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- Tasks: Underwrite credit proposals and collaborate with senior credit leadership on complex lending structures.
- Company: Award-winning UK financial services organisation with a focus on growth.
- Benefits: Strong development opportunities and a high-impact role in a growing team.
- Why this job: Make a real difference in SME lending while advancing your career.
- Qualifications: Experience in SME commercial lending and strong analytical skills.
- Other info: Dynamic environment with opportunities for progression.
The predicted salary is between 36000 - 60000 £ per year.
We’re partnering with a well-established, award-winning UK financial services organisation that’s continuing to grow and is now looking for an experienced Senior Underwriter to join its SME Lending function. This is a hands-on role with mandate authority, exposure to complex SME lending structures, and close collaboration with senior credit leadership.
Key responsibilities:
- Underwrite new credit proposals within personal mandate
- Escalate and present higher-value cases to senior credit stakeholders
- Review and oversee proposals above other underwriters’ mandates
- Ensure strong credit analysis and QA standards
- Provide guidance on credit policy and risk appetite
- Support and deputise for Senior Credit Managers where required
About you:
- Strong SME commercial lending experience (secured & unsecured)
- Exposure to a range of assets and lending structures
- Comfortable working with both direct and broker-originated business
- Sound commercial judgement within credit policy
- Advanced written and presentation skills for senior credit forums
Why apply?
- Strong development and progression focus
- High-impact role within a growing SME lending team
Senior Underwriter in Southampton employer: Morson Edge
Contact Detail:
Morson Edge Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Underwriter in Southampton
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services sector, especially those in SME lending. A friendly chat can lead to insider info about job openings that aren’t even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your credit analysis skills. Be ready to discuss complex lending structures and showcase your commercial judgement. We want you to shine when it comes to presenting your experience!
✨Tip Number 3
Don’t forget to follow up after interviews! A quick thank-you email can keep you top of mind for hiring managers. It shows your enthusiasm and professionalism, which is key in the financial services world.
✨Tip Number 4
Apply through our website for the best chance at landing that Senior Underwriter role. We’re all about making the process smooth and ensuring your application gets the attention it deserves!
We think you need these skills to ace Senior Underwriter in Southampton
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Underwriter role. Highlight your SME commercial lending experience and any relevant achievements that showcase your skills in underwriting and credit analysis.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Mention your exposure to complex lending structures and how you can contribute to the team’s success.
Showcase Your Presentation Skills: Since advanced written and presentation skills are key, consider including examples of past presentations or reports you've created. This will demonstrate your ability to communicate effectively with senior stakeholders.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any updates!
How to prepare for a job interview at Morson Edge
✨Know Your SME Lending Inside Out
Make sure you brush up on your knowledge of SME lending, both secured and unsecured. Be ready to discuss different lending structures and assets you've worked with, as this will show your expertise and confidence in the field.
✨Prepare for Complex Scenarios
Since the role involves exposure to complex credit proposals, think of examples from your past experience where you successfully underwrote challenging cases. Be prepared to explain your thought process and how you navigated any obstacles.
✨Showcase Your Presentation Skills
As you'll be presenting to senior credit stakeholders, practice articulating your ideas clearly and confidently. Use examples to illustrate your points and ensure you can convey complex information in a straightforward manner.
✨Understand the Company’s Credit Policy
Familiarise yourself with the organisation's credit policy and risk appetite. This will not only help you answer questions more effectively but also demonstrate your genuine interest in aligning with their values and standards.
