Payments Engineer

Payments Engineer

Full-Time 42525 - 51975 Β£ / year (est.) Working from home possible
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At a Glance

  • Tasks: Join a team delivering cutting-edge payment solutions and tackle complex transaction challenges.
  • Company: Dynamic payments technology organisation with a focus on innovation.
  • Benefits: Remote work, competitive salary, and opportunities for professional growth.
  • Other info: Exciting career path with exposure to advanced technologies and global projects.
  • Why this job: Make an impact in the future of digital payments while collaborating with industry experts.
  • Qualifications: Experience in payment processing and strong problem-solving skills required.

The predicted salary is between 42525 - 51975 Β£ per year.

Build and deliver the technology behind a global payments platform. Are you a technically driven payments professional who enjoys working on complex transaction processing environments, solving challenging problems, and delivering mission-critical payment solutions? We are seeking an experienced Payments Processing Delivery Engineer to join a highly skilled technology team responsible for the delivery, implementation, and support of advanced payment processing solutions.

This role offers the opportunity to work across the complete delivery lifecycle β€” from requirements analysis and solution definition through development support, testing, implementation, and operational handover. You will work closely with customers, internal engineering teams, payment networks, and third-party vendors to ensure secure, reliable, and compliant payment solutions are delivered successfully.

The Role

  • Support the delivery of complex payment processing projects from initiation through to production implementation.
  • Analyse customer and business requirements and translate them into technical solutions.
  • Provide technical input into project estimates, delivery plans, and implementation activities.
  • Work with internal teams, customers, vendors, and payment partners to define and deliver solutions.
  • Support testing activities, defect resolution, and production readiness.
  • Ensure solutions meet technical, security, compliance, and operational standards.

Key Responsibilities

  • Payments Solution Delivery
    • Analyse and design technical solutions to meet customer requirements.
    • Produce technical documentation including designs, implementation guides, operational procedures, and release documentation.
    • Conduct impact assessments for payment scheme changes and industry mandates.
    • Support software releases, upgrades, enhancements, and customer implementations.
    • Take technical ownership of assigned delivery activities from requirements through to completion.
  • Testing & Implementation
    • Create test plans, test conditions, and test scripts in line with established testing methodologies.
    • Support technical setup of test environments, tools, and payment simulators.
    • Act as a technical point of contact between delivery teams, test teams, customers, and third parties.
    • Investigate and drive resolution of technical issues during testing and implementation.
    • Support production deployment activities and technical handover into support teams.
  • Technical Collaboration & Support
    • Work closely with development, operations, and support teams to ensure successful delivery.
    • Provide technical guidance and peer support to colleagues.
    • Ensure all delivered solutions follow technical standards and engineering best practices.
    • Maintain accurate technical documentation throughout the delivery lifecycle.

About You

You will be an experienced payments technology professional with hands-on experience delivering solutions within transaction processing environments.

Essential Skills & Experience

  • Experience working within payment processing, card acquiring, issuing, or transaction switching environments.
  • Strong understanding of end-to-end software delivery lifecycles.
  • Experience analysing requirements and producing technical solutions.
  • Strong troubleshooting and problem-solving skills.
  • Ability to manage multiple priorities while maintaining attention to detail.
  • Excellent communication skills with both technical and non-technical stakeholders.

Technical Knowledge

  • Experience with:
    • Payment processing systems and transaction protocols.
    • ISO 8583 messaging standards.
    • SQL and database technologies.
    • Windows and Linux operating systems.
    • Payment applications such as Postilion, Tango, Authentic, or similar platforms.
    • Card scheme requirements including: Visa, Mastercard, UnionPay International, American Express, JCB, Diners / Discover, LINK and other domestic payment networks.
  • Knowledge of:
    • PCI DSS and payment security requirements.
    • System analysis and technical design.
    • Software testing practices.
    • Secure file transfer technologies such as SFTP/FileXpress.

Desirable Experience

  • Experience with:
    • IBM Mainframe environments, including COBOL.
    • Java development.
    • Visual Basic.
    • Scripting languages.

Why Join?

This is an exciting opportunity to join a specialist payments technology organisation delivering solutions that power secure and reliable payment transactions globally. You will work alongside experienced payments professionals, gain exposure to complex transaction processing environments, and play a key role in delivering technology that supports the future of digital payments. If you are passionate about payments technology and enjoy turning technical challenges into successful delivery outcomes, we would like to hear from you.

Payments Engineer employer: MRL Consulting Group

Join a forward-thinking company that values innovation and collaboration, where as a Principal Engineer (.NET), you'll have the opportunity to shape engineering strategy and influence technology decisions across multiple teams. With a hybrid working model in vibrant locations like London or Coventry, you will enjoy a supportive work culture that fosters continuous improvement and offers ample opportunities for professional growth. Here, your expertise will not only drive large-scale engineering initiatives but also mentor the next generation of technical leaders, making this an exceptional place to advance your career.

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Contact Details:

MRL Consulting Group Recruitment Team

We think you need these skills to ace Payments Engineer

Payments Processing
Transaction Processing
Requirements Analysis
Technical Solution Design
Testing Methodologies
Troubleshooting Skills
Attention to Detail