At a Glance
- Tasks: Lead credit risk management and develop robust policies for EMEA.
- Company: Join MUFG, a top global financial group focused on innovation and collaboration.
- Benefits: Competitive salary, career growth opportunities, and a supportive work culture.
- Other info: Dynamic role with a focus on inclusion, diversity, and global collaboration.
- Why this job: Make a real impact in a trusted financial institution while shaping credit strategies.
- Qualifications: Experience in credit risk management and strong stakeholder relationship skills.
The predicted salary is between 43200 - 72000 € per year.
Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
OVERVIEW OF THE DEPARTMENT/SECTION
The Credit Strategy Group in Risk Management Office for EMEA CSG defines and executes the CCrO’s responsibilities for credit portfolio risk management and leads EMEA Credit in implementing a robust operating environment to manage Credit Risk.
- Ensuring EMEA Credit aligned to business strategy and supporting business to meet MTBP objectives.
- Defining Credit Strategy and Credit Culture in EMEA through Risk Appetite, Policies.
- Oversight of EMEA’s credit risk management framework: Contribute to various initiatives to achieve best practice and identify areas to strengthen and improve the credit risk management framework in EMEA to ensure consistency with relevant regulatory standards.
- Responsible for sound governance for credit risk management: Establish and maintain regional credit policies to relevant regulatory standards, including horizon scanning for new regulation. Enforce relevant divisions to follow the policy.
- Establish necessary procedures related to credit in conjunction with related divisions. Liaise with Head Office as well as the relevant divisions to make sure the policies and procedures are in alignment with the ones in Head Office.
- Responsible for Risk appetite and concentration risk management including enhancement and maintenance of the credit risk appetite with a focus on Country Risk Appetite and Product and Asset Class Risk appetite, Credit Strategy and Credit Culture for EMEA.
- Responsible for Global collaboration: Work in partnership with Risk specialists across the region and globally including Head Office to share best practice, provide support and develop effective risk policies appropriate to the Bank, influencing global best practice as appropriate.
- Oversight of Projects: Contribute to, as appropriate, credit related projects within EMEA as well as bank-wide ones so that the projects can accomplish their objectives.
- Responsible for proactively managing the continued integration of Bank and Securities with the One MUFG approach.
- Responsible for promoting and supporting inclusion and diversity across all aspects.
- Responsible for the development of strong relationships with key stakeholders within EMEA, Americas, Asia and Tokyo HQ and support the wider EMEA Network.
- Responsible for supporting the CRO/CCrO/Head of CSG/Head of Credit Policy.
VP, Credit Policy & Frameworks (6 months FTC) employer: MUFG
At Mitsubishi UFJ Financial Group (MUFG), we pride ourselves on being an employer that values your voice and empowers you to make a meaningful impact. Our collaborative work culture fosters innovation and inclusivity, while our commitment to employee growth ensures that you have the tools and opportunities to advance your career. Located in a dynamic financial hub, we offer a unique chance to be part of a global team dedicated to building sustainable relationships and driving positive change in the communities we serve.
StudySmarter Expert Advice🤫
We think this is how you could land VP, Credit Policy & Frameworks (6 months FTC)
✨Tip Number 1
Network like a pro! Reach out to current or former employees at MUFG on LinkedIn. A friendly chat can give you insider info and might just lead to a referral.
✨Tip Number 2
Prepare for the interview by understanding MUFG's values and culture. Think about how your experience aligns with their focus on collaboration and innovation, and be ready to share examples.
✨Tip Number 3
Showcase your passion for credit risk management! During interviews, discuss recent trends or challenges in the industry and how you would tackle them. This shows you're not just knowledgeable but also engaged.
✨Tip Number 4
Don’t forget to follow up after your interview! A quick thank-you email reiterating your interest in the role can keep you top of mind and show your enthusiasm for joining the team.
We think you need these skills to ace VP, Credit Policy & Frameworks (6 months FTC)
Some tips for your application 🫡
Show Your Passion:When you're writing your application, let your enthusiasm for the role shine through! We want to see how your values align with ours at MUFG, so don’t hold back on expressing why you’re excited about this opportunity.
Tailor Your CV and Cover Letter:Make sure to customise your CV and cover letter for the VP, Credit Policy & Frameworks position. Highlight your relevant experience and skills that match the job description. We love seeing how you can contribute to our mission!
Be Clear and Concise:Keep your application straightforward and to the point. Use clear language and avoid jargon where possible. We appreciate a well-structured application that makes it easy for us to see your qualifications and fit for the role.
Apply Through Our Website:Don’t forget to submit your application through our website! It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it’s super easy to do!
How to prepare for a job interview at MUFG
✨Know Your Stuff
Before the interview, dive deep into MUFG's credit policies and frameworks. Familiarise yourself with their risk management strategies and recent regulatory changes. This will not only show your genuine interest but also help you articulate how your experience aligns with their needs.
✨Showcase Your Leadership Skills
As a VP, you'll need to demonstrate strong leadership capabilities. Prepare examples of how you've successfully led teams or projects in the past, particularly in credit risk management. Highlight your ability to foster collaboration and drive innovation within diverse teams.
✨Ask Insightful Questions
Interviews are a two-way street! Prepare thoughtful questions about MUFG's approach to credit risk and their vision for the future. This shows that you're not just interested in the role, but also in contributing to their long-term goals and values.
✨Emphasise Cultural Fit
MUFG values a culture of inclusion and diversity. Be ready to discuss how you can contribute to this environment. Share experiences where you've promoted these values in your previous roles, demonstrating that you align with their mission to serve society and build long-term relationships.
