regular social events and we have an excellent track record of supporting our local community.
In addition to an attractive salary, there is a potential for a generous performance-based bonus, company pension contributions (up to 12% of salary) plus benefits including PMI cover, life assurance (x4 salary), an EAP and more.
Life & Disability Underwriter in West Bromwich employer: National Friendly
National Friendly is an exceptional employer, offering a supportive and inclusive work culture in the vibrant city of Bristol. With a focus on employee growth, we provide opportunities for cross-training and involvement in impactful projects, alongside a competitive salary and generous benefits including a performance-based bonus and substantial pension contributions. Our commitment to community engagement and regular social events fosters a collaborative environment where every team member can thrive.
StudySmarter Expert Advice🤫
We think this is how you could land Life & Disability Underwriter in West Bromwich
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like National Friendly). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like National Friendly. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Life & Disability Underwriter in West Bromwich
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at National Friendly.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at National Friendly. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at National Friendly
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at National Friendly to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at National Friendly, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding National Friendly's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
