VP - NBFI Credit

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

MUFG is seeking to appoint a Vice President Non-Bank Financial Institutions Credit Analyst within its esteemed London-based Credit Analysis Department. This position affords the opportunity to work in concert with Global Corporate and Investment Banking teams, delivering critical credit analysis and risk management across an extensive EMEA portfolio comprising insurance companies and specialist lenders. You will be entrusted with the evaluation of live transactions, intricate credit cases, and regulatory developments, thereby ensuring optimal risk-return outcomes for the organisation’s lending and trading activities.

The institution is renowned for its commitment to collaboration, knowledge sharing, and professional advancement, offering scope for future managerial responsibilities. Flexible working arrangements and access to comprehensive training resources render this an exceptional environment for those aspiring to progress their career in credit analysis within a supportive team.

• Become part of a highly knowledgeable team responsible for managing risk exposure across a diverse EMEA portfolio, including insurance companies and specialist lenders such as mortgage originators, leasing firms, and credit card issuers. Your expertise will be instrumental in safeguarding the organisation’s interests.
• Engage closely with relationship bankers and product partners on live transactions, new client approvals, and complex credit cases, utilising your proficiency in loan documentation, ISDA/CSA agreements, and market risk assessment to ensure robust outcomes.
• Enjoy flexible working arrangements, generous training support, and the prospect of developing managerial responsibilities as you advance within a collaborative department dedicated to fostering professional development and growth.

What you'll do:

• In the capacity of Vice President Non-Bank Financial Institutions Credit Analyst based in London, you will assume a pivotal role overseeing credit work pertaining to NBFIs across developed economies. Your daily responsibilities will encompass conducting comprehensive credit analysis on live transactions and annual reviews whilst maintaining close collaboration with relationship bankers.
• You will lead new client approvals by setting prudent credit appetite levels and negotiating terms that ensure effective risk mitigation. Structuring both syndicated and bilateral loans will require your scrupulous attention as you navigate complex documentation requirements.
• Engagement in high-profile cases will necessitate rapid identification of key risks followed by clear communication to stakeholders. Furthermore, you will contribute to departmental success by supporting junior colleagues’ development through training initiatives.
• Analysing market trends and regulatory changes will be essential as you report significant impacts to senior management. Your ability to interpret stress testing results will inform strategic decisions at various levels within the portfolio.
• Success in this role is predicated upon your capacity for teamwork, adaptability in managing shifting priorities, commitment to compliance standards, and dedication to maintaining accurate reporting procedures.

What you bring:

• The ideal candidate for the Vice President Non-Bank Financial Institutions Credit Analyst position possesses substantial experience evaluating insurance companies and NBFI portfolios within either banking or asset management settings.
• Your expertise extends beyond traditional credit analysis into transaction-driven environments where timely event-based assessments are crucial.
• You exhibit strong interpersonal skills that foster trust among clients and colleagues alike whilst enabling effective collaboration across teams.
• Your approach is structured yet innovative—always seeking ways to refine processes without compromising practical outcomes.
• A deep understanding of loan documentation intricacies ensures you can negotiate terms that safeguard against risk exposures.
• Technical proficiency encompasses not only market risk assessment but also interpretation of stress test results at multiple levels within the portfolio.
• Academic credentials at degree level underpin your professional foundation; additional qualifications further distinguish your candidacy.
• Communication excellence coupled with unwavering attention to detail allows you to excel under demanding deadlines whilst maintaining accuracy throughout all tasks.

We are open to considering flexible working requests in line with organisational requirements. MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.

Summary Location: London; Paris Type: Full time