At a Glance
- Tasks: Evaluate and approve high-value credit applications while producing detailed reports.
- Company: Dynamic finance company based in Bristol with a collaborative culture.
- Benefits: Competitive salary, professional development, and flexible working arrangements.
- Other info: Opportunity for career growth in a supportive and innovative environment.
- Why this job: Join a critical role in shaping corporate lending decisions and enhancing client experiences.
- Qualifications: Experience in corporate credit underwriting and strong analytical skills required.
The predicted salary is between 40000 - 40000 £ per year.
Location: Bristol (minimum 1 day per week on-site, typically Monday)
Salary: £40k
Role Overview: The Senior Corporate Underwriter plays a critical role in evaluating and approving complex corporate and high-value credit applications. This role focuses on detailed analysis, comprehensive reporting, and sound decision-making in line with business, regulatory, and risk frameworks.
Responsibilities
- Assess and approve corporate and high-value customer credit applications within delegated authority.
- Conduct detailed credit analysis for applications typically ranging from £1m to £25m, including corporate entities, small companies, and high-net-worth individuals.
- Produce clear, well-structured credit reports that explain financial context, risks, and decision rationale.
- Maintain robust audit trails, ensuring compliance with onboarding, origination, and due diligence procedures.
- Monitor operational processes and standard operating procedures, recommending improvements to enhance efficiency and governance.
- Support competence development across the credit and onboarding functions.
- Collaborate with internal stakeholders to resolve issues and escalate risks where required.
- Participate in ad-hoc projects and process reviews to improve the end-to-end client experience.
Required Skills and Competencies
- Strong analytical and critical thinking skills with a focus on financial data and company accounts.
- In-depth understanding of credit risk, corporate structures, and complex lending.
- Ability to produce detailed written reports and communicate findings effectively.
- Attention to detail and proactive prioritization of tasks.
- Strong relationship management and customer service orientation.
- Ability to work independently and under pressure while maintaining high standards.
- Commercial awareness and sound judgment in decision-making.
Experience and Qualifications
- Proven experience in corporate credit underwriting, corporate credit analysis, or finance/accounting roles.
- Exposure to complex corporate lending decisions and larger credit applications.
- Knowledge of UK regulated finance and risk frameworks desirable.
Education
- Education in finance, accounting, business management, or law advantageous but not essential.
- Proficiency in MS Office, financial databases, and specialized underwriting software.
Values and Conduct
- Demonstrates professionalism, integrity, and honesty in all work activities.
- Embraces company values including collaboration, authenticity, curiosity, and commitment.
- Adheres to regulatory standards and conduct codes, promoting a strong risk culture throughout the organization.
Underwrtiter in Bristol employer: Morson Human Resources Limited
As a Senior Corporate Underwriter in Bristol, you will join a dynamic team that values collaboration and integrity, offering a supportive work culture that prioritises employee growth and development. With competitive salary packages and opportunities to engage in meaningful projects, this role not only enhances your analytical skills but also allows you to make impactful decisions within a well-regulated environment. The company's commitment to professional development and a strong risk culture makes it an excellent employer for those seeking a rewarding career in finance.
Contact Details:
Morson Human Resources Limited Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Underwrtiter in Bristol
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by practising common questions and scenarios related to underwriting. We recommend doing mock interviews with friends or using online resources to boost your confidence and refine your answers.
✨Tip Number 3
Showcase your analytical skills! Bring examples of your past work that demonstrate your ability to assess credit applications and produce detailed reports. This will help you stand out as a candidate who can hit the ground running.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who are proactive about their job search!
We think you need these skills to ace Underwrtiter in Bristol
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Corporate Underwriter role. Highlight your experience in corporate credit underwriting and any relevant skills that match the job description. We want to see how your background aligns with what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Mention specific experiences that demonstrate your analytical skills and understanding of credit risk. We love a good story that showcases your journey!
Showcase Your Analytical Skills:Since this role requires strong analytical and critical thinking skills, make sure to include examples of how you've successfully evaluated complex financial data in the past. We want to see your thought process and how you approach problem-solving!
Apply Through Our Website:Don't forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about StudySmarter and what we stand for!
How to prepare for a job interview at Morson Human Resources Limited
✨Know Your Numbers
As a Senior Corporate Underwriter, you'll be dealing with complex credit applications. Brush up on your financial analysis skills and be ready to discuss specific examples of how you've evaluated corporate credit in the past. This will show your analytical prowess and understanding of the role.
✨Master the Art of Reporting
You'll need to produce clear and structured credit reports. Prepare by reviewing some sample reports and think about how you would present your findings. Being able to articulate your thought process and decision-making rationale will impress your interviewers.
✨Showcase Your Relationship Skills
This role requires strong relationship management. Think of instances where you've successfully collaborated with stakeholders or resolved conflicts. Be ready to share these stories to demonstrate your customer service orientation and ability to work well under pressure.
✨Stay Updated on Regulations
Understanding UK regulated finance and risk frameworks is crucial. Familiarise yourself with current regulations and be prepared to discuss how they impact underwriting decisions. This shows your commitment to compliance and enhances your credibility as a candidate.
