At a Glance
- Tasks: Lead the development of innovative SME lending products from scratch.
- Company: Join myPOS, a forward-thinking fintech company revolutionising payment solutions.
- Benefits: Enjoy competitive salary, annual bonuses, health insurance, and unlimited learning opportunities.
- Other info: Embrace a culture of growth and collaboration; we value potential over perfection!
- Why this job: Shape the future of lending and make a real impact in the fintech industry.
- Qualifications: 3-5 years in SME lending with strong product development skills.
The predicted salary is between 60000 - 80000 £ per year.
At myPOS, we’re all about helping businesses grow and get paid. We make payments simple, smart, and accessible for everyone, but we’re more than just payment solutions - myPOS is a partner in growth. From free multicurrency accounts to powerful e-commerce tools, we’re here to support business owners of all sizes and everyone out there who dreams of starting their own business. As we are expanding our team, we’re looking for a Product Lead in Lending to help us make a real difference in the Fintech industry. Ready to join us and shape the future of payments? Let’s make it happen!
About the role
We’re looking for a Product Lead - Lending to own the early shape of our SME lending products. This is a product-first, 0→1 role for someone who understands SME lending deeply and is excited to build and scale new products from scratch. You’ll work closely with the VP Product and Product Manager to define, launch, and evolve our lending proposition as we scale, with clear ownership of how these products are shaped from the ground up. This is a hands‑on role at the intersection of product, risk, and commercial. You’ll turn lending capability into real, usable, scalable customer products, and in the early stages you’ll be directly shaping and driving build activity before dedicated squads are fully in place.
What you’ll do
- Shape and define new SME lending products end-to-end (0→1), working with Product, Risk, Data, and Commercial teams to bring ideas to life
- Lead discovery with SME customers and internal stakeholders to uncover unmet financing needs and translate them into product opportunities
- Design how lending works in-product - including eligibility, affordability, limits, pricing, repayment structures, and customer journeys
- Partner with Risk and Data teams to embed underwriting logic, credit decisioning, and portfolio considerations into product design
- Support build and delivery with engineering teams, ensuring requirements are clear, buildable, and aligned to commercial and risk outcomes
- Use market insight and performance data to iterate on products post‑launch and influence roadmap priorities
What you’ll bring
- 3-5+ years’ experience in SME lending, credit products, or lending strategy (fintech, bank, or fast‑growth lending environment)
- Deep understanding of SME credit mechanics (underwriting, affordability, scorecards, limits, pricing, risk trade‑offs)
- Proven experience contributing to or shaping early‑stage (0→1) lending or financial product development
- Strong product thinking – able to turn complex lending requirements into simple, usable customer experiences
- Confident working across Risk, Data, Engineering, and Commercial teams in a highly collaborative environment
- Strong analytical capability; able to interpret lending performance and feed it into product decisions
Why you should join myPOS
- Annual salary reviews, promotions, and performance bonuses
- myPOS Academy and unlimited LinkedIn Learning access
- Annual training and development budget
- 9% employer pension contribution
- Health insurance, dental insurance, and group life assurance
- Referral bonus and regular international team events
Who we are
Since 2014 we’ve been all about making payments easier and more accessible for businesses of all shapes and sizes. Whether you’re at the counter, selling online, or on the move, we’ve got businesses covered with smart, accessible and affordable solutions that keep things easy. Our mission? It’s simple. Help businesses get paid by taking advantage of modern tech and innovative ideas, so payment challenges are a thing of the past.
Pro tip: Take it easy about meeting every requirement - this job description is just that, a job description! Even if you don’t tick every box, we want you to apply anyway! This is your chance to grow, learn, and build your career with us. We value potential over perfection, and we are all about mutual growth!
myPOS is committed to providing equal employment opportunities. All qualified candidates will be considered for employment without discrimination based on age, ancestry, color, marital status, national origin, physical or mental disability, medical condition, veteran status, race, religion, sex, sexual orientation, gender identity or expression, or any other characteristic protected by applicable laws, regulations, and ordinances. Your application will be confidentially reviewed in line with the General Data Protection Regulation (GDPR). Personal information will be used solely for the job application and will be stored for a period needed by the application process. Only short‑listed candidates will be contacted. Good luck!
Product Lead - Lending employer: myPOS AD
At myPOS, we pride ourselves on being an exceptional employer that fosters a culture of growth and innovation. With a strong focus on employee development through our myPOS Academy and unlimited access to LinkedIn Learning, we empower our team members to enhance their skills and advance their careers. Located in a dynamic environment, we offer competitive benefits including annual salary reviews, health insurance, and regular international team events, making myPOS not just a workplace, but a community dedicated to mutual success.
StudySmarter Expert Advice🤫
We think this is how you could land Product Lead - Lending
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like myPOS AD. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Product Lead - Lending
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to myPOS AD.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on myPOS AD's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at myPOS AD
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with myPOS AD.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at myPOS AD will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former myPOS AD employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
