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For Companies At a Glance
- Tasks: Assess and manage credit risks for Non-Bank Financial Institutions in a regulated environment.
- Company: Leading international financial services organisation with a strong reputation.
- Benefits: Competitive salary, professional development, and exposure to senior decision-making.
- Why this job: Make a real impact by minimising credit-related losses and shaping financial strategies.
- Qualifications: 8-10 years of credit analysis experience, especially with NBFI counterparties.
- Other info: Structured environment with opportunities for career growth and complex transaction exposure.
The predicted salary is between 36000 - 60000 £ per year.
Our client is a leading international financial services organisation seeking an experienced Senior Credit Analyst – NBFI to join its Credit Risk function. This role plays a key part in assessing, managing and monitoring credit risk exposures, with a primary focus on Non-Bank Financial Institutions, within a regulated banking environment.
Role Purpose
The role is responsible for minimising credit-related losses by identifying, assessing and measuring credit risks and mitigants across new proposals and existing portfolios. The Senior Credit Analyst provides independent, well-reasoned credit recommendations to senior management and Credit Committee, ensuring all decisions align with established credit policies, risk appetite and regulatory expectations.
Key Responsibilities
- Prepare detailed credit evaluation reports covering transaction overview, financial and non-financial risk analysis, key risks, mitigants and clear credit recommendations
- Support the implementation and ongoing application of credit risk appetite, credit policies and credit governance frameworks
- Ensure all credit proposals and transactions comply with internal credit policies and procedures
- Primarily cover NBFI counterparties, with flexibility to assess other sectors as required
- Provide effective challenge and constructive guidance to Front Office proposals while maintaining independence within the credit process
- Draft and present credit opinions to Credit Committee in a clear, concise and timely manner
- Deliver professional risk analysis and mitigation strategies to senior credit stakeholders
- Undertake post-lending credit management, including – Monitoring credit limits, exposures and covenant compliance – Ongoing financial performance analysis of counterparties – Tracking conditions precedent and conditions subsequent throughout the loan lifecycle
- Conduct credit reviews and sector research for new proposals and existing counterparties on at least an annual basis
- Monitor industry, sector and counterparty trends to identify early warning signals
- Contribute to ad-hoc credit risk tasks and initiatives as directed by senior credit management
Skills and Experience
- Minimum of 8–10 years’ experience in credit analysis, with a strong focus on NBFI counterparties
- In-depth understanding of credit risk, mitigants and structures across multiple industries, jurisdictions and counterparty types
- Strong financial analysis capability, including forecasting, stress testing and sensitivity analysis
This position offers the opportunity to work within a structured credit risk environment, providing exposure to complex NBFI transactions, senior decision-making forums and a stable, well-governed financial institution. Please note this role is office-based 5 days per week.
Senior Credit Analyst - NBFI in London employer: MW recruitment
Contact Detail:
MW recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Analyst - NBFI in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance sector, especially those who work with NBFIs. A friendly chat can lead to insider info about job openings that aren’t even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your credit risk knowledge. Be ready to discuss specific cases where you’ve assessed credit risks and how you’ve made recommendations. We want to see your analytical skills in action!
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values and expertise in NBFI. Use our website to find roles that match your skills and interests, making your application stand out.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can keep you top of mind. Mention something specific from your conversation to show you’re genuinely interested in the role and the company.
We think you need these skills to ace Senior Credit Analyst - NBFI in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to highlight your experience in credit analysis, especially with NBFI counterparties. We want to see how your skills align with the key responsibilities mentioned in the job description.
Craft a Compelling Cover Letter: Your cover letter should tell us why you're the perfect fit for this role. Share specific examples of your past work that demonstrate your ability to assess and manage credit risks effectively.
Showcase Your Analytical Skills: In your application, emphasise your strong financial analysis capabilities. We’re looking for someone who can forecast, stress test, and conduct sensitivity analysis, so make sure to include relevant experiences.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates during the process.
How to prepare for a job interview at MW recruitment
✨Know Your Credit Risk Inside Out
Make sure you brush up on your understanding of credit risk, especially in relation to Non-Bank Financial Institutions. Be prepared to discuss specific examples from your past experience where you've successfully identified and mitigated credit risks.
✨Prepare Detailed Evaluation Reports
Since the role involves preparing credit evaluation reports, practice drafting concise and clear reports. Think about how you would present a transaction overview and key risks to senior management, as this will likely come up during the interview.
✨Showcase Your Analytical Skills
Be ready to demonstrate your financial analysis capabilities. You might be asked to perform a quick stress test or sensitivity analysis during the interview, so having a few examples of your analytical work handy can really impress.
✨Understand Regulatory Expectations
Familiarise yourself with the regulatory environment surrounding credit risk in NBFIs. Being able to discuss how you ensure compliance with internal credit policies and procedures will show that you’re not just experienced, but also knowledgeable about the broader context of the role.
