FIG Credit Director - SSFF in London

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Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups.

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With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility.

This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

MUGF is seeking a Financial Institutions Group (FIG) Credit Manager to join their London office.

This is an exceptional opportunity to become part of a global network with over 360 years of history, where your expertise in credit risk will directly influence the success of private credit portfolios across EMEA.

As a trusted partner within MUFG’s Risk Management division, you will play a pivotal role in shaping risk appetite frameworks, supporting innovative product adoption, and collaborating with stakeholders at every level.

What you’ll do

As a Financial Institutions Group Credit Manager at MUFG, you will immerse yourself in the dynamic world of private credit portfolio lending.

Your day‑to‑day responsibilities will see you acting as a central figure in the review and approval process for complex credit applications within Senior Secured Fund Finance (SSFF).

You will be instrumental in developing risk appetite frameworks that not only meet regulatory requirements but also align with MUFG’s broader business strategy.

By presenting detailed analyses to senior management and collaborating across regional teams—including those based in Tokyo—you will help drive enhancements to both product offerings and governance measures.

Your role will also involve mentoring junior colleagues, ensuring they have the support needed to excel while contributing to the overall effectiveness of the team.

Through close cooperation with legal experts and first line stakeholders, you will help shape transaction terms that safeguard MUFG’s interests while supporting client needs.

• Act as primary credit coverage for private credit portfolio lending within SSFF, ensuring robust assessment and oversight of all related transactions.
• Review, challenge, and approve credit proposals recommended by first line of defence teams, maintaining high standards of due diligence and regulatory compliance.
• Develop globally consistent risk appetite frameworks for SSFF products in alignment with MUFG’s strategic objectives and evolving regulatory expectations.
• Present complex transaction structures and risk frameworks to senior management for discussion and approval, providing clear recommendations based on thorough analysis.
• Support junior staff by delivering training sessions, sharing knowledge on SSFF products, and ensuring effective task allocation for seamless trade execution.
• Collaborate closely with regional FIG teams in EMEA and Tokyo as well as other risk management functions to enhance product offerings and risk frameworks.
• Monitor portfolio performance by establishing efficient monitoring systems with first line stakeholders, identifying key risks early and taking proactive action when necessary.
• Engage in regular dialogue with managers whose teams are involved in SSFF activities to ensure sufficient capacity and optimal resource allocation.
• Work with legal teams, clients, and internal stakeholders to set credit risk‑related terms in trading documentation that mitigate potential risks effectively.
• Participate in multi‑department projects aimed at enhancing monitoring efficiency, developing new systems, or improving risk measurement processes.

What you bring

• Experience within the financial sector in a credit risk management capacity, including at least five years focused on Senior Secured Fund Finance or equivalent products.
• Comprehensive understanding of private credit funds’ investment strategies with proven ability to analyse associated risks and mitigations.
• Demonstrated familiarity with portfolio‑based lending on a non‑recourse basis as well as deep knowledge of relevant legal documentation and structural standards.
• Bachelor’s degree or equivalent qualification is essential; possession of a Master’s degree or relevant industry accreditation would be advantageous.
• Experience working with common loan client types such as middle‑market corporates, insurance companies, or service providers is beneficial.
• Excellent communication skills enabling you to convey complex credit arguments clearly and concisely to both technical and non‑technical audiences.
• Proven interest in developing new skills—both personally and within your team—while nurturing an inclusive environment built on knowledge sharing.
• Ability to operate calmly under pressure while managing multiple priorities efficiently; strong sense of accountability coupled with sound judgement skills.
• Working knowledge of Microsoft Office suite alongside familiarity with data aggregation tools used for monitoring purposes within large financial institutions.
• Understanding of key regulatory frameworks impacting credit risk management within banking environments is considered beneficial.
• What sets MUFG apart

MUFG stands out as one of the world’s leading financial groups—not just because of its impressive heritage spanning more than three centuries but also due to its unwavering commitment to trustworthiness, collaboration, and sustainable growth.

With operations covering over 50 markets worldwide and employing more than 180,000 people globally, MUFG offers unparalleled opportunities for professional development within an inclusive environment that values diversity of thought.

Employees benefit from access to extensive training resources designed to foster both personal growth and collective achievement.

The company places great emphasis on supporting its workforce through flexible working arrangements wherever possible while encouraging open communication between teams across regions.

At MUFG you’ll find yourself surrounded by knowledgeable colleagues who are passionate about making a positive impact—ensuring that every contribution helps build towards a better future together.

MUGF is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count.

We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non‑discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.

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