At a Glance
- Tasks: Review complex credit applications and shape credit risk frameworks in structured finance.
- Company: Join MUFG, a leading global financial group with a rich heritage.
- Benefits: Enjoy flexible working, generous pension contributions, and extensive training opportunities.
- Other info: Be part of a diverse team committed to integrity and sustainable growth.
- Why this job: Make a meaningful impact in a trusted financial institution while developing your career.
- Qualifications: Experience in credit assessment and strong communication skills are essential.
The predicted salary is between 60000 - 80000 £ per year.
Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
MUFG is seeking an Assistant Vice President Credit Manager for its Securitisation team in London. This role offers you the opportunity to join a global network with over 150,000 employees and a rich heritage spanning more than 350 years. As part of MUFG’s Credit Office for EMEA, you will play a pivotal role in supporting the assessment and management of credit risks within structured finance transactions, specifically focusing on securitisation. You will be empowered to make thoughtful recommendations and decisions that shape the future of credit risk frameworks across the region.
MUFG is committed to nurturing talent, fostering shared growth, and providing a transparent, fair, and honest workplace culture. With flexible working opportunities, generous pension contributions, and access to extensive training programmes, this is your chance to build a rewarding career at a leading financial institution that values integrity, responsibility, and long-term relationships.
What you'll do:- Review complex credit applications related to asset-backed finance transactions such as auto & consumer credit, RMBS, trade receivables, and other structured products.
- Collaborate closely with senior colleagues to ensure recommendations are well-considered and aligned with MUFG’s risk appetite.
- Continuously monitor the portfolio in line with internal policies and applicable regulatory guidelines, ensuring timely identification of risks and early action where necessary.
- Contribute actively to developing robust credit risk frameworks that support both shareholders’ interests and client requirements.
- Represent the division at internal forums, share knowledge across teams, support strategic initiatives aimed at improving credit processes, and foster an environment where risk management is embedded into every decision.
- Proven expertise from previous roles involving credit or structuring responsibilities within financial institutions—ideally focused on securitisation transactions.
- Familiarity with asset classes such as auto & consumer credit or RMBS.
- A solid foundation in corporate banking or structured finance.
- Ability to communicate clearly—both verbally and in writing.
- Academic credentials such as a Bachelor Degree (with preference given to candidates holding a Masters Degree).
- Excellent interpersonal skills enabling collaboration across teams.
- Results-driven approach combined with accountability for outcomes.
- Structured logical thinking applied consistently throughout work processes.
- Advanced proficiency in Microsoft Office tools used for reporting or analysis.
MUFG stands apart as one of the world’s leading financial groups thanks to its unwavering commitment to integrity, transparency, fairness, and responsibility. With over 350 years of history behind it—and operations spanning more than 50 countries—MUFG offers employees unparalleled opportunities for personal growth within a truly global network.
The organisation’s vision is clear: be the world’s most trusted financial group by attracting talented individuals who share its values. Employees benefit from flexible working arrangements tailored around their needs alongside generous pension contributions that secure their future wellbeing. Training opportunities abound so you can continually expand your skillset while advancing your career within supportive teams led by knowledgeable professionals who value collaboration above all else.
MUFG fosters an inclusive environment where everyone is encouraged to connect meaningfully with colleagues across regions—building lasting relationships that serve society as well as clients’ interests. By joining MUFG you become part of an institution dedicated not only to financial excellence but also shared sustainable growth for a better world.
What's next:If you are ready to take your career forward with one of the world’s most respected financial institutions—and want your expertise in securitisation credit management recognised—this is your moment! Apply today by clicking on the link provided.
We are open to considering flexible working requests in line with organisational requirements. MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count.
AVP Credit Manager, Securitisation employer: MUFG Bank, Ltd
MUFG is an exceptional employer, offering a dynamic work environment in London where your contributions truly matter. With a strong commitment to integrity and transparency, employees enjoy flexible working arrangements, generous pension contributions, and extensive training opportunities that foster personal and professional growth. Join a collaborative team dedicated to shaping the future of credit risk management while making a meaningful impact in the financial sector.
StudySmarter Expert Advice🤫
We think this is how you could land AVP Credit Manager, Securitisation
✨Network Like a Pro
Get out there and connect with people in the industry! Attend events, join online forums, or even reach out to alumni from your university. Building relationships can open doors that you didn’t even know existed.
✨Ace the Interview
Prepare for your interviews by researching MUFG and understanding their values. Practice common interview questions and think about how your experience aligns with the role. Remember, it’s not just about what you say, but how you present yourself!
✨Showcase Your Skills
Bring your A-game by showcasing your analytical skills and knowledge of securitisation during discussions. Use real-life examples to demonstrate your expertise and how you can contribute to the team at MUFG.
✨Follow Up
After your interview, don’t forget to send a thank-you email! It shows your appreciation and keeps you on their radar. Plus, it’s a great chance to reiterate your enthusiasm for the role and the company.
We think you need these skills to ace AVP Credit Manager, Securitisation
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the AVP Credit Manager role. Highlight your experience in credit assessment and securitisation, and don’t forget to showcase your analytical skills. We want to see how your background aligns with what we’re looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re passionate about this role at MUFG and how your values align with ours. Keep it concise but impactful—let us know why you’re the perfect fit!
Showcase Your Communication Skills:Since effective communication is key in this role, make sure your written application reflects that. Use clear and professional language, and ensure there are no typos or grammatical errors. We appreciate attention to detail!
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way to ensure your application gets to the right people. Plus, it shows you’re serious about joining our team at MUFG. We can’t wait to hear from you!
How to prepare for a job interview at MUFG Bank, Ltd
✨Know Your Securitisation Stuff
Make sure you brush up on your knowledge of asset classes like auto & consumer credit and RMBS. Be ready to discuss how these impact credit risk assessments, as this will show your expertise and confidence in the field.
✨Showcase Your Analytical Skills
Prepare to demonstrate your analytical abilities during the interview. Bring examples of past experiences where you successfully assessed complex credit applications or managed risks. This will highlight your logical thinking and numerical skills.
✨Communicate Clearly and Confidently
Practice articulating your thoughts clearly, both verbally and in writing. You might be asked to explain complex credit matters, so being able to communicate effectively with different stakeholders is crucial for this role.
✨Emphasise Your Team Spirit
MUFG values collaboration, so be prepared to discuss how you've worked with teams in the past. Share examples of how you’ve contributed to strategic initiatives or supported colleagues, showcasing your interpersonal skills and willingness to learn.