Loan and Securities Officer
Loan and Securities Officer

Loan and Securities Officer

London Full-Time 43200 - 72000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Support the Lending & Securities team with documentation and back-office tasks.
  • Company: Join a prestigious banking institution known for its excellence in financial services.
  • Benefits: Enjoy competitive pay, potential remote work options, and great corporate perks.
  • Why this job: Be part of a dynamic team that values accuracy and efficiency in lending processes.
  • Qualifications: Technical knowledge in lending securities and experience in loan processing is essential.
  • Other info: Opportunity to contribute to exciting bank projects and enhance your banking expertise.

The predicted salary is between 43200 - 72000 £ per year.

Job Description

A prestigious banking institution wish to hire a Lending and Securities Officer, this role is key in supporting the Lending & Securities leadership team, to ensure all aspects of the bank’s lending, both post-completion servicing and loan/security documentation, are handled efficiently, accurately, and consistently.

Overview

Ensure lending and security documentation is efficiently and accurately prepared in a timely manner before an advance is made available.

To assist in the maintenance of legal documentation ensuring they comply with the latest legislation and are maintained to the highest standard in order to protect the bank.

Prepare and issue documentation for security releases, transfers, consents to lease, and guarantee renewals in line with procedures and delegated authority.

Complete lending back-office tasks related to pre- and post-drawdown formalities, including but not limited to regulated mortgage statements, rate change notifications, and credit searches.

Provide support of Bank projects when required

Experience Required

Technical knowledge in the areas of lending securities including bespoke non-standard requests.

Loan Processing and completions experience (post approval)

Broad knowledge of lending related matters including regulated mortgage contracts and Consumer Credit Act borrowing

Experience and awareness of a variety of retail banking products

Loan and Securities Officer employer: MW recruitment

As a leading banking institution, we pride ourselves on fostering a dynamic and inclusive work environment where our employees can thrive. Our commitment to professional development ensures that as a Loan and Securities Officer, you will have access to ongoing training and growth opportunities, while our collaborative culture promotes teamwork and innovation. Located in a vibrant city, we offer competitive benefits and a supportive atmosphere that values your contributions and encourages a healthy work-life balance.
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Contact Detail:

MW recruitment Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Loan and Securities Officer

✨Tip Number 1

Familiarise yourself with the latest legislation related to lending and securities. Understanding the legal framework will not only boost your confidence during interviews but also demonstrate your commitment to compliance and accuracy in documentation.

✨Tip Number 2

Network with professionals in the banking sector, especially those who work in lending and securities. Attend industry events or join relevant online forums to gain insights and potentially get referrals that could help you land the job.

✨Tip Number 3

Brush up on your knowledge of various retail banking products and their implications for lending. Being well-versed in these areas will allow you to speak confidently about how they relate to the role during interviews.

✨Tip Number 4

Prepare for situational interview questions by thinking of examples from your past experiences that showcase your problem-solving skills in loan processing and documentation. This will help you illustrate your capability to handle the responsibilities of the role effectively.

We think you need these skills to ace Loan and Securities Officer

Loan Processing
Attention to Detail
Knowledge of Lending Securities
Regulated Mortgage Contracts
Consumer Credit Act Compliance
Documentation Preparation
Legal Documentation Maintenance
Project Support Skills
Communication Skills
Time Management
Problem-Solving Skills
Understanding of Retail Banking Products
Accuracy in Record Keeping
Ability to Handle Non-Standard Requests

Some tips for your application 🫡

Understand the Role: Before applying, make sure you fully understand the responsibilities of a Loan and Securities Officer. Familiarise yourself with lending processes, documentation requirements, and relevant legislation to demonstrate your knowledge in your application.

Tailor Your CV: Customise your CV to highlight your experience in loan processing, securities documentation, and any relevant banking projects. Use specific examples that showcase your technical knowledge and familiarity with retail banking products.

Craft a Compelling Cover Letter: Write a cover letter that clearly outlines your motivation for applying and how your skills align with the job requirements. Mention your experience with regulated mortgage contracts and your ability to handle bespoke requests effectively.

Proofread Your Application: Before submitting, carefully proofread your application materials. Check for spelling and grammatical errors, and ensure that all information is accurate and presented professionally. A polished application reflects your attention to detail.

How to prepare for a job interview at MW recruitment

✨Know Your Lending and Securities Basics

Make sure you brush up on your knowledge of lending securities, especially bespoke non-standard requests. Understanding the nuances of loan processing and completions will show that you're well-prepared and serious about the role.

✨Familiarise Yourself with Relevant Legislation

Since the role involves maintaining legal documentation, it's crucial to be aware of the latest legislation related to lending and securities. Being able to discuss how you ensure compliance will impress the interviewers.

✨Prepare for Scenario-Based Questions

Expect questions that ask you to solve hypothetical situations related to loan documentation or servicing. Practising these scenarios can help you articulate your thought process and demonstrate your problem-solving skills effectively.

✨Showcase Your Project Support Experience

If you've been involved in any bank projects before, be ready to discuss your contributions. Highlighting your ability to support team initiatives will show that you're a team player and can adapt to various tasks.

Loan and Securities Officer
MW recruitment
M
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