At a Glance
- Tasks: Assess and manage credit risks in structured finance transactions, focusing on securitisation.
- Company: Join MUFG, a leading financial institution with a commitment to innovation and collaboration.
- Benefits: Enjoy flexible working, generous pension contributions, and extensive training for career growth.
- Other info: Be part of a diverse team that values equality and inclusion in the workplace.
- Why this job: Make a real impact in the finance world while developing your skills in a dynamic environment.
- Qualifications: Experience in credit or structuring roles, ideally in securitisation, with strong analytical skills.
The predicted salary is between 60000 - 80000 £ per year.
MUFG is seeking an Assistant Vice President Credit Manager for its Securitisation team in London. The role focuses on assessing and managing credit risks within structured finance transactions, primarily securitisation.
Responsibilities
- Review complex credit applications for asset‑backed finance transactions such as auto/consumer credit, RMBS, trade receivables, and other structured products.
- Collaborate closely with senior colleagues to align recommendations with MUFG’s risk appetite.
- Monitor the portfolio continuously, identifying emerging risks and taking timely action in line with internal policies and regulatory guidelines.
- Contribute to developing robust credit risk frameworks that support both shareholder interests and client requirements.
- Represent the division at internal forums, share knowledge across teams, and support strategic initiatives aimed at improving credit processes.
- Ensure high‑quality written and verbal communication of complex credit matters to senior management and junior staff.
- Prioritise tasks with urgency while maintaining accuracy and attention to detail.
- Act as a role model for risk culture, demonstrating accountability, curiosity, and partnership with colleagues.
Qualifications
- Proven experience in credit or structuring roles within financial institutions, ideally focused on securitisation transactions.
- Familiarity with asset classes such as auto/consumer credit, RMBS, trade receivables, working capital, or other structured products.
- Solid background in corporate banking or structured finance, understanding market dynamics and legal implications.
- Bachelor’s degree required; Master’s degree preferred.
- Strong analytical and logical thinking skills with advanced numerical proficiency.
- Excellent written and verbal communication skills, with the ability to present recommendations clearly.
- Advanced proficiency in Microsoft Office for reporting and analysis.
- Results‑driven mindset, dependable under pressure, and proactive attitude toward managing workload efficiently.
Benefits
- Flexible working arrangements, generous pension contributions, and extensive training programmes are available to support career development and long‑term growth.
Equality, Diversity, and Inclusion
We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief, and marriage or civil partnership. We make our recruitment decisions in a non‑discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
AVP Credit Manager, Securitisation employer: MUFG - United Kingdom (BTMU)
MUFG is an exceptional employer that prioritises employee growth and development, offering extensive training programmes and flexible working arrangements to foster a supportive work culture. Located in London, the role of Assistant Vice President Credit Manager within the Securitisation team not only provides the opportunity to engage with complex financial transactions but also encourages collaboration and knowledge sharing among colleagues, making it a rewarding environment for professionals seeking meaningful contributions in the finance sector.
Contact Details:
MUFG - United Kingdom (BTMU) Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land AVP Credit Manager, Securitisation
✨Tip Number 1
Network like a pro! Reach out to folks in the industry, especially those at MUFG or similar firms. A friendly chat can open doors and give you insights that job descriptions just can't.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of securitisation and credit risk management. We recommend practising common interview questions and scenarios related to asset-backed finance to show you're ready for the challenge.
✨Tip Number 3
Showcase your analytical skills! During interviews, be ready to discuss how you've tackled complex credit applications in the past. Use specific examples to demonstrate your thought process and decision-making.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you're genuinely interested in joining our team at MUFG.
We think you need these skills to ace AVP Credit Manager, Securitisation
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter to highlight your experience in credit management and securitisation. We want to see how your skills align with the role, so don’t hold back on showcasing relevant projects or achievements!
Showcase Your Analytical Skills:Since this role involves assessing credit risks, it’s crucial to demonstrate your analytical prowess. Use specific examples from your past roles where you successfully identified risks or improved processes. We love a good story that shows your problem-solving abilities!
Communicate Clearly:Your written communication needs to shine! Ensure your application is well-structured and free of jargon. We appreciate clarity, especially when it comes to complex credit matters, so keep it straightforward and professional.
Apply Through Our Website:We encourage you to submit your application through our website. It’s the best way for us to receive your details directly and ensures you’re considered for the role. Plus, it’s super easy to do!
How to prepare for a job interview at MUFG - United Kingdom (BTMU)
✨Know Your Credit Risks
Make sure you brush up on the specifics of credit risk management, especially in securitisation. Be ready to discuss your experience with asset-backed finance transactions and how you've assessed risks in the past. This will show that you understand the role and can hit the ground running.
✨Communicate Clearly
Since the role requires excellent written and verbal communication skills, practice explaining complex credit matters in a straightforward way. You might even want to prepare a few examples of how you've communicated recommendations to senior management or collaborated with colleagues in previous roles.
✨Demonstrate Analytical Skills
Prepare to showcase your analytical and logical thinking abilities. You could bring along examples of reports or analyses you've done in the past, particularly those involving structured finance. This will help illustrate your advanced numerical proficiency and problem-solving skills.
✨Show Your Proactive Attitude
The interviewers will be looking for a results-driven mindset, so come prepared with examples of how you've managed your workload efficiently under pressure. Discuss any initiatives you've taken to improve processes or frameworks in your previous roles, as this aligns with their focus on continuous improvement.
