At a Glance
- Tasks: Oversee diverse loan portfolios and support risk mitigation strategies.
- Company: Leading pan-European real estate finance provider expanding its team.
- Benefits: Competitive salary, professional development, and dynamic work environment.
- Other info: Opportunity to build client relationships and stay ahead of industry trends.
- Why this job: Make a real impact in portfolio management and credit risk across Europe.
- Qualifications: 5+ years in portfolio management or credit risk; strong analytical skills required.
The predicted salary is between 60000 - 80000 £ per year.
We have been retained by a leading pan-European real estate finance provider as they expand their Portfolio Management, Recoveries, and Restructuring departments to support their recent territorial expansion. Are you an analytical and proactive professional with experience in portfolio management and credit risk? We are seeking a talented Senior Associate to help oversee a diverse loan portfolio, support risk mitigation, and contribute to the management of loans with emerging risk issues or in default.
Key Responsibilities:
- Participate in regular portfolio reviews, providing insights and recommendations on loan performance and risk exposure.
- Collaborate with deal teams to assess credit risk and maintain portfolio quality.
- Undertake site visits and meetings with borrowers and their advisers across the UK & Europe.
- Support senior management in identifying emerging risks and implementing mitigation strategies.
- Prepare financial models and investment committee reports.
- Execute loan extensions and restructures, working with legal counsel.
- Assist in recovery strategies for distressed cases.
- Build and maintain strong client relationships, ensuring timely communication and proactive issue management.
- Ensure risk systems and files are always up to date, including cash management reporting.
- Prepare and present portfolio performance reports to senior management and stakeholders.
- Stay abreast of industry trends, regulatory changes, and best practices in development finance.
About You:
- Bachelor’s degree in Finance or a relevant professional qualification preferred.
- Minimum 5 years’ experience in portfolio management or credit risk management, ideally within development finance.
- Strong knowledge of loan monitoring, risk management, and financial analysis.
- Comfortable with site visits, including construction sites and distressed assets.
- Excellent communication and interpersonal skills, with the ability to manage conflict and difficult conversations.
- Proven ability to work independently and collaboratively in a team environment.
- Proficient in Microsoft Office (especially Excel) and loan management systems.
- Proactive, solution-oriented mindset with the ability to anticipate and address issues promptly.
Senior Associate , Real Estate - Restructuring & Recoveries in Cardiff employer: Murray McIntosh
Join a leading pan-European real estate finance provider that values analytical talent and proactive problem-solving. With a strong focus on employee growth, we offer a collaborative work culture where you can engage in meaningful projects across the UK and Europe, enhancing your skills in portfolio management and credit risk. Our commitment to professional development and a supportive environment makes us an excellent employer for those looking to make a significant impact in the real estate sector.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Associate , Real Estate - Restructuring & Recoveries in Cardiff
✨Get Involved in Local Property Events
Dive into local property expos and networking events! Real estate thrives on connections, so attending these events helps us meet potential employers and industry leaders, plus it's a chance to show off your enthusiasm for the field.
✨Connect with Local Agents on Social Media
Follow and engage with local real estate agents and firms on platforms like Instagram and LinkedIn. Sharing their posts and commenting with your insights can put you on their radar and might even lead to job opportunities at companies like Murray McIntosh.
✨Don’t Underestimate the Power of Cold Outreach
Got your eye on a specific company like Murray McIntosh? Don't hesitate to send a direct message or an email expressing your interest. Personalise your approach, maybe mentioning a recent listing or project of theirs, and it could set you apart from other candidates.
✨Utilise Property Management Platforms
Check out property management platforms and job boards tailored for the real estate sector. They often have exclusive listings, especially for full-time roles. Don't forget to visit Murray McIntosh's careers page directly; we love seeing passionate candidates applying through our website!
We think you need these skills to ace Senior Associate , Real Estate - Restructuring & Recoveries in Cardiff
Some tips for your application 🫡
Show Your Real-Estate Savvy:When crafting your CV and cover letter, make sure to highlight any relevant experience in the real estate sector. If you've done internships, assistant roles, or even relevant coursework, lay it out clearly. We want to see your familiarity with market trends, property management, or any sales experience you've got under your belt!
Quantify Your Achievements:In real estate, numbers speak volumes! When detailing your past roles, use concrete figures to demonstrate your achievements. For example, mention how many properties you sold, the percentage increase in client satisfaction, or any successful negotiations. These metrics can give your application that extra punch it needs!
Tailor Your Documents for the Job:Every application should feel personal. When applying for the Senior Associate , Real Estate - Restructuring & Recoveries role at Murray McIntosh, tweak your CV to focus on aspects that are important to them. If they value client relationships, emphasise your interpersonal skills. We want to see you aligning your experiences with what they're looking for!
Keep It Professional Yet Approachable:While we want you to show off your expertise, don't forget to let your personality shine through in your cover letter. A touch of friendliness can set you apart, especially in real estate where client interaction is key. Show that you're ready not just to work with the property but also with people!
How to prepare for a job interview at Murray McIntosh
✨Know Your Market Trends
In real estate, it’s all about staying ahead of the curve. Make sure we brush up on the latest market trends in the area where Murray McIntosh operates. Being able to discuss local property values, demand, and upcoming developments will show that we’re not just interested in the job, but genuinely invested in the industry.
✨Prepare for Scenario Questions
Expect some scenario-based questions during the interview. We might get asked how we’d handle different client situations or property evaluations. Preparing our responses for common real estate scenarios not only demonstrates our problem-solving skills but also shows that we can think on our feet in a client-facing role.
✨Showcase Your Connections
In full-time real estate, networking is key! Let’s think about our connections in the industry and what we can bring to Murray McIntosh. Whether it’s insights on prospective clients or relationships with local contractors, talking about these experiences can set us apart from other candidates.
✨Demonstrate Technical Savvy
Familiarity with different real estate software tools is a big plus. We should be ready to discuss any platforms we've used, whether it's for property management, CRM, or data analysis. Being comfortable with technology not only makes us more efficient, but also shows that we’re adaptable to the tools used at Murray McIntosh.
