AVP - Trade Finance Middle Office

Mitsubishi UFJ Financial Group (MUFG) is seeking an Assistant Vice President to join its Trade Finance Middle Office team in London.

What you'll do:

• Conduct thorough reviews of term sheets, credit applications, and facility documentation from an operational standpoint to ensure all transactions are workable and processed efficiently without unnecessary delays.
• Assess client drawdown requests meticulously to confirm that each transaction aligns with the terms of approved facilities, safeguarding compliance and accuracy at every stage.
• Examine Guarantee and Standby Letter of Credit wordings for operational feasibility, negotiating terms with clients and legal teams as required to ensure clarity and mutual agreement.
• Provide comprehensive administrative support for all products related to non‑commodity business within the ETBO framework, while also assisting with commodity‑related business when necessary.
• Act as a daily liaison between clients, relationship managers, product managers, and various operational units to foster seamless communication and effective issue resolution.
• Monitor and control guarantee facilities exposure on a daily basis across the current portfolio, ensuring accurate determination of facility availability for new requests or enquiries.
• Prioritise inward communications based on subject matter importance with a strong emphasis on client centricity, ensuring urgent matters receive prompt attention.
• Develop familiarity with individual client processes and business flows in order to take ownership within the team once sufficient knowledge has been acquired.
• Offer technical and operational assistance to all stakeholders including clients, Relationship Managers, branches, and operational units throughout EMEA.
• Reconcile balances between the bank’s accounting system and exposure management tools for all allocated or monitored limits to maintain precise records.

What you bring:

• Demonstrated substantial experience working in an operational capacity within trade finance or guarantee‑related product environments.
• Proficiency in using Microsoft Office applications such as Outlook, Word, and Excel.
• Solid understanding of up‑to‑date market standards relevant to trade finance products (including ISP98, UCP600, e‑UCP, URDG).
• Experience with Loan IQ or similar systems is highly desirable.
• Minimum general secondary education (or equivalent) in core academic subjects is required; A Level (or equivalent) qualifications are preferred.
• Additional language skills—particularly French—are advantageous for communicating across EMEA markets.
• Excellent communication skills are necessary for building rapport with clients and collaborating effectively within teams.
• A proactive approach combined with strong organisational abilities enables prioritisation of workload under tight deadlines.
• Exceptional attention to detail ensures accuracy in documentation review and exposure monitoring tasks.
• The ability to remain calm under pressure supports consistent performance during busy periods.

Benefits

• Ongoing training opportunities designed to nurture talent at every stage of your career journey.
• Flexible working arrangements that promote work‑life balance.

EEO Statement

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership. We make our recruitment decisions in a non‑discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.