RV Risk Specialist in Essex

This is a unique opportunity to influence the risk strategy of a major automotive finance provider at a pivotal time for the industry. As electrification, new mobility models, and changing ownership behaviours reshape the market, you will be at the forefront of protecting and optimizing Ford Credit’s balance sheet across the UK and Europe. Residual Value (RV) is one of the most critical drivers of profitability in vehicle finance. As an RV Specialist, you will play a key role in setting, managing, and governing Residual Values that balance risk discipline with commercial competitiveness. You’ll combine market insight, data analysis, and strategic thinking to support Ford Credit’s growth ambitions while mitigating financial risk. Responsibilities Set and manage Residual Values across the portfolio in line with risk appetite and policy. Monitor RV exposure and proactively identify areas of risk concentration. Produce quarterly RV performance reviews and recommendations for senior leadership and risk committees. Support RV forecasting and financial reporting, including FINREP. Contribute to the objective of achieving zero‑loss vehicle returns while maintaining strong market positioning. New Model