Associate, Securitised Products in London

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long‑term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

What you’ll do:

• Provide support in the origination and execution of securitised products for corporate clients under the guidance of sector leads, with particular emphasis on trade receivables transactions for investment grade corporates and sponsor portfolio companies.
• Assist or assume responsibility for the execution of securitisation transaction renewals, amendments, and waivers within the corporate sector by maintaining close coordination with portfolio managers.
• Contribute to the origination and execution of securitised products for financial institution or esoteric clients as required, ensuring seamless delivery under sector‑specific leadership.
• Participate in the execution of securitisation and receivables financing products for JCIB clients, upholding exemplary standards throughout each phase of the process.
• Analyse structural risk memoranda and reports, review legal documentation, perform cash flow modelling, conduct due diligence on transactions, and manage client relationships with both internal stakeholders and external counterparties.
• Lead or support deal closing processes by ensuring all requisite documentation is completed accurately and efficiently whilst maintaining open communication with all involved parties.
• Liaise directly with clients at counterpart level to relay information, respond promptly to routine queries, and ensure that exceptional service is consistently delivered.
• Maintain current knowledge of regulatory issues pertaining to securitisation as well as developments in the broader market to ensure compliance with best practices.
• Cultivate strong relationships across departments within the organisation to establish a peer network that facilitates effective inter‑departmental collaboration.
• Support senior originators in advancing the public ABS franchise in EMEA by adopting a product‑neutral approach and contributing to both private placement and public ABS transactions.

What you bring:

• A degree‑level education (or equivalent work experience) is requisite alongside solid demonstrable experience working on securitisation transactions within EMEA in either a structuring or execution capacity.
• A background in securitisation, structured finance or working capital finance acquired from positions at banks, rating agencies or advisory firms is highly advantageous.
• Legal, accounting or credit experience would be beneficial for comprehending transaction structures and documentation requirements.
• Exceptional problem‑solving abilities coupled with commercial acumen enable you to navigate complex deal structures judiciously.
• Outstanding interpersonal skills facilitate rapport‑building with colleagues across departments as well as external clients from diverse backgrounds.
• Excellent negotiation skills underpin your ability to secure mutually agreeable outcomes during transaction discussions.
• Advanced proficiency in Microsoft PowerPoint and Excel ensures you can prepare detailed presentations and perform sophisticated financial modelling tasks efficiently.
• Fluency in any European language would be considered an asset but is not obligatory for this appointment.
• A collaborative disposition enables you to flourish within diverse teams whilst contributing positively towards shared objectives.
• Well‑developed networking capabilities assist you in cultivating valuable connections both internally within the organisation and externally across the industry.

What sets MUFG apart:

This institution distinguishes itself as one of the world’s most venerable financial groups—combining centuries‑old tradition with contemporary ambition. With operations extending across more than 50 countries worldwide and employing over 150,000 individuals globally, it offers staff access to an unrivalled breadth of expertise encompassing commercial banking, securities services, asset management and beyond. The company’s core values emphasise integrity, responsibility and transparency—fostering an inclusive workplace where every contribution is valued.

Employees benefit from flexible working opportunities tailored around their needs alongside generous pension contributions that underpin long‑term security. Comprehensive training programmes are readily available so that every member may continue developing their skills throughout their career journey. The culture here is genuinely supportive: leaders encourage open dialogue; colleagues share knowledge freely; diversity is celebrated; wellbeing initiatives are prioritised; community engagement is championed—and above all there exists a shared commitment towards sustainable growth that benefits society as much as shareholders.

We are open to considering flexible working requests in line with organisational requirements. MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non‑discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.