Credit & Middle Office - Analyst

Credit & Middle Office - Analyst

Full-Time 36000 - 60000 £ / year (est.) Hybrid
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At a Glance

  • Tasks: Support credit administration and transaction management in a dynamic banking environment.
  • Company: Join Mizuho, a leading financial institution with a commitment to diversity and inclusion.
  • Benefits: Enjoy competitive salary, hybrid working, 27 days annual leave, and wellbeing support.
  • Other info: Great progression opportunities and a culture that values your input.
  • Why this job: Make an impact in finance while developing your skills in a supportive team.
  • Qualifications: 3 A Levels or equivalent; experience in finance preferred.

The predicted salary is between 36000 - 60000 £ per year.

The Credit & Middle Office provides a number of credit administration support services to the banking team, including Portfolio Management, Client Onboarding, Transaction Capture, Lifecycle Monitoring, Fund Administration, Reporting and other Administrative tasks. The Analyst position in Transaction Management & Control team works closely with a number of colleagues within CIB Banking and the Corporate functions to ensure smooth transaction analysis, execution and monitoring.

Duties And Responsibilities

  • Assist in the client onboarding / periodic reviews from an anti-money laundering / know-your-customer perspective, to include client registration and account opening.
  • Undertake the booking of loans / treasury facilities requested by other Branches and overseeing the process to ensure timely execution.
  • Performance of and subsequent ongoing management of all required administrative workflow streams within the team, including preparing credit applications and inputting of approved loan limits into Mizuho's systems.
  • Process client requests ensuring the bank's systems are updated in respect of static and non-static data (e.g. client contact details, address information, SSI).
  • Perform "four-eye" checking of data accuracy for colleagues including loan booking systems prior to execution.
  • Managing Primary and Secondary Loan Closing (Loan Settlement) process ensuring timely and accurate settlement of trades.
  • Monitor Covenants by ensuring that covenant shells are created promptly and accurately in the system. Ensure limits in the systems are accurately booked and monitor exposure movements to ensure they are legitimate.
  • Monitor the outsourced processes for onboarding / periodic reviews and for covenant monitoring to ensure the correct and timely input of data into those systems.
  • Undertake and manage periodic reporting.
  • Maintain a good knowledge of internal policies and regulations.
  • General planning and administrative support to effectively organise the workload of the wider team.
  • Assist in the deposit desk's trade execution including acting as a back-up "four-eye" checker to ensure the accuracy and completeness of deposit booking workflows.
  • Assist in any ad hoc / project related work that may be assigned.

Essential Qualifications, Skills and Experience

  • Minimum 3 'A' Levels or equivalent.
  • Minimum of (3)-years' experience in a Financial environment, preferably in banking.
  • Strong writing and communication skills required to be able to liaise with internal stakeholders / other Departments within the Bank.
  • Basic understanding of loan and treasury products, i.e. Forex trades, Derivatives (Interest rate Swaps and Cross Currency Swaps) and Time Deposit.
  • Strong organisational skills required to be able to multitask day-to-day administrative duties across the team.

Desirable

  • Degree qualified or equivalent.
  • Experience in a middle office role within a Financial Institution.
  • Adaptability.
  • A requirement to respond to changing priorities within the role.
  • Capacity to plan, organise and manage workloads independently.
  • Utilise changing systems or procedures.

What Mizuho Can Offer You

Here at Mizuho, there are fantastic progression opportunities and clear paths to promotion. We will give you ample opportunity to affect change and to help grow our business. In addition to the great opportunity outlined above we are also currently able to offer:

  • Competitive starting salary, plus discretionary bonus.
  • Non-contributory pension.
  • 27 days' annual leave.
  • Core working hours.
  • Hybrid working - office and home based.
  • Virtual GP.
  • Wellbeing benefits, including Mental Health Allies and First Aiders.

At Mizuho, we embrace flexible ways of working when the role permits. We offer different working arrangements like part-time, job-sharing and hybrid (office and home) working. Our purpose-led culture and global infrastructure help us connect, collaborate, and work together in agile ways to meet all our business needs.

At Mizuho we are committed to supporting equality, diversity and equality, and seek to create a workplace that is fully inclusive. We welcome applications from all sections of the community that we operate in and from all ethnic backgrounds, sexual orientation, beliefs, gender identities and disabilities.

If you require more information about our equal opportunities policy or wish to discuss any accessibility requirements or reasonable adjustments please contact the recruitment team - recruitment@mizuhoemea.com and we will be happy to help.

Credit & Middle Office - Analyst employer: myGwork - LGBTQ+ Business Community

Diageo is an exceptional employer that prioritises inclusivity and employee well-being, offering a competitive rewards package including an annual bonus, private medical insurance, and generous family leave. Located in Leven, employees benefit from a vibrant work culture that celebrates diversity and fosters personal growth, all while working in a facility rich with heritage and iconic brands. Join us to be part of a team that values your contributions and supports your professional development in a meaningful way.

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Contact Details:

myGwork - LGBTQ+ Business Community Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Credit & Middle Office - Analyst

✨Tap into Campus Networks

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✨Get Certified

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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.

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We think you need these skills to ace Credit & Middle Office - Analyst

Client Onboarding
Anti-Money Laundering (AML)
Know Your Customer (KYC)
Transaction Management
Loan Booking
Data Accuracy Checking
Covenant Monitoring

Some tips for your application 🫡

Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.

Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to myGwork - LGBTQ+ Business Community.

Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.

Research and Reflect:Before hitting that 'apply' button on myGwork - LGBTQ+ Business Community's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!

How to prepare for a job interview at myGwork - LGBTQ+ Business Community

✨Brush Up on Financial Analysis Skills

Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with myGwork - LGBTQ+ Business Community.

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Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.

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Since this is a full-time position, employers at myGwork - LGBTQ+ Business Community will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.

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Before your interview, reach out to current or former myGwork - LGBTQ+ Business Community employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.