Associate, Securitised Products

Mitsubishi UFJ Financial Group (MUFG) invites applications for the position of Associate Securitised Products within its esteemed London-based Securitised Products & Supply Chain Finance Group, part of the Global Corporate & Investment Banking Division. This role offers an exceptional prospect for engagement in a refined and intellectually stimulating environment, contributing to the origination and execution of sophisticated securitisation and receivables financing transactions across EMEA. It provides exposure to a diverse array of products and markets within a collegial and erudite team that upholds the highest standards of integrity, transparency, and responsibility.

What you'll do

• Support the comprehensive lifecycle of securitisation transactions for an eclectic client base spanning EMEA.
• Identify new business opportunities and execute intricate structured finance arrangements in close collaboration with senior colleagues.
• Assess transaction risks, scrutinise legal documents, model cash flows meticulously, and undertake rigorous due diligence procedures.
• Sustain robust client relationships and oversee deal closings with precision while delivering exemplary service to both internal associates and external clients.
• Remain abreast of regulatory developments to uphold compliance standards.
• Promote effective teamwork across departments to ensure optimal outcomes for all stakeholders.
• Provide support in the origination and execution of securitised products for corporate, financial institution or esoteric clients under sector‑specific leadership.
• Assist or assume responsibility for the execution of securitisation transaction renewals, amendments, and waivers in the corporate sector.
• Analyse structural risk memoranda and reports, review legal documentation, perform cash flow modelling, conduct due diligence, and manage client relationships.
• Lead or support deal closing processes, ensuring all requisite documentation is completed accurately and efficiently.
• Liaise directly with clients at the counterpart level, respond promptly to routine queries, and ensure exceptional service.
• Maintain current knowledge of regulatory issues pertaining to securitisation and developments in the broader market.
• Cultivate strong relationships across departments within the organisation to facilitate inter‑departmental collaboration.
• Support senior originators in advancing the public ABS franchise in EMEA by adopting a product‑neutral approach.

What you bring

• A degree‑level education (or equivalent work experience) and solid demonstrable experience working on securitisation transactions within EMEA in a structuring or execution capacity.
• A background in securitisation, structured finance or working capital finance acquired from positions at banks, rating agencies or advisory firms.
• Legal, accounting or credit experience beneficial for comprehending transaction structures and documentation requirements.
• Exceptional problem‑solving abilities coupled with commercial acumen to navigate complex deal structures judiciously.
• Outstanding interpersonal skills facilitating rapport‑building across departments and external clients.
• Excellent negotiation skills underpinning the ability to secure mutually agreeable outcomes during transaction discussions.
• Advanced proficiency in Microsoft PowerPoint and Excel to prepare detailed presentations and perform sophisticated financial modelling tasks efficiently.
• Fluency in any European language considered an asset but not obligatory.
• A collaborative disposition enabling flourishing within diverse teams.
• Well‑developed networking capabilities aiding internal and external connections.
• Mastery of Microsoft Office tools allowing delivery of exceptional quality work expeditiously.

Benefits

• Flexible working opportunities tailored around personal needs.
• Generous pension contributions supporting long‑term security.
• Comprehensive training programmes to develop skills throughout career journey.
• Wellbeing initiatives prioritised to support staff health and balance.

Equal Opportunity Statement

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected, and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief, and marriage or civil partnership. We make our recruitment decisions in a non‑discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.