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- Tasks: Lead fraud risk management and develop oversight frameworks in a dynamic fintech environment.
- Company: Join a regulated BaaS and embedded finance business making waves across multiple markets.
- Benefits: Enjoy a hybrid work model, competitive salary, and the chance to influence key decisions.
- Other info: This role offers a unique opportunity for individual contributors to shine and drive change.
- Why this job: Make a real impact by applying your fraud expertise at a senior level without team management.
- Qualifications: Senior experience in fraud prevention and risk management within payments or fintech is essential.
The predicted salary is between 80000 - 100000 £ per year.
Do you have deep expertise in fraud risk oversight within payments or fintech? Have you operated in a second line of defence function, building frameworks and challenging first line controls? Are you looking for a senior role where the focus is entirely on fraud expertise rather than team management? If yes, this could be worth a closer look.
We are working with a regulated BaaS and embedded finance business operating across multiple markets to appoint a Head of Fraud and Risk Oversight. This is an individual contributor position and is ideal for an experienced fraud professional who wants to apply deep expertise at a senior level.
What You Will Be Responsible For
- Developing and maintaining the fraud risk management framework, policies and procedures
- Providing second line oversight across products, customer segments and payment flows
- Reviewing and challenging fraud controls, transaction monitoring rules and detection mechanisms
- Conducting fraud risk assessments and identifying control weaknesses and process gaps
- Overseeing QA and control testing of first line fraud operations and investigations
- Maintaining fraud risk reporting and MI for senior management and governance committees
- Acting as the internal subject matter expert on fraud risk across the business
What We Are Looking For
- Senior level experience in fraud prevention and risk management within payments, fintech or banking
- Second line of defence background, risk oversight, compliance or control testing
- Strong understanding of fraud typologies relevant to payments, including APP fraud
- Experience developing or overseeing fraud frameworks and risk assessments
- An individual contributor mindset, comfortable operating without direct reports
- Confident communicator, able to challenge constructively and engage at board level
If you are a senior fraud specialist looking for influence and ownership without management responsibility, this is a rare position worth exploring.
Head of Fraud and Risk Oversight | Payments & Fintech in London employer: Mostyn Chase
Contact Detail:
Mostyn Chase Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Head of Fraud and Risk Oversight | Payments & Fintech in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the payments and fintech space. Attend industry events or webinars where you can meet potential employers or colleagues who might know about openings. Remember, it's all about who you know!
✨Tip Number 2
Show off your expertise! When you get the chance to chat with hiring managers or recruiters, be ready to discuss your experience in fraud risk oversight. Share specific examples of how you've built frameworks or challenged controls – this will set you apart from the crowd.
✨Tip Number 3
Don’t shy away from asking questions during interviews! This is your chance to demonstrate your knowledge and interest in the role. Ask about their current fraud risk management practices and how you can contribute to improving them.
✨Tip Number 4
Apply through our website! We’ve got some fantastic opportunities waiting for you. By applying directly, you’ll ensure your application gets the attention it deserves, and you can showcase your passion for the role right from the start.
We think you need these skills to ace Head of Fraud and Risk Oversight | Payments & Fintech in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your deep expertise in fraud risk oversight, especially within payments or fintech. We want to see how your experience aligns with the specific responsibilities mentioned in the job description.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this individual contributor role. Share specific examples of how you've developed fraud frameworks or conducted risk assessments in the past.
Showcase Your Communication Skills: Since this role involves engaging at board level, it's crucial to demonstrate your confident communication style. We recommend including examples of how you've constructively challenged controls or influenced decisions in previous roles.
Apply Through Our Website: We encourage you to apply directly through our website. This ensures your application gets to us quickly and efficiently, and you'll be one step closer to joining our team!
How to prepare for a job interview at Mostyn Chase
✨Know Your Fraud Frameworks
Make sure you’re well-versed in the latest fraud risk management frameworks and policies. Brush up on your knowledge of second line of defence functions and be ready to discuss how you've built or challenged these frameworks in your previous roles.
✨Showcase Your Expertise
Prepare to demonstrate your deep understanding of fraud typologies, especially those relevant to payments. Think of specific examples where you've identified control weaknesses or improved detection mechanisms, as this will highlight your expertise.
✨Communicate Confidently
Since this role involves engaging with senior management and governance committees, practice articulating your thoughts clearly and confidently. Be ready to challenge constructively and share your insights on fraud risk oversight.
✨Prepare for Scenario Questions
Expect scenario-based questions that assess your problem-solving skills in fraud risk management. Prepare examples of past experiences where you conducted fraud risk assessments or oversaw QA testing, showcasing your analytical abilities.