Director, Head of Credit Portfolio Analysis, Credit Strategy Group (12 month FTC) in London

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long‑term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

This pivotal role offers you the opportunity to shape credit portfolio analysis across EMEA, working within a truly global organisation renowned for its integrity, transparency, and commitment to sustainable growth. As part of MUFG’s Risk Management Office, you will be at the heart of strategic decision‑making, collaborating with senior stakeholders locally and globally to ensure robust credit risk management and drive continuous improvement.

Join MUFG’s Credit Strategy Group in London and take ownership of credit portfolio analysis for EMEA, partnering with senior leaders across multiple regions to deliver high‑quality insights and drive strategic outcomes. Benefit from MUFG’s supportive leadership culture, which prioritises professional development, inclusion, and diversity, empowering you to nurture your team and contribute to a fair and transparent workplace. Enjoy the scope to collaborate globally with colleagues in Tokyo, the Americas, Asia, and EMEA, sharing knowledge and influencing credit risk strategy at one of the world’s leading financial institutions.

What you’ll do:

• You will be accountable for overseeing all aspects of credit portfolio analysis within the Credit Strategy Group, ensuring alignment with business strategy and regulatory requirements.
• You will lead the calculation and monitoring of risk appetite metrics, escalating breaches promptly to relevant stakeholders and supporting timely remediation actions.
• You will manage the Centre of Excellence for credit portfolio reporting, providing valuable insights through scenario analysis and stress testing to optimise portfolios in partnership with Front Office teams.
• You will ensure adherence to established risk appetite frameworks and limits, taking responsibility for escalation processes and implementation of corrective measures as needed.
• You will maintain oversight of credit data infrastructure as the golden source for EMEA‑wide reporting, driving improvements in data quality by collaborating closely with Front Office and second line of defence stakeholders.
• You will oversee the Early Warning Framework for credit risk, prompting proactive action from key stakeholders to mitigate potential losses across portfolios.
• You will be responsible for calculating credit cost forecasts for GCIB corporate portfolios as well as EMEA‑wide reporting obligations to regional headquarters in Tokyo.
• You will champion global collaboration by sharing best practices with risk specialists across regions, contributing to effective policy development tailored to MUFG’s needs.
• You will provide oversight on credit‑related projects both within EMEA.