Analyst, Securitised Products

MUFG is seeking to appoint a Securitised Products Analyst to its London (or Amsterdam)-based team. This position presents an outstanding opportunity for you to immerse yourself in the sophisticated domain of structured finance, providing critical support in the origination and execution of intricate securitisation transactions across a diverse array of asset classes, including residential mortgages, auto loans, consumer credit, and credit card receivables.

What you'll do:

• Provide support in the origination and execution of securitised products for clients within financial institutions under the guidance of sector leads, with particular focus on asset classes such as residential mortgage‑backed securities (RMBS), auto loans, consumer credit, and credit card receivables.
• Assist with transaction renewals, amendments, and waivers by working closely with transaction managers to ensure seamless progression of deals within the financial institutions sector.
• Contribute to the origination and execution of securitised products for corporate or esoteric clients as required, collaborating with relevant sector leads to deliver bespoke solutions.
• Undertake analysis of complex transaction structures by preparing detailed risk memoranda and reports, reviewing legal documentation, performing cash flow modelling, and conducting thorough due diligence.
• Manage client relationships at counterpart level by communicating information clearly, responding promptly to routine queries, and ensuring an exceptional standard of service throughout each transaction lifecycle.
• Lead or provide support during deal closing processes by coordinating internal teams and external parties to achieve successful outcomes for all stakeholders involved.
• Maintain current knowledge of regulatory developments affecting securitisation markets by monitoring changes and integrating new insights into daily work practices.
• Cultivate strong peer networks across departments within the organisation to facilitate effective information gathering and foster interdepartmental collaboration.
• Support the execution of private placement and public asset‑backed securities (ABS) transactions in EMEA by working alongside senior originators in both private placement and public market contexts.
• Adopt a product‑neutral approach when assisting senior team members with the origination of ABS transactions across multiple jurisdictions.

What you bring:

• Possession of degree‑level education or equivalent experience is indispensable for success in this analytical role within structured finance.
• A demonstrable track record gained from roles involving structured finance or working capital finance—whether at a bank, rating agency or advisory firm—will enable you to contribute effectively from the outset.
• A background in legal, accounting or credit analysis is highly desirable as it enhances your ability to interpret complex documentation and assess risk judiciously.
• Demonstrated aptitude for resolving complex problems using sound commercial judgement will distinguish you when navigating intricate transaction structures.
• Excellent interpersonal skills are essential for establishing rapport with colleagues across departments as well as maintaining positive client relationships throughout each engagement.
• Proficiency in negotiation is important for achieving mutually beneficial outcomes during transaction discussions with clients and counterparties.
• Advanced command of Microsoft PowerPoint and Excel is required for preparing presentations, analysing data sets, modelling cash flows, and reporting findings clearly.
• Fluency in any European language would be advantageous but is not essential; an eagerness to learn about new markets is highly valued.
• Experience managing multiple priorities simultaneously whilst maintaining meticulous attention to detail ensures accuracy under demanding deadlines.
• A collaborative mindset combined with sensitivity towards diverse perspectives fosters an inclusive team environment where all individuals can flourish.

Benefits:

• Flexible working arrangements across the workforce.
• Comprehensive training programmes tailored to individual career aspirations.
• Exposure to high‑profile transactions across EMEA markets.
• Supportive global team environment that values diversity and inclusion.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership. We make our recruitment decisions in a non‑discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.