At a Glance
- Tasks: Review credit applications and make strategic recommendations to senior management.
- Company: Join a leading financial institution with a strong focus on innovation and risk management.
- Benefits: Competitive salary, professional development, and opportunities for career advancement.
- Other info: Lead a high-performing team and drive change in a fast-paced financial landscape.
- Why this job: Make impactful credit decisions and engage in strategic initiatives within a dynamic environment.
- Qualifications: 5+ years in credit or structuring roles with strong analytical and communication skills.
The predicted salary is between 43200 - 72000 £ per year.
Reviewing credit applications received and making recommendations to senior management on transaction specific files as well as continuously and actively monitoring the portfolio in line with internal policies and applicable regulatory guidelines. Ensure a high quality of written and verbal work.
Responsible for making balanced, timely and thoughtful credit decisions within the firm’s risk appetite.
Responsible for proactive solutions driven engagement with front line on deal specific and/or strategic developments through guidance, direction, feedback and identification of red flags or breaches of internal guidelines and policies. Escalating issues to Directors or the team head as appropriate.
Responsible as a VP within CIB Credit for EMEA for supporting strategic initiatives.
Responsible for developing knowledge of the various types of industries, sectors, countries, players and financial and legal structures within Securitisation and commitment to further learning.
Demonstrate the Risk Culture Pillars; taking accountability for identifying and mitigating risk; actively managing risk within the department; remaining curious by taking proactive ownership; role modelling the risk partnership with colleagues in 1LOD and 2LOD; and being willing to challenge existing practice and be proactive and positive to change.
Responsible for representing the credit division at internal forums within the region.
- Substantial (5 years+) experience in a (preferably) credit or structuring role in securitisation transactions
- Detailed knowledge and understanding of a range of asset classes inc. auto & consumer credit, RMBS and trade receivables
- Sound knowledge of working capital (receivables/asset backed) transactions/other structured products
- Sufficient experience working in financial institutions carrying out credit work for corporate and/or structured finance area
- Adequate experience in corporate banking and/or structured finance.
- Proven experience in investment banking in credit or front office
- Credit, rating agency, legal or accounting background
- Sufficient credit assessment and credit risk management skills
- Thorough knowledge of credit, risk management, market and legal aspects of securitisation
- Adequate relevant industry experience with a deep area of credit specialism
- In depth knowledge of credit and risk principles, products, derivatives and management
- Sufficient experience in dealing with regulatory audits associated to credit
- Advanced interpersonal skills with ability and experience to communicate to both senior management and junior members of staff.
- Coaching and development skills.
- Excellent communication skills
- Results driven, with a strong sense of accountability
- A proactive, motivated approach
- The ability to operate with urgency and prioritize work accordingly
- Strong decision making skills, the ability to demonstrate sound judgement
- A structured and logical approach to work
- Strong problem solving skills
- A creative and innovative approach to work
- Excellent interpersonal skills
- The ability to manage large workloads and tight deadlines
- Excellent attention to detail and accuracy
- A calm approach, with the ability to perform well in a pressured environment
- Strong numerical skills
- Excellent Microsoft Office skills
- A confident approach, with the ability to provide clear direction to your team
- The ability to lead a high performing team
- A strategic approach, with the ability to lead and motivate your team
- The ability to articulate and implement the vision/strategy for CIB Credit for EMEA
The role holder will have responsibilities for both MUFG Bank and MUFG Securities EMEA plc. The role holder will be required to perform their duties and responsibilities on an entity neutral basis, without favour. The role holder is required to follow regulatory requirements applicable to ensure each business is appropriately supported and to maintain the legal entity integrity of each of MUFG Bank and MUS. Working terms are dictated by functional mandates, the terms of the Dual-Hat Arrangement Agreement in place between MUFG Bank and MUFG Securities EMEA plc and any other relevant agreements entered into between MUFG Bank and MUFG Securities EMEA plc. The role holder will have responsibility for identifying and resolving where there may be a difference or conflict in needs between MUFG Bank and MUFG Securities EMEA plc, escalating to their manager where required.
Vice President Credit Manager, Securitisation employer: MUFG Bank, Ltd
At Mitsubishi UFJ Financial Group (MUFG), we pride ourselves on being an exceptional employer that values collaboration, innovation, and personal growth. Our London office offers a dynamic work culture where your contributions are recognised and rewarded, alongside opportunities for professional development in the financial sector. Join us to be part of a global team dedicated to making a meaningful impact while enjoying a supportive environment that encourages diverse ideas and career advancement.
StudySmarter Expert Advice🤫
We think this is how you could land Vice President Credit Manager, Securitisation
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and securitisation sectors. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for those interviews by brushing up on your knowledge of credit assessment and risk management. Be ready to discuss specific transactions you've worked on and how you navigated challenges. Show them you’re not just a candidate, but a potential asset to their team!
✨Tip Number 3
Don’t forget to showcase your soft skills! Communication and leadership are key in this role. Think of examples where you’ve led a team or communicated complex ideas clearly. This will help you stand out as a well-rounded candidate.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage directly with us. Let’s make it happen together!
We think you need these skills to ace Vice President Credit Manager, Securitisation
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter to highlight your experience in credit management and securitisation. We want to see how your skills align with the specific requirements mentioned in the job description.
Showcase Your Communication Skills:Since excellent communication is key for this role, ensure your written application reflects clarity and professionalism. Use concise language and structure your thoughts logically to demonstrate your ability to communicate effectively.
Highlight Relevant Experience:Don’t forget to emphasise your substantial experience in credit or structuring roles. We’re looking for candidates who can showcase their knowledge of asset classes and risk management principles, so make that front and centre in your application.
Apply Through Our Website:We encourage you to submit your application through our website. It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it shows you’re proactive and motivated!
How to prepare for a job interview at MUFG Bank, Ltd
✨Know Your Credit Stuff
Make sure you brush up on your knowledge of credit assessment and risk management principles. Be ready to discuss specific asset classes like auto & consumer credit, RMBS, and trade receivables. Showing that you understand the nuances of these areas will impress the interviewers.
✨Demonstrate Your Decision-Making Skills
Prepare examples of how you've made balanced and timely credit decisions in the past. Think about situations where you identified red flags or breaches of internal guidelines and how you escalated those issues appropriately. This will showcase your ability to operate within a firm's risk appetite.
✨Show Off Your Communication Skills
Since this role involves engaging with both senior management and junior staff, practice articulating complex ideas clearly and concisely. You might be asked to explain a credit decision or a strategic initiative, so being able to communicate effectively is key.
✨Be Proactive and Solutions-Driven
Think of ways you've taken ownership of challenges in previous roles. Prepare to discuss how you've engaged proactively with teams to find solutions or improve processes. This aligns perfectly with the expectations of being a VP who supports strategic initiatives.
