At a Glance
- Tasks: Join the Rating Team to analyse credit ratings and streamline operations.
- Company: Mizuho, an inclusive employer supporting the LGBTQ+ community.
- Benefits: Competitive salary, 27 days leave, hybrid working, and wellbeing support.
- Other info: Fantastic progression opportunities and a commitment to diversity and inclusion.
- Why this job: Make a real impact in finance while growing your career in a supportive environment.
- Qualifications: Strong analytical skills and ability to adapt to changing priorities.
The predicted salary is between 28800 - 48000 £ per year.
Credit Ratings - Analyst at myGwork - LGBTQ+ Business Community
5 days ago Be among the first 25 applicants
Mizuho, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly. We are not your typical financial institution. It\'s our people who make us a cut above. Here, every person is respected because of their differences, not in spite of them. We pride ourselves on a culture of purpose, passion and compassion. At Mizuho, we provide the stability of an international industry leader with the career trajectory of a growing business. Our steady, strategic growth gives our people at all levels rewarding degrees of responsibility and a richer work experience than a boutique firm or an established giant could offer alone. Working for Mizuho opens doors not just to a rewarding career with excellent prospects, but to lasting friendships with colleagues from diverse cultures. It\'s the local expertise of our employees that makes our global network so powerful. By collaborating with colleagues and clients who have your same ambition, you can amplify your sphere of influence and base of knowledge as part of one of the largest-and growing-banks in the world.
What is the opportunity?
A role in the Rating Team that is an integral part of the C&MO Team within the European Corporate Finance Division 2 (ECBD2). They manage, monitor and control the Department\'s corporate & leveraged finance ratings, ensuring the timely preparation and submission of ratings for ECBD2 clients. This role would primarily be responsible for the production of ratings using the internal models of Mizuho, but would also interface with the wider C&MO Team.
What will you be doing?
- Produce timely and accurate credit ratings
- Undertake analysis to establish initial rating of new transactions using audited accounts, financial due diligence, model and commercial due diligence, working closely with the relevant Credit Analyst
- Credit risk monitoring and the preparation of annual and special reviews
- Ensure early identification of potential credit quality issues
- Assist with overall general portfolio management and reporting duties – this entails day‑to‑day administration of a number of clients within the Department\'s portfolio
- Ensure compliance with the bank\'s rating manual, accurately applying rating and customer categorisation methodologies
What do you need to succeed?
Essential
- Minimum 3 \'A\' Levels or equivalent
- Minimum of at least two-year experience in a financial environment, preferably in banking
- A proven ability to analyse and interpret company financial statements and discounted cashflow models
- Ability to work fast and accurately whilst under pressure
- Strong writing and communication skills required to be able to liaise with internal stakeholders / other Departments within the Bank
- Good team working and communication skills
- Strong organisational skills required to be able to multitask day‑to‑day duties across the Team
- Financial spreadsheets / accounting knowledge including accounting standards
Desirable
- Degree qualified or equivalent
- Cash flow analysis / modelling skills
- Experience in a middle or back office role within a Financial Institution
- Experience/ability with VBA for writing automations within Excel/ innovative mindset
- Demonstrated experience in automating workflows and enhancing efficiency through tools such as Excel, VBA, SQL, or Python; strong ability to identify manual or repetitive tasks and implement innovative, scalable solutions to streamline operations
Adaptability
- A requirement to respond to changing priorities within the role
- Capacity to plan, organise and manage workloads independently
- Proven ability to take initiative and solve complex rating scenarios independently of team leader
- Utilise changing systems or procedures
What Mizuho Can Offer You
- Competitive starting salary, plus discretionary bonus
- Non-contributory pension
- 27 days\' annual leave
- Core working hours*
- Hybrid working – office and home based*
- Virtual GP
- Wellbeing benefits, including Mental Health Allies and First Aiders
For applicable roles only
At Mizuho, we embrace flexible ways of working when the role permits. We offer different working arrangements like part‑time, job‑sharing and hybrid (office and home) working. Our purpose‑led culture and global infrastructure help us connect, collaborate, and work together in agile ways to meet all our business needs.
At Mizuho we are committed to supporting equality, diversity and inequality, and seek to create a workplace that is fully inclusive. We welcome applications from all sections of the community that we operate in and from all ethnic backgrounds, sexual orientation, beliefs, gender identities and disabilities.
If you require more information about our equal opportunities policy or wish to discuss any accessibility requirements or reasonable adjustments please contact the recruitment team – recruitment@mhcb.co.uk and we will be happy to help.
Credit Ratings - Analyst employer: myGwork - LGBTQ+ Business Community
Mizuho is an exceptional employer that champions inclusivity and diversity, making it a welcoming environment for all employees, particularly within the LGBTQ+ community. With a strong focus on employee growth, Mizuho offers clear paths to promotion, competitive salaries, and a range of benefits including hybrid working options and comprehensive wellbeing support. The company's purpose-led culture fosters collaboration and innovation, ensuring that every team member can contribute meaningfully to the business while enjoying a healthy work-life balance.
Contact Details:
myGwork - LGBTQ+ Business Community Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Credit Ratings - Analyst
✨Tip Number 1
Network like a pro! Reach out to people in the finance and ratings industry, especially those connected to Mizuho. A friendly chat can open doors and give you insights that might just land you an interview.
✨Tip Number 2
Prepare for the interview by researching Mizuho's values and recent projects. Show them you’re not just another candidate; you’re genuinely interested in their mission and how you can contribute to their inclusive culture.
✨Tip Number 3
Practice your problem-solving skills! Since the role involves tackling complex rating scenarios, brush up on relevant case studies or scenarios. Being able to demonstrate your analytical thinking will set you apart.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re serious about joining Mizuho and being part of their fantastic team.
We think you need these skills to ace Credit Ratings - Analyst
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Ratings - Analyst role. Highlight relevant skills and experiences that match the job description, especially your ability to solve complex scenarios and manage workloads independently.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about this role at Mizuho and how you can contribute to their inclusive culture. Don’t forget to mention your adaptability and innovative thinking!
Showcase Your Initiative:In your application, give examples of when you've taken the initiative in previous roles. Mizuho values candidates who can identify problems and implement solutions, so make sure to highlight these experiences.
Apply Through Our Website:We encourage you to apply through our website for the best chance of success. It’s straightforward and ensures your application goes directly to the right team. Plus, you’ll find all the info you need about the role there!
How to prepare for a job interview at myGwork - LGBTQ+ Business Community
✨Know Your Numbers
As an analyst, you'll be dealing with a lot of data. Brush up on your financial metrics and credit rating methodologies before the interview. Be ready to discuss how you would approach analysing a company's creditworthiness.
✨Show Your Problem-Solving Skills
Mizuho values initiative and the ability to solve complex scenarios independently. Prepare examples from your past experiences where you've identified issues and implemented innovative solutions. This will demonstrate your adaptability and critical thinking.
✨Understand the Company Culture
Familiarise yourself with Mizuho's commitment to inclusivity and diversity. Be prepared to discuss how you can contribute to this culture. Showing that you align with their values can set you apart from other candidates.
✨Ask Insightful Questions
Prepare thoughtful questions about the role and the team dynamics. Inquire about how the Rating Team adapts to changing priorities or what tools they use for streamlining operations. This shows your genuine interest in the position and helps you assess if it's the right fit for you.
